Insurers.global

Licensed list · Africa · West Africa · GM

Licensed insurance companies in the Gambia (2026)

VerifiedVerified against the CBG register, checked 2 Sept 2026.

The 11 insurance companies licensed in the Gambia in 2026, as recorded by the Central Bank of The Gambia (Insurance Department) (CBG), with the class of business and ownership each one is registered under.

11Licensed operators
1Life9% of entities2General (non-life)18% of entities1Cross-border groups10 domestically owned

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private10 91%
  • Pan-African group1 9%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in the Gambia

All 11 entities.

InsurerClassOwnershipGroupVerification
Enterprise Life Assurance GambiaLLifePan-African groupEnterprise GroupVerified
Appropriate Insurance Solutions (G) LtdUNot stated in registerDomestic private—Verified
Capital Express Assurance (Gambia) LtdUNot stated in registerDomestic private—Verified
Gambia National Insurance Co (GNIC)CCompositeDomestic privateIndependentVerified
Global Security Insurance CoGGeneral (Non-life)Domestic privateIndependentVerified
IGI Gamstar Insurance Company LtdUNot stated in registerDomestic private—Verified
New Vision Insurance Company LtdUNot stated in registerDomestic private—Verified
Prime Insurance Co (Gambia)GGeneral (Non-life)Domestic privateIndependentVerified
Royal Insurance Gambia LtdUNot stated in registerDomestic private—Verified
Sunshine Insurance Company Ltd (Gambia)UNot stated in registerDomestic private—Verified
Takaful GambiaTTakaful / IslamicDomestic privateIndependentVerified

Full table for the Gambia ↗

Regulatory intelligence: the Gambia

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Insurance Act 2003
Register source
Central Bank of The Gambia "Insurers" page (Financial Systems > Insurance), retrieved 22 Sep 2026: 21 active entities under the heading "Insurance Company", of which 11 are insurers and 10 are brokers
Verification
Verified against the regulator register · Central Bank of The Gambia "Insurers" page (Financial Systems > Insurance), retrieved 22 Sep 2026: 21 active entities under the heading "Insurance Company", of which 11 are insurers and 10 are brokers

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Insurance Act 2003 and Insurance Regulations 2005 · Institutional and insurance framework

    The central bank publishes the governing insurance Act and implementing regulations as part of its insurance supervisory framework.

Verification log

Reconciled to the CBG list of insurers (11 insurance companies, brokers excluded): all 5 rows matched, 6 added (Appropriate Insurance Solutions, Capital Express Assurance, IGI Gamstar, New Vision, Royal Insurance, Sunshine). The list gives no class of business.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/gambia.json
curl -s https://insurers.global/api/v1/countries/gambia/insurers/pages/1.json
  • MCP: connect https://insurers.global/mcp and call get_country_summary with { "country": "gambia" }, or list_insurers with country, limit and offset for paged rows.
  • OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
  • Dataset version 2026-09-08+3f3925fad259; every response carries version, verified and licence.