CBUAE register: licensed insurers in the United Arab Emirates

PartialPartially verified against the CBUAE register, checked 4 Sept 2026.

The CBUAE register for the United Arab Emirates as the directory holds it: 68 licensed insurers with the identifiers the register carries, ready to export as JSON.

68Licensed operators

6Life9% of entities 14General (non-life)21% of entities 33Cross-border groups34 domestically owned · 1 multilateral

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

Foreign multinational33 49%
Domestic private31 46%
State-owned / parastatal3 4%
Regional / multilateral1 1%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

CBUAE register rows

All 68 entities.

Insurer	Class	Register id	LEI	Registered	Website	Verification
AIG MEA (DIFC)	GGeneral (Non-life)	—	—	—	—	Partial
Allianz Middle East	LLife	—	—	—	—	Partial
AXA Gulf -> GIG Gulf	CComposite	—	—	—	—	Partial
Bupa Global (DIFC)	HHealth / Medical	—	—	—	—	Partial
Hannover Re Bahrain/DIFC	RReinsurer	—	—	—	—	Partial
MetLife Gulf (UAE)	LLife	—	—	—	—	Partial
Munich Re DIFC	RReinsurer	—	—	—	—	Partial
SCOR DIFC	RReinsurer	—	—	—	—	Partial
Swiss Re DIFC	RReinsurer	—	—	—	—	Partial
Zurich International Life (UAE)	LLife	—	—	—	—	Partial
Al Sagr National	GGeneral (Non-life)	—	—	—	—	Partial
Cigna Middle East	HHealth / Medical	—	—	—	—	Partial
Lloyd's Dubai	GGeneral (Non-life)	—	—	—	—	Partial
Salama (Islamic Arab Insurance)	TTakaful / Islamic	—	—	—	—	Partial
Abu Dhabi National Insurance Co (ADNIC)	CComposite	—	—	—	—	Partial
Abu Dhabi National Takaful	TTakaful / Islamic	—	—	—	—	Partial
Adamjee Insurance Company Limited	UNot stated in register	—	—	—	—	Partial
Al Ain Ahlia Insurance	GGeneral (Non-life)	—	—	—	—	Partial
Al Buhaira National	GGeneral (Non-life)	—	—	—	—	Partial
Al Dhafra Insurance	GGeneral (Non-life)	—	—	—	—	Partial
Al Fujairah National Insurance Company PSC	UNot stated in register	—	—	—	—	Partial
Al Ittihad Al Watani - General Insurance Company for the Near East	UNot stated in register	—	—	—	—	Partial
Al Wathba National Insurance	GGeneral (Non-life)	—	—	—	—	Partial
Alliance Insurance	CComposite	—	—	—	—	Partial
American Home Insurance Company (Dubai Branch)	UNot stated in register	—	—	—	—	Partial
Arabia Insurance Company S.A.L.	UNot stated in register	—	—	—	—	Partial
Chubb Tempest Life Reinsurance Ltd	RReinsurer	—	—	—	—	Partial
Daman (National Health Insurance Co)	HHealth / Medical	—	—	—	—	Partial
Dubai Insurance	CComposite	—	—	—	—	Partial
Dubai Islamic Insurance & Reinsurance (Aman)	TTakaful / Islamic	—	—	—	—	Partial
Dubai National Insurance & Reinsurance P.S.C.	UNot stated in register	—	—	—	—	Partial
Emirates Insurance	GGeneral (Non-life)	—	—	—	—	Partial
Emirates Retakaful	RReinsurer	—	—	—	—	Partial
Etihad Credit Insurance	XSpecialty / Credit / Captive	—	—	—	—	Partial
Export Credit Insurance Company of the Emirates	XSpecialty / Credit / Captive	—	—	—	—	Partial
Fidelity United Insurance	GGeneral (Non-life)	—	—	—	—	Partial
Friends Provident International Limited	UNot stated in register	—	—	—	—	Partial
General Insurance Corporation of India	UNot stated in register	—	—	—	—	Partial
Hayah Insurance Company	UNot stated in register	—	—	—	—	Partial
Insurance House	GGeneral (Non-life)	—	—	—	—	Partial
Iran Insurance Company	UNot stated in register	—	—	—	—	Partial
Jordan Insurance Co. Ltd	UNot stated in register	—	—	—	—	Partial
Life Insurance Corporation (International) B.S.C. (c)	LLife	—	—	—	—	Partial
Liva Insurance (ex-RSA Middle East / NLGIC)	GGeneral (Non-life)	—	—	—	—	Partial
Methaq Takaful	TTakaful / Islamic	—	—	—	—	Partial
Mitsui Sumitomo Insurance Co. Ltd	UNot stated in register	—	—	—	—	Partial
National General Insurance (NGI)	CComposite	—	—	—	—	Partial
National Life and General Insurance Company SAOG	CComposite	—	—	—	—	Partial
Noor Takaful -> Dar Al Takaful (Watania)	TTakaful / Islamic	—	—	—	—	Partial
Orient Insurance	CComposite	—	—	—	—	Partial
Orient Takaful PJSC	TTakaful / Islamic	—	—	—	—	Partial
Qatar General Insurance & Reinsurance Co. S.A.Q.	UNot stated in register	—	—	—	—	Partial
Qatar Insurance Co.	UNot stated in register	—	—	—	—	Partial
Ras Al Khaimah National (RAK Insurance)	GGeneral (Non-life)	—	—	—	—	Partial
Saudi Arabian Insurance Company B.S.C. (c)	UNot stated in register	—	—	—	—	Partial
Sharjah Insurance	GGeneral (Non-life)	—	—	—	—	Partial
State Life Insurance Corporation of Pakistan	LLife	—	—	—	—	Partial
Sukoon Insurance (ex-Oman Insurance)	CComposite	—	—	—	—	Partial
Sukoon Takaful PJSC	TTakaful / Islamic	—	—	—	—	Partial
Takaful Emarat - Insurance PSC	TTakaful / Islamic	—	—	—	—	Partial
The Mediterranean & Gulf Insurance & Reinsurance Company B.S.C. (c) - Medgulf	UNot stated in register	—	—	—	—	Partial
The New India Assurance Company Limited	UNot stated in register	—	—	—	—	Partial
The Oriental Insurance Company Limited	UNot stated in register	—	—	—	—	Partial
Tokio Marine & Nichido Fire Insurance Co. Ltd	GGeneral (Non-life)	—	—	—	—	Partial
Union Insurance	CComposite	—	—	—	—	Partial
Watania Takaful Family	TTakaful / Islamic	—	—	—	—	Partial
Yas Takaful	TTakaful / Islamic	—	—	—	—	Partial
Zurich Life Insurance Company Limited	LLife	—	—	—	—	Partial

