Register export · Africa · West Africa · GH

NIC register: licensed insurers in Ghana

VerifiedVerified against the NIC register, checked 2 Sept 2026.

The NIC register for Ghana as the directory holds it: 48 licensed insurers with the identifiers the register carries, ready to export as JSON.

Snapshot

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private30 63%
  • Pan-African group14 29%
  • State-owned / parastatal3 6%
  • Foreign multinational1 2%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

NIC register rows

All 48 entities.

InsurerClassRegister idLEIRegisteredWebsiteVerification
Old Mutual Assurance GhanaLLife————Verified
Prudential Life Insurance GhanaLLife————Verified
Sanlam Allianz Insurance GhanaGGeneral (Non-life)————Verified
Sanlam Allianz Life Insurance GhanaLLife————Verified
Activa International Insurance CoGGeneral (Non-life)————Verified
Coronation Insurance GhanaGGeneral (Non-life)————Verified
Enterprise Insurance CoGGeneral (Non-life)————Verified
Enterprise Life Assurance CoLLife————Verified
Ghana Reinsurance Co (Ghana Re)RReinsurer————Verified
Hollard Insurance GhanaGGeneral (Non-life)————Verified
Hollard Life Assurance Co GhanaLLife————Verified
Metropolitan Life Insurance GhanaLLife————Verified
NSIA Ghana Insurance CoGGeneral (Non-life)————Verified
SUNU Assurances GhanaGGeneral (Non-life)————Verified
WAICA Reinsurance GhanaRReinsurer————Verified
Aster Life GhanaLLife————Verified
Bedrock Insurance CoGGeneral (Non-life)————Verified
Best Assurance CoGGeneral (Non-life)————Verified
Donewell Insurance CoGGeneral (Non-life)————Verified
Donewell Life Insurance CoLLife————Verified
Exceed Life Assurance CoLLife————Verified
First Insurance CoLLife————Verified
Ghana Union Assurance CoGGeneral (Non-life)————Verified
Ghana Union Assurance Life CoLLife————Verified
GLICO General Insurance CoGGeneral (Non-life)————Verified
GLICO Life Insurance CoLLife————Verified
GN Reinsurance CoRReinsurer————Verified
Heritage Energy InsuranceGGeneral (Non-life)————Verified
Imperial General Assurance CoGGeneral (Non-life)————Verified
Loyalty Insurance CoGGeneral (Non-life)————Verified
Mainstream Reinsurance CoRReinsurer————Verified
miLife InsuranceLLife————Verified
Millennium Insurance CoGGeneral (Non-life)————Verified
Phoenix Insurance CoGGeneral (Non-life)————Verified
Phoenix Life Assurance CoLLife————Verified
Prime Insurance CoGGeneral (Non-life)————Verified
Priority Insurance CoGGeneral (Non-life)————Verified
Provident Insurance CoGGeneral (Non-life)————Verified
Quality Insurance CoGGeneral (Non-life)————Verified
Quality Life Assurance CoLLife————Verified
RegencyNem Insurance GhanaGGeneral (Non-life)————Verified
Serene Insurance CoGGeneral (Non-life)————Verified
SIC Insurance CoGGeneral (Non-life)————Verified
SIC Life Insurance CoLLife————Verified
Star Assurance CoGGeneral (Non-life)————Verified
StarLife Assurance CoLLife————Verified
Unique Insurance CoGGeneral (Non-life)————Verified
Vanguard Assurance CoGGeneral (Non-life)————Verified

Full table for Ghana ↗

Regulatory intelligence: Ghana

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Insurance Act 2021 (Act 1061)
Register source
NIC Ghana good-standing list (base) with post-2020 licensing and M&A annotated - verify on nic.gov.gh
Verification
Verified against the regulator register · NIC good-standing list; NIC register page is JS-only

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Insurance Act 2021 (Act 1061) · Institutional and insurance framework

    The Act sets the Commission's powers and the framework for licensing and supervision, replacing the 2006 Insurance Act. NIC was originally established under earlier legislation.

Verification log

Added Exceed Life, First Insurance, GUA Life, miLife, Quality Life, Aster Life; Allianz+Saham consolidated as Sanlam Allianz; Wapic renamed Coronation; removed Esich Life, Beige Assure, Ghana Life, Capital Express Ghana (not on NIC list)

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/ghana.json
curl -s https://insurers.global/api/v1/countries/ghana/insurers/pages/1.json