Licensed list · Europe · South-Eastern Europe · BG

Licensed insurance companies in Bulgaria (2026)

VerifiedVerified against the FSC register, checked 3 Sept 2026.

The 37 insurance companies licensed in Bulgaria in 2026, as recorded by the Bulgarian Financial Supervision Commission (FSC), with the class of business and ownership each one is registered under.

Snapshot

37Licensed operators
8Life22% of entities
0General (non-life)0% of entities
8Cross-border groups29 domestically owned

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private25 68%
  • Pan-European group8 22%
  • Mutual / cooperative3 8%
  • State-owned / parastatal1 3%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Bulgaria

Showing 25 of 37 entities. The full, filterable table is on the country page; every row is in the JSON below.

InsurerClassOwnershipGroupVerification
Allianz Bulgaria LifeLLifePan-European groupAllianzVerified
BULSTRAD LIFE VIENNA INSURANCE GROUP JOINT STOCK COMPANYLLifePan-European groupVIGVerified
BULSTRAD VIENNA INSURANCE GROUP JSCUNot stated in registerPan-European groupVIGVerified
GENERALI INSURANCE ADUNot stated in registerPan-European groupGeneraliVerified
GROUPAMA ZASTRAHOVANE EADUNot stated in registerMutual / cooperativeGroupamaVerified
GROUPAMA ZHIVOTOZASTRAHOVANE EADUNot stated in registerMutual / cooperativeGroupamaVerified
Insurance company Phoenix Re ADRReinsurerPan-European groupPhoenix GroupVerified
ZAD ALLIANZ BULGARIAUNot stated in registerPan-European groupAllianzVerified
DZI - GENERAL INSURANCEUNot stated in registerDomestic privateKBCVerified
DZI - LIFE INSURANCE JSCLLifeDomestic privateKBCVerified
EUROINS INSURANCE JSCUNot stated in registerDomestic privateEuroholdVerified
GRAWE Bulgaria JivotozastrahovaneUNot stated in registerMutual / cooperativeGRAWEVerified
INSURANCE COMPANY EUROINS LIFELLifeDomestic privateEuroholdVerified
UNIQA INSURANCEUNot stated in registerPan-European groupUNIQAVerified
UNIQA LIFE INSURANCELLifePan-European groupUNIQAVerified
ARMEEC INSURANCE JOINT STOCK COMPANYUNot stated in registerDomestic privateIndependentVerified
Axiom Insurance Company JscUNot stated in registerDomestic privateIndependentVerified
Barents InsuranceUNot stated in registerDomestic privateIndependentVerified
BUL INSUNot stated in registerDomestic privateIndependentVerified
BULGARIA INSURANCE ADUNot stated in registerDomestic privateIndependentVerified
BULGARIAN EXPORT INSURANCE AGENCY \BAEZ\XSpecialty / Credit / CaptiveState-owned / parastatalPublic / state-linkedVerified
CCB LIFELLifeDomestic privateIndependentVerified
Fenix InsuranceUNot stated in registerDomestic privateIndependentVerified
Fi Health Insurance ADHHealth / MedicalDomestic privateIndependentVerified
GP REINSURANCERReinsurerDomestic privateIndependentVerified

Full table for Bulgaria ↗

Regulatory intelligence: Bulgaria

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Register source
EIOPA Register of Insurance Undertakings export (3 Sep 2026)
Verification
Verified against the regulator register · EIOPA export, 37 domestic undertakings / 3rd-country branches

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Financial Supervision Commission Act; Insurance Code · Institutional and insurance framework

    The FSC oversees insurance within an integrated non-bank framework. Its official library provides the commission statute and the insurance code.

Verification log

Class and group inferred from name - see Master List basis columns

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/bulgaria.json
curl -s https://insurers.global/api/v1/countries/bulgaria/insurers/pages/1.json