Register export · Europe · South-Eastern Europe · ME
ISA register: licensed insurers in Montenegro
VerifiedVerified against the ISA register, checked 3 Sept 2026.
The ISA register for Montenegro as the directory holds it: 11 licensed insurers with the identifiers the register carries, ready to export as JSON.
Snapshot
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded
ISA register rows
All 11 entities.
| Insurer | Class | Register id | LEI | Registered | Website | Verification |
|---|---|---|---|---|---|---|
| Generali Osiguranje Montenegro | GGeneral (Non-life) | — | — | — | — | Verified |
| Wiener Städtische osiguranje Podgorica | GGeneral (Non-life) | — | — | — | — | Verified |
| Wiener Städtische Podgorica | LLife | — | — | — | — | Verified |
| Grawe neživotno osiguranje | GGeneral (Non-life) | — | — | — | — | Verified |
| Grawe osiguranje | LLife | — | — | — | — | Verified |
| Lovćen osiguranje | GGeneral (Non-life) | — | — | — | — | Verified |
| Lovćen životna osiguranja | LLife | — | — | — | — | Verified |
| Sava Montenegro | GGeneral (Non-life) | — | — | — | — | Verified |
| UNIQA Montenegro | GGeneral (Non-life) | — | — | — | — | Verified |
| Uniqa životno osiguranje | LLife | — | — | — | — | Verified |
| Veder neživotno osiguranje | GGeneral (Non-life) | — | — | — | — | Verified |
Regulatory intelligence: Montenegro
Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.
- Supervisor
- ISA
- Register source
- Agencija za nadzor osiguranja (ANO, Insurance Supervision Agency of Montenegro) - “Subjekti nadzora: Društva za osiguranje”, the register of licensed insurance companies, retrieved 23 Sep 2026: 11 licensed companies (7 non-life, 4 life), each with its business name, class of insurance, licence number and date, company number and qualified holders. The page's second tab