Licensed list · Africa · Southern Africa · ZM
Licensed insurance companies in Zambia (2026)
VerifiedVerified against the PIA register, checked 2 Sept 2026.
The 38 insurance companies licensed in Zambia in 2026, as recorded by the Pensions and Insurance Authority (PIA), with the class of business and ownership each one is registered under.
Snapshot
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded
Licensed insurers in Zambia
Showing 25 of 38 entities. The full, filterable table is on the country page; every row is in the JSON below.
Regulatory intelligence: Zambia
Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.
- Supervisor
- Pensions and Insurance Authority PIA
- Regime
- Insurance Act 2021
- Register source
- PIA Public Notice "Licensed Insurance Entities as at Feb 2026" (published 23 Mar 2026, licences for the year ending 31 Dec 2026): 5 reinsurers, 24 general insurers, 9 long-term insurers
- Verification
- Verified against the regulator register · PIA Public Notice "Licensed Insurance Entities as at Feb 2026" (published 23 Mar 2026, licences for the year ending 31 Dec 2026): 5 reinsurers, 24 general insurers, 9 long-term insurers
No market event is recorded against this register for 2026. The regime and source above are the standing facts.
Governing legislation
- Pension Scheme Regulation Act 28 of 1996, amended by Act 27 of 2005; Insurance Act 38 of 2021 · Institutional and insurance framework
The amended pensions legislation establishes PIA as a body corporate. The Insurance Act provides its sectoral insurance framework.
Verification log
Reconciled to the PIA list of licensed insurance entities as at Feb 2026 (38 insurers and reinsurers): 20 rows matched, 18 added (4 reinsurers incl. Zambia Re, 10 general, 4 long-term), 2 reinsurance rows not on the list removed (Prima Re, ZEP-RE regional office). Brokers, agents and other intermediaries on the same notice excluded.
For B2B teams and AI agents
The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.
curl -s https://insurers.global/api/v1/countries/zambia.json
curl -s https://insurers.global/api/v1/countries/zambia/insurers/pages/1.json- MCP: connect
https://insurers.global/mcpand callget_country_summarywith{ "country": "zambia" }, orlist_insurerswithcountry,limitandoffsetfor paged rows. - OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
- Dataset version
2026-09-08+3f3925fad259; every response carriesversion,verifiedandlicence.