Licensed list · Asia-Pacific · South-East Asia · LA

Licensed insurance companies in Laos (2026)

PartialPartially verified against the MoF register, checked 4 Sept 2026.

The 22 insurance companies licensed in Laos in 2026, as recorded by the Ministry of Finance (Insurance Dept) (MoF), with the class of business and ownership each one is registered under.

Snapshot

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private17 77%
  • Foreign multinational5 23%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Laos

All 22 entities.

InsurerClassOwnershipGroupVerification
MSIG Insurance LaosGGeneral (Non-life)Foreign multinationalMS&ADPartial
Prudential Lao LifeLLifeForeign multinationalPrudential plcPartial
Assurances Generales du Laos (AGL)CCompositeForeign multinationalAllianz / Lao GovernmentPartial
Bangkok Insurance (Lao) Co., LtdGGeneral (Non-life)Domestic private—Partial
BSH Lao Insurance Co., LtdGGeneral (Non-life)Domestic private—Partial
Dhipaya Insurance LaosCCompositeForeign multinationalDhipayaPartial
HPC Life Insurance Co., LtdLLifeDomestic private—Partial
Insee Life Insurance Sole Co., LtdLLifeDomestic private—Partial
Lane Xang Assurance Co., LtdGGeneral (Non-life)Domestic private—Partial
Lao Thepchalern Insurance Co., LtdCCompositeDomestic private—Partial
Lao-China Pacific Insurance Co., LtdCCompositeDomestic private—Partial
Lao-Viet InsuranceGGeneral (Non-life)Foreign multinationalBIDV / LaoPartial
Laovivat Insurance Co., LtdGGeneral (Non-life)Domestic private—Partial
Phongsavanh Insurance (APA) Co., LtdCCompositeDomestic private—Partial
Sakon Insurance Sole Co., LtdGGeneral (Non-life)Domestic private—Partial
Sokxay Insurance Co., LtdGGeneral (Non-life)Domestic private—Partial
ST-Muang Thai Insurance Co., LtdCCompositeDomestic private—Partial
TKI General Insurance Co., LtdGGeneral (Non-life)Domestic private—Partial
TKI Life Insurance Co., LtdLLifeDomestic private—Partial
Toko AssuranceGGeneral (Non-life)Domestic privateTokoPartial
Vientiane Insurance Co., LtdCCompositeDomestic private—Partial
Zhongji Insurance Sole Co., LtdGGeneral (Non-life)Domestic private—Partial

Full table for Laos ↗

Regulatory intelligence: Laos

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Supervisor
Ministry of Finance (Insurance Dept) MoF
Register source
Ministry of Finance, Department of State-Owned Enterprise Reform and Insurance (now the Financial Enterprises Regulatory Department), Insurance Business Supervision Annual Report 2020, annex 'List of insurance companies operating business in Lao PDR (2020)': 22 companies with their Lao name, English name (the cell is blank for nos. 15 and 19) and business type; cross-checked against the Annual Report 2021, section 6.2, which names the same 22 with their 2021 premiums and states the market holds 8 general, 11 composite and 3 life companies.
Verification
Partially verified against the regulator register · Ministry of Finance, Department of State-Owned Enterprise Reform and Insurance (now the Financial Enterprises Regulatory Department), Insurance Business Supervision Annual Report 2020, annex 'List of insurance companies operating business in Lao PDR (2020)': 22 companies with their Lao name, English name (the cell is blank for nos. 15 and 19) and business type; cross-checked against the Annual Report 2021, section 6.2, which names the same 22 with their 2021 premiums and states the market holds 8 general, 11 composite and 3 life companies.

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Insurance Law, as amended · Institutional and insurance framework

    The official gazette publishes an English translation of the insurance law covering insurers, intermediaries and supervision. The translation is expressly unofficial.

Verification log

Reconciled against the insurance supervisor's own Annual Report 2020, whose annex lists the 22 insurance companies operating in Lao PDR, and its Annual Report 2021, which names the same 22: 6 rows matched, 16 companies added, 1 row removed ('Lao Insurance Co', which is on neither list), and Dhipaya's class corrected to composite. Nothing more recent than 2021 is published by the department, and the 2021 report records that new insurance-company registrations were suspended until 2025.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/laos.json
curl -s https://insurers.global/api/v1/countries/laos/insurers/pages/1.json