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Illustrated portrait of Morocco; geographic and cultural interpretation, not regulator premises.
← The regulatory atlasCOUNTRY PERSPECTIVE / Morocco

Specialist insurance and social-protection authority

MoroccoACAPS

Insurance supervision in Morocco.

AI-generated country illustrationSources checked

01 / The institution

Autorite de Controle des Assurances et de la Prevoyance Sociale

Law 64-12 creates ACAPS; its remit combines insurance supervision with social-protection oversight under the relevant sector laws.

How it is structured

Specialist insurance and social-protection authority

Institutional source ↗

The legal foundations

Mandate, written into law.

Establishing legislation and the rules governing insurance may be different instruments.

02 / Market signals

The numbers, with context.

Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.

Insurance penetration. A current premium-to-GDP ratio has not been independently verified for this profile. No estimate is substituted.

03 / The report notebook

A dated view of the market.

What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.

04 / Official contacts

Reach the institution.

Public institutional channels, checked 17 September 2026.

Research trail

Sources you can follow.

Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.

  1. Official institutional and legal source ↗Checked
  2. Official contact page ↗Checked
  3. Situation du secteur des assurances et de la réassurance — 2025 ↗Checked

Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.