Central-bank supervision
UkraineNBU
Insurance supervision in Ukraine.
01 / The institution
NBU
The National Bank of Ukraine supervises insurance within the non-bank financial-services sector. The principal provisions of the new insurance law took effect on 1 January 2024.
The legal foundations
Mandate, written into law.
Establishing legislation and the rules governing insurance may be different instruments.
Institutional and insurance framework
Insurance Law 1909-IX of 18 November 2021 ↗
02 / Market signals
The numbers, with context.
Figures retain the reporting period and accounting basis of their source. They are snapshots, not live indicators or directly comparable country rankings.
Annual non-life net profit
Approximately twice the previous year's result.
Page 8 ↗Annual life net profit
Up nearly one-third from the previous year.
Page 8 ↗Active non-life insurers
Down from 55 over the year.
Page 1 ↗Insurance penetration. A current premium-to-GDP ratio has not been independently verified for this profile. No estimate is substituted.
03 / The report notebook
A dated view of the market.
What we noted in the regulator’s publications. Each entry separates the period covered, publication date when known, and our review date.
2025; Q4 supervisory assessment
National Bank of Ukraine Non-bank Financial Sector Review — March 2026 ↗
Insurance assessment and profitability sections reviewed. Quarterly changes, annual results and annualised ratios are explicitly distinguished. Some historical data were revised with Q4 filings.
Top-five non-life premium share
43.7%Concentration increased from 41.8%. Transport products represented 66.9% of non-life premiums; changes in motor pricing affected premium growth and payout ratios.
04 / Official contacts
Reach the institution.
Public institutional channels, checked 17 September 2026.
- Official contact route
- Visit the institutional website for current enquiry channels.Source ↗
Research trail
Sources you can follow.
Independent editorial research by Insurers Global. Source dates do not certify that a law includes every subsequent amendment.
Country scenes are AI-generated illustrations made with OpenAI image tools, not official regulator photographs or endorsements. Quotations remain searchable text. Report figures and directory verification are maintained separately.
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