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Illustrated portrait of Mozambique; geographic and cultural interpretation, not regulator premises.
← The regulatory atlasCOUNTRY PERSPECTIVE / Mozambique

Specialist insurance and pensions authority

MozambiqueISSM

Insurance supervision in Mozambique.

AI-generated country illustrationSources checked

01 / The institution

Instituto de Supervisao de Seguros de Mocambique

ISSM is a public legal person with administrative and financial autonomy. The 2024 diploma defines its internal organisation and replaces the 2012 internal regulation.

How it is structured

Specialist insurance and pensions authority

Institutional source ↗

The legal foundations

Mandate, written into law.

Establishing legislation and the rules governing insurance may be different instruments.

02 / Market signals

The numbers, with context.

Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.

20241.66%

Insurance penetration

Gross written premiums divided by GDP, up from 1.62%.

Page 5, Table 1 ↗

Insurance penetration. The report’s ratio uses premiums and GDP for 2024, not the publication year.

03 / The report notebook

A dated view of the market.

What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.

04 / Official contacts

Reach the institution.

Public institutional channels, checked 17 September 2026.

Research trail

Sources you can follow.

Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.

  1. Official institutional and legal source ↗Checked
  2. Official contact page ↗Checked
  3. Relatório Anual sobre a Actividade Seguradora 2024 ↗Checked

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