Cuba · Central America & Caribbean

Empresa de Seguros Nacionales

CCompositeState-owned / parastatalPartially verified against the regulator register

ESEN; created 22 December 1978 as Empresa del Seguro Estatal Nacional, renamed Empresa de Seguros Nacionales in 2004; life and property cover for individuals and legal entities, notably agricultural insurance; member of OSDE CAUDAL, S.A.

Official sources

This directory holds no official website for Empresa de Seguros Nacionales: the SSC register does not publish one and no sourced profile has been accepted. The register is the authoritative record of who is licensed.

Class of business
CompositeLicensed to write both life and non-life business under one entity.
Parent / group
Government of Cuba
Ownership
State-owned / parastatalOwned wholly or partly by a national government or parastatal.Ownership is what the SSC register or workbook records. It does not by itself mean the government guarantees this insurer’s policyholder liabilities.
Regulator
Superintendencia de Seguros (Ministerio de Finanzas y Precios) (SSC)mfp.gob.cu
Local currency
CUP
Source basis
MFP noticia 673 (https://www.mfp.gob.cu/noticia/673) and EcuRed "Empresa de Seguros Nacionales" (http://www.ecured.cu/index.php/Empresa_de_Seguros_Nacionales), retrieved 2026-09-26
Country verification
Partially verified - the two active insurers named by the Ministerio de Finanzas y Precios; the Superintendencia's registry of authorised entities is not published · Ministerio de Finanzas y Precios, "Superintendencia seguros", https://www.mfp.gob.cu/nosotros/seguros.php, retrieved 2026-09-26 (functions and DL 177; names no entities; says the Superintendencia keeps the registry of insurance entities); MFP, "Nota Informativa del Grupo de Seguros y Servicios Financieros de Cuba, OSDE CAUDAL. S.A" (July 2021), https://www.mfp.gob.cu/noticia/673, retrieved 2026-09-26 — names ESEN and ESICUBA as the group's insurers; EcuRed, "Superintendencia de Seguros de Cuba", https://www.ecured.cu/Superintendencia_de_Seguros_de_Cuba, retrieved 2026-09-26 — names three direct insurers (ESICUBA, ESEN, Aseguradora del Turismo La Isla S.A.).
Identifiers
slug cuba-empresa-de-seguros-nacionales · row 4634/api/v1/insurers/cuba-empresa-de-seguros-nacionales.json