
Central-bank supervision
BruneiBDCB
Insurance supervision in Brunei.
01 / The institution
Brunei Darussalam Central Bank
BDCB registers, regulates and supervises insurers, takaful operators and intermediaries. Its remit includes soundness, policyholder protection and fair treatment.
The legal foundations
Mandate, written into law.
Establishing legislation and the rules governing insurance may be different instruments.
Institutional and insurance framework
Insurance Order 2006; Takaful Order 2008 ↗
02 / Market signals
The numbers, with context.
Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.
Gross premiums and contributions
Conventional insurance plus takaful; annual growth of 1%.
Page 29 ↗Insurance penetration
Gross premiums and takaful contributions divided by GDP.
Page 28 ↗Insurance penetration. BDCB reports premiums and takaful contributions as a share of GDP. The report gives 1.42% in its narrative and rounds this to 1.4% in Table 1.
03 / The report notebook
A dated view of the market.
What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.
2025 · Published
Financial Stability Report 2025 — takaful and insurance ↗
Insurance chapter, pages 28–29, and the financial-performance annex reviewed. Figures are unaudited as at 31 December 2025.

Gross claims and benefits
+15%Payouts rose to BND 150m, growing faster than premiums and contributions.
04 / Official contacts
Reach the institution.
Public institutional channels, checked 17 September 2026.
- Contact the authority
- Contact details and enquiry channelsSource ↗
Research trail
Sources you can follow.
Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.
Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.
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