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Licensed list · Africa · Southern Africa · MZ

Licensed insurance companies in Mozambique (2026)

VerifiedVerified against the ISSM register, checked 2 Sept 2026.

The 25 insurance companies licensed in Mozambique in 2026, as recorded by the Instituto de Supervisao de Seguros de Mocambique (ISSM), with the class of business and ownership each one is registered under.

25Licensed operators
2Life8% of entities15General (non-life)60% of entities7Cross-border groups18 domestically owned

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private17 68%
  • Pan-African group6 24%
  • State-owned / parastatal1 4%
  • Foreign multinational1 4%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Mozambique

All 25 entities.

InsurerClassOwnershipGroupVerification
Sanlam Mocambique VidaLLifePan-African groupSanlam AllianzVerified
Britam MocambiqueGGeneral (Non-life)Pan-African groupBritam HoldingsVerified
Fidelidade MocambiqueCCompositeForeign multinationalFidelidade (Fosun)Verified
Global Alliance SegurosCCompositePan-African groupAbsa GroupVerified
Hollard MocambiqueGGeneral (Non-life)Pan-African groupHollard GroupVerified
Hollard Vida Companhia de Seguros, SALLifePan-African groupHollard GroupVerified
Momentum Moçambique Companhia de Seguros de Saúde, SAHHealth / MedicalPan-African groupMomentum GroupVerified
Arko Companhia de Seguros, SAGGeneral (Non-life)Domestic private—Verified
Companhia de Seguro Horizonte, SAGGeneral (Non-life)Domestic private—Verified
Confiança Companhia de Seguros, SAGGeneral (Non-life)Domestic private—Verified
Diamond SegurosGGeneral (Non-life)Domestic privateIndependentVerified
Emeritus Resseguros, SARReinsurerDomestic private—Verified
EMOSECCompositeState-owned / parastatalGovernment of MozambiqueVerified
ENH Companhia de Seguros, SAGGeneral (Non-life)Domestic private—Verified
Imperial Insurance MocambiqueGGeneral (Non-life)Domestic privateIndependentVerified
Indico SegurosGGeneral (Non-life)Domestic privateIndependentVerified
Mais Vida Companhia de Seguros de Saúde, SAHHealth / MedicalDomestic private—Verified
Máximo Companhia de Seguros, SAGGeneral (Non-life)Domestic private—Verified
MediplusHHealth / MedicalDomestic privateIndependentVerified
Moçambique Companhia de Seguros, SAGGeneral (Non-life)Domestic private—Verified
NBC - Negotiable Benefits Consultant, SAMMicroinsurerDomestic private—Verified
Palma Companhia de Seguros, SAGGeneral (Non-life)Domestic private—Verified
Phoenix Companhia de Seguros de Moçambique, SAGGeneral (Non-life)Domestic private—Verified
Premium Insurance Company, SAGGeneral (Non-life)Domestic private—Verified
Prime Companhia de Seguros, SAGGeneral (Non-life)Domestic private—Verified

Full table for Mozambique ↗

Regulatory intelligence: Mozambique

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Register source
ISSM market pages retrieved 22 Sep 2026: "Seguradoras" (23 licensed insurers, with authorised branches Vida / Não Vida), "Micro-seguradoras" (1 licensed microinsurer) and "Resseguradoras" (1 licensed reinsurer)
Verification
Verified against the regulator register · ISSM market pages retrieved 22 Sep 2026: "Seguradoras" (23 licensed insurers, with authorised branches Vida / Não Vida), "Micro-seguradoras" (1 licensed microinsurer) and "Resseguradoras" (1 licensed reinsurer)

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Decree-Law 1/2010; Decree 29/2012; Ministerial Diploma 69/2024 · Institutional and insurance framework

    ISSM is a public legal person with administrative and financial autonomy. The 2024 diploma defines its internal organisation and replaces the 2012 internal regulation.

Verification log

Reconciled to the ISSM lists of licensed insurers, microinsurers and reinsurers (25 entities): 10 rows matched, 15 added (13 insurers, microinsurer NBC, Emeritus Resseguros), Moçambique Resseguros removed as not licensed; Hollard Moçambique corrected from composite to non-life.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/mozambique.json
curl -s https://insurers.global/api/v1/countries/mozambique/insurers/pages/1.json
  • MCP: connect https://insurers.global/mcp and call get_country_summary with { "country": "mozambique" }, or list_insurers with country, limit and offset for paged rows.
  • OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
  • Dataset version 2026-09-08+3f3925fad259; every response carries version, verified and licence.