Register export · South America · Southern Cone · UY

BCU register: licensed insurers in Uruguay

VerifiedVerified against the BCU register, checked 7 Sept 2026.

The BCU register for Uruguay as the directory holds it: 16 licensed insurers with the identifiers the register carries, ready to export as JSON.

Snapshot

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Foreign multinational10 63%
  • Domestic private5 31%
  • State-owned / parastatal1 6%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

BCU register rows

All 16 entities.

Full table for Uruguay ↗

Regulatory intelligence: Uruguay

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Ley 16.426 de 1993 (market liberalisation); Ley 19.678 de 2018 (insurance contract); BCU organic law 16.696
Register source
Banco Central del Uruguay, Superintendencia de Servicios Financieros - register page "Empresas de Seguros" (Sistema Financiero > Seguros > Instituciones), retrieved 23 Sep 2026: 16 licensed insurance companies with address, telephone and fax. Corroborated by the BCU's own "Cronograma de entradas, adquisiciones y fusiones de empresas de seguros" workbook (quarterly market structure 1996-Q1 to 2026-Q2, 16 companies at 2026-06) and by two BCU Comunicaciones establishing the name changes.
Verification
Verified against the regulator register · Banco Central del Uruguay, Superintendencia de Servicios Financieros - register page "Empresas de Seguros" (Sistema Financiero > Seguros > Instituciones), retrieved 23 Sep 2026: 16 licensed insurance companies with address, telephone and fax. Corroborated by the BCU's own "Cronograma de entradas, adquisiciones y fusiones de empresas de seguros" workbook (quarterly market structure 1996-Q1 to 2026-Q2, 16 companies at 2026-06) and by two BCU Comunicaciones establishing the name changes.

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Insurance laws and BCU supervisory regulations · Institutional and insurance framework

    The Financial Services Superintendency within BCU regulates and supervises insurance and handles consumer complaints. Insurers require executive authorisation with the superintendency’s advice and oversight.

Verification log

Reconciled against the BCU/SSF "Empresas de Seguros" register (16 companies, retrieved 23 Sep 2026): 10 of the 15 rows matched. Five rows left: HDI Seguros Uruguay renamed BARBUSS SEGUROS (URUGUAY) S.A. (BCU Comunicación 2026/057) and AIG Uruguay renamed SBI Seguros Uruguay S.A. (BCU market-structure workbook), while Chubb, Coface and Fianzas Uruguay appear nowhere in the BCU's 1996-2026 record of licensed insurers. Six companies were added. The register publishes no licence category, so no class was corrected; the BCU's separate list of six mutual-aid associations ("Mutuas") is not included.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/uruguay.json
curl -s https://insurers.global/api/v1/countries/uruguay/insurers/pages/1.json