Illustrated portrait of Bhutan; geographic and cultural interpretation, not regulator premises.
← The regulatory atlasCOUNTRY PERSPECTIVE / Bhutan

Central-bank supervision

BhutanRMA

Insurance supervision in Bhutan.

AI-generated country illustrationSources checked

01 / The institution

Royal Monetary Authority

The RMA’s annual report identifies the central-bank act as its institutional reporting framework. Its financial-sector publications separately include an annual supervision report.

How it is structured

Central-bank supervision

Institutional source ↗

The legal foundations

Mandate, written into law.

Establishing legislation and the rules governing insurance may be different instruments.

02 / Market signals

The numbers, with context.

Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.

Insurance penetration. A current premium-to-GDP ratio has not been independently verified for this profile. No estimate is substituted.

03 / The report notebook

A dated view of the market.

What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.

ReviewedNOTE 01

FY 2024/25

Royal Monetary Authority Annual Report 2025 ↗

Financial-sector performance chapter reviewed. Its non-bank aggregate combines insurers with the National Pension and Provident Fund; that aggregate is not used as an insurance-market total.

Insurers also provide credit

The sector review identifies Royal Insurance Corporation and Bhutan Insurance among the financial institutions supplying credit, alongside banks and the provident fund.

Printed pages 83–84, footnote 33 and Chart 5.5.3 ↗

Read the reporting perimeter

The non-bank figures include a pension institution. They cannot establish insurance penetration or total premiums without separate insurance statistics.

Printed page 83, financial-sector performance review ↗
Read the original publication ↗

04 / Official contacts

Reach the institution.

Public institutional channels, checked 17 September 2026.

Research trail

Sources you can follow.

Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.

  1. Preface In accordance with Articles under Chapter ↗Checked
  2. Institutional website — contact route ↗Checked
  3. Royal Monetary Authority Annual Report 2025 ↗Checked

Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.