Full table for the United Arab Emirates ↗

Regulatory intelligence: the United Arab Emirates

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Supervisor: Central Bank of the UAE (Insurance) / DFSA / ADGM FSRA CBUAE
Regime: Federal Decree-Law 48/2023; CBUAE supervision; DIFC and ADGM regulated separately
Register source: CBUAE "CB Register July of 2025 - Insurance companies and related professions", section "Insurance companies" (national, foreign and takaful), PDF created 4 Aug 2025, retrieved 23 Sep 2026: 58 insurance companies
Verification: Partially verified against the regulator register · CBUAE "CB Register July of 2025 - Insurance companies and related professions", section "Insurance companies" (national, foreign and takaful), PDF created 4 Aug 2025, retrieved 23 Sep 2026: 58 insurance companies
Profile: CBUAE / DFSA / FSRA — mandate, law and metrics

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

Federal Decree-Law 6/2025 · Institutional and insurance framework
The CBUAE rulebook states that the 2025 central-bank and financial-institutions law repeals Federal Decree-Law 48/2023 on insurance. DIFC and ADGM have separate regulatory jurisdictions.

Verification log

Reconciled against the CBUAE register of licensed insurance companies of July 2025 (58 national, foreign and takaful insurers; the 2026 editions have been taken off the CBUAE server): 28 rows matched, 30 licensees added, Al Khazna removed, two placeholders and one holding company removed, and two takaful rows recorded as renamed (Arabian Scandinavian to Sukoon Takaful, Orient UNB Takaful to Orient Takaful). The nine DIFC and possible free-zone rows (DFSA/FSRA) and Etihad Credit Insurance are not covered by the CBUAE register and were left unchanged.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/united-arab-emirates.json
curl -s https://insurers.global/api/v1/countries/united-arab-emirates/insurers/pages/1.json

MCP: connect https://insurers.global/mcp and call get_country_summary with { "country": "united-arab-emirates" }, or list_insurers with country, limit and offset for paged rows.
OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
Dataset version 2026-09-08+3f3925fad259; every response carries version, verified and licence.

Snapshot