Register export · Africa · Southern Africa · ZM

PIA register: licensed insurers in Zambia

VerifiedVerified against the PIA register, checked 2 Sept 2026.

The PIA register for Zambia as the directory holds it: 38 licensed insurers with the identifiers the register carries, ready to export as JSON.

Snapshot

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private29 76%
  • Pan-African group6 16%
  • State-owned / parastatal2 5%
  • Foreign multinational1 3%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

PIA register rows

All 38 entities.

InsurerClassRegister idLEIRegisteredWebsiteVerification
Prudential Life Assurance ZambiaLLife————Verified
Sanlam Life Insurance ZambiaLLife————Verified
Hollard Insurance ZambiaGGeneral (Non-life)————Verified
Hollard Life ZambiaLLife————Verified
Kenya Re ZambiaRReinsurer————Verified
Mayfair Insurance Co ZambiaGGeneral (Non-life)————Verified
A Plus General InsuranceGGeneral (Non-life)————Verified
Adelvis General Insurance LtdGGeneral (Non-life)————Verified
Advantage InsuranceGGeneral (Non-life)————Verified
Africa Pride InsuranceGGeneral (Non-life)————Verified
African Grey Insurance LtdGGeneral (Non-life)————Verified
Best Life Insurance LtdLLife————Verified
Discover Insurance Company LtdGGeneral (Non-life)————Verified
Emeritus Reinsurance Zambia LtdRReinsurer————Verified
Finsbury Reinsurance LtdRReinsurer————Verified
General Alliance Insurance ZambiaGGeneral (Non-life)————Verified
Golden Lotus Insurance Company LtdGGeneral (Non-life)————Verified
Goldman InsuranceGGeneral (Non-life)————Verified
Indigo General Insurance LtdGGeneral (Non-life)————Verified
Innovate General InsuranceGGeneral (Non-life)————Verified
Klapton Insurance Zambia LtdGGeneral (Non-life)————Verified
Klapton Reinsurance LtdRReinsurer————Verified
Liberty Life Zambia LtdLLife————Verified
Lion General Insurance Zambia LtdGGeneral (Non-life)————Verified
Madison General Insurance ZambiaGGeneral (Non-life)————Verified
Madison Life Insurance ZambiaLLife————Verified
Meanwood General InsuranceGGeneral (Non-life)————Verified
Nico Insurance Zambia LtdGGeneral (Non-life)————Verified
One Life Assurance Zambia LtdLLife————Verified
Phoenix of Zambia AssuranceGGeneral (Non-life)————Verified
Professional Insurance Corp Zambia (PICZ)GGeneral (Non-life)————Verified
Savenda General Insurance LtdGGeneral (Non-life)————Verified
Specialty Emergency Services LtdLLife————Verified
Swan General ZambiaGGeneral (Non-life)————Verified
Veritas General Insurance PLCGGeneral (Non-life)————Verified
Zambia Reinsurance PlcRReinsurer————Verified
ZSIC General InsuranceGGeneral (Non-life)————Verified
ZSIC LifeLLife————Verified

Full table for Zambia ↗

Regulatory intelligence: Zambia

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Insurance Act 2021
Register source
PIA Public Notice "Licensed Insurance Entities as at Feb 2026" (published 23 Mar 2026, licences for the year ending 31 Dec 2026): 5 reinsurers, 24 general insurers, 9 long-term insurers
Verification
Verified against the regulator register · PIA Public Notice "Licensed Insurance Entities as at Feb 2026" (published 23 Mar 2026, licences for the year ending 31 Dec 2026): 5 reinsurers, 24 general insurers, 9 long-term insurers

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Pension Scheme Regulation Act 28 of 1996, amended by Act 27 of 2005; Insurance Act 38 of 2021 · Institutional and insurance framework

    The amended pensions legislation establishes PIA as a body corporate. The Insurance Act provides its sectoral insurance framework.

Verification log

Reconciled to the PIA list of licensed insurance entities as at Feb 2026 (38 insurers and reinsurers): 20 rows matched, 18 added (4 reinsurers incl. Zambia Re, 10 general, 4 long-term), 2 reinsurance rows not on the list removed (Prima Re, ZEP-RE regional office). Brokers, agents and other intermediaries on the same notice excluded.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/zambia.json
curl -s https://insurers.global/api/v1/countries/zambia/insurers/pages/1.json