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Illustrated portrait of Romania; geographic and cultural interpretation, not regulator premises.
← The regulatory atlasCOUNTRY PERSPECTIVE / Romania

Integrated non-bank authority

RomaniaASF

Insurance supervision in Romania.

AI-generated country illustrationSources checked

01 / The institution

Autoritatea de Supraveghere Financiară (ASF)

The cited ASF regulation identifies the authority’s founding ordinance, approved by Law 113/2013, and the 2015 insurance authorisation and supervision law.

How it is structured

Integrated non-bank authority

Institutional source ↗

The legal foundations

Mandate, written into law.

Establishing legislation and the rules governing insurance may be different instruments.

02 / Market signals

The numbers, with context.

Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.

Insurance penetration. A current premium-to-GDP ratio has not been independently verified for this profile. No estimate is substituted.

03 / The report notebook

A dated view of the market.

What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.

04 / Official contacts

Reach the institution.

Public institutional channels, checked 17 September 2026.

Research trail

Sources you can follow.

Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.

  1. Financial Supervisory Authority ↗Checked
  2. Official contact page ↗Checked
  3. Official institutional contact information ↗Checked
  4. ASF insurance-market reports for 2025 ↗Checked

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