Licensed list · Asia-Pacific · South Asia · AF

Licensed insurance companies in Afghanistan (2026)

PartialPartially verified against the Afghanistan Insurance Authority (Ministry of Finance) register, checked 4 Sept 2026.

The 10 insurance companies licensed in Afghanistan in 2026, as recorded by the Afghanistan Insurance Authority (Ministry of Finance), with the class of business and ownership each one is registered under.

Snapshot

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private6 60%
  • Foreign multinational3 30%
  • State-owned / parastatal1 10%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Afghanistan

All 10 entities.

InsurerClassOwnershipGroupVerification
Afghan Global InsuranceGGeneral (Non-life)Domestic privateAGIPartial
Afghan National Insurance Co (ANIC)CCompositeState-owned / parastatal—Partial
Alborz Insurance Company (Kabul Branch)GGeneral (Non-life)Foreign multinationalAlborz Insurance Company (Iran)Partial
Capital Star InsuranceGGeneral (Non-life)Domestic private—Partial
Insurance Corp of AfghanistanGGeneral (Non-life)Domestic privateICAPartial
Khairkhwa International InsuranceGGeneral (Non-life)Domestic privateKhair Khaw Group of CompaniesPartial
Kowsar Insurance Company (Kabul Branch)GGeneral (Non-life)Foreign multinationalKowsar Insurance Company (Iran)Partial
Razi Insurance Company (Kabul Branch)GGeneral (Non-life)Foreign multinationalRazi Insurance Company (Iran)Partial
Sadra Insurance CompanyGGeneral (Non-life)Domestic private—Partial
Sky International InsuranceGGeneral (Non-life)Domestic private—Partial

Full table for Afghanistan ↗

Regulatory intelligence: Afghanistan

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Supervisor
Afghanistan Insurance Authority (Ministry of Finance)
Register source
Islamic Emirate of Afghanistan, Ministry of Finance - General Directorate of Takaful and Insurance (GDTI), 'Insurance Activates' page, section 'Insurance Operators': 10 numbered insurance companies, each with a profile, product list and contact details. GDTI is described on the ministry's own site as 'the only government institution assigned to regulate, supervise and develop the insurance sector in Afghanistan', with licence issuance among its duties. The Dari edition of the same page (فعالین بیمه) lists the identical 10 companies in the same order, which is how the list was cross-checked.
Verification
Partially verified against the regulator register · Islamic Emirate of Afghanistan, Ministry of Finance - General Directorate of Takaful and Insurance (GDTI), 'Insurance Activates' page, section 'Insurance Operators': 10 numbered insurance companies, each with a profile, product list and contact details. GDTI is described on the ministry's own site as 'the only government institution assigned to regulate, supervise and develop the insurance sector in Afghanistan', with licence issuance among its duties. The Dari edition of the same page (فعالین بیمه) lists the identical 10 companies in the same order, which is how the list was cross-checked.

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Insurance Law · Institutional and insurance framework

    The Ministry of Finance publishes the insurance law and licensing procedures. Its insurance documents should be read alongside current administrative guidance.

Verification log

Reconciled against the Ministry of Finance / General Directorate of Takaful and Insurance list of insurance operators (English and Dari editions of the same page, retrieved 23 Sep 2026): 10 operators. All three existing rows are confirmed; seven operators were missing and are added - Sky International Insurance, Sadra Insurance, Capital Star Insurance and Khairkhwa International Insurance (domestic general insurers) and the Kabul branches of the Iranian insurers Razi, Alborz and Kowsar, which the page shows offering travel and transit cover only. The page carries no date, no licence numbers for most operators and no takaful window detail, so the market stays partially verified.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/afghanistan.json
curl -s https://insurers.global/api/v1/countries/afghanistan/insurers/pages/1.json