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Illustrated portrait of Democratic Republic of the Congo; geographic and cultural interpretation, not regulator premises.
← The regulatory atlasCOUNTRY PERSPECTIVE / Democratic Republic of the Congo

Standalone insurance authority under ministry oversight

Democratic Republic of the CongoARCA

Insurance supervision in Democratic Republic of the Congo.

AI-generated country illustrationSources checked

01 / The institution

Autorité de Régulation et de Contrôle des Assurances

ARCA has national jurisdiction over insurance supervision. It checks insurers' financial soundness, protects policyholders and can investigate insurance complaints.

How it is structured

Standalone insurance authority under ministry oversight

Institutional source ↗

What it oversees

The decree establishes ARCA as an independent technical public institution with legal personality under the Ministry of Finance's administrative oversight.

Mandate source ↗

The legal foundations

Mandate, written into law.

Establishing legislation and the rules governing insurance may be different instruments.

02 / Market signals

The numbers, with context.

Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.

20240.53%

Insurance penetration

Premiums issued divided by GDP; regulator-reported ratio.

Table 47, page 95 ↗

Insurance penetration. A current premium-to-GDP ratio has not been independently verified for this profile. No estimate is substituted.

03 / The report notebook

A dated view of the market.

What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.

04 / Official contacts

Reach the institution.

Public institutional channels, checked 17 September 2026.

General enquiries
info@arca.cdSource ↗

Research trail

Sources you can follow.

Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.

  1. ARCA: institutional mandate and organisation ↗Checked
  2. Official contact details ↗Checked
  3. Official contact details ↗Checked
  4. ARCA — State of the insurance market in DRC in 2024 ↗Checked

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