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Licensed list · South America · Andean · EC

Licensed insurance companies in Ecuador (2026)

PartialPartially verified against the SCVS register, checked 7 Sept 2026.

The 49 insurance companies licensed in Ecuador in 2026, as recorded by the Superintendencia de Compañias, Valores y Seguros (SCVS), with the class of business and ownership each one is registered under.

49Licensed operators
2Life4% of entities2General (non-life)4% of entities9Cross-border groups40 domestically owned

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private40 82%
  • Foreign multinational9 18%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Ecuador

Showing 25 of 49 entities. The full, filterable table is on the country page; every row is in the JSON below.

InsurerClassOwnershipGroupVerification
Bupa EcuadorHHealth / MedicalForeign multinationalBupaPartial
Chubb Seguros EcuadorCCompositeForeign multinationalChubbPartial
Generali EcuadorCCompositeForeign multinationalGeneraliPartial
Mapfre AtlasCCompositeForeign multinationalMapfrePartial
Zurich Seguros EcuadorCCompositeForeign multinationalZurichPartial
BMI Igualas Medicas del EcuadorHHealth / MedicalForeign multinationalBMIPartial
Coface S.A. (Ecuador branch)XSpecialty / Credit / CaptiveForeign multinationalCofacePartial
Pan American Life EcuadorLLifeForeign multinationalPan-American LifePartial
Seguros PichinchaCCompositeDomestic privateGrupo PichinchaPartial
AIG MetropolitanaCCompositeDomestic private—Partial
AMA America Compania de SegurosGGeneral (Non-life)Foreign multinationalAMA (Spain)Partial
Aseguradora del SurCCompositeDomestic privateAseguradora del SurPartial
Asisken Asistencia Médica S.A.HHealth / MedicalDomestic private—Partial
Best Doctors S.A. Empresa de Medicina PrepagadaHHealth / MedicalDomestic private—Partial
Bluecard Ecuador S.A.HHealth / MedicalDomestic private—Partial
BMI Compañía de Seguros (Ecuador)LLifeDomestic private—Partial
Colmedikal Compañía de Medicina Prepagada S.A.HHealth / MedicalDomestic private—Partial
Compañía de Medicina Prepagada Inmedical Medicina Internacional S.A.HHealth / MedicalDomestic private—Partial
Confiamed S.A.HHealth / MedicalDomestic private—Partial
Constitucion SegurosCCompositeDomestic privateConstitucionPartial
Ecuasanitas S.A.HHealth / MedicalDomestic private—Partial
Equisuiza Seguros S.A.CCompositeDomestic private—Partial
Hispana de SegurosCCompositeDomestic privateHispanaPartial
Interoceanica SegurosCCompositeDomestic privateInteroceanicaPartial
La Unión Compañía de SegurosCCompositeDomestic private—Partial

Full table for Ecuador ↗

Regulatory intelligence: Ecuador

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Ley General de Seguros; Codigo Organico Monetario y Financiero de 2014
Register source
SCVS (Superintendencia de Compañías, Valores y Seguros): Ranking de Compañías de Seguros, August 2026, consolidated / vida / generales (27 insurers); Catastro de Compañías de Seguros (institution lists by type, incl. reaseguradores nacionales and liquidation/merger flags); list of approved Compañías de Medicina Prepagada (21); all retrieved 22 Sep 2026: 49 entities
Verification
Partially verified against the regulator register · SCVS (Superintendencia de Compañías, Valores y Seguros): Ranking de Compañías de Seguros, August 2026, consolidated / vida / generales (27 insurers); Catastro de Compañías de Seguros (institution lists by type, incl. reaseguradores nacionales and liquidation/merger flags); list of approved Compañías de Medicina Prepagada (21); all retrieved 22 Sep 2026: 49 entities

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Organic Monetary and Financial Code, Book III · Institutional and insurance framework

    SCVS assumed private-insurance supervision from the banking superintendency on 12 September 2015. Its official library publishes the current insurance framework.

Verification log

Reconciled against the SCVS ranking of insurers (Aug 2026), catastro and prepaid-medicine list: 22 rows matched, 15 reclassed G/L to C (they write both vida and generales), 27 added (7 insurers incl. AIG Metropolitana, Equisuiza, Seguros Atlántida, BMI, La Unión, Privilegio, Coface; 20 prepaid-medicine companies); 9 removed: Balboa, Oriente, Sucre and Topseg in liquidation, Universal Re merged into Interoceánica (SCVS catastro), and Ecuatoriano Suiza, Equinoccial, Liberty and Sucre Re not on the SCVS lists (the first two reported merged into Equisuiza and Liberty acquired by Seguros Atlántida, not confirmed from a retrieved page).

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/ecuador.json
curl -s https://insurers.global/api/v1/countries/ecuador/insurers/pages/1.json
  • MCP: connect https://insurers.global/mcp and call get_country_summary with { "country": "ecuador" }, or list_insurers with country, limit and offset for paged rows.
  • OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
  • Dataset version 2026-09-08+3f3925fad259; every response carries version, verified and licence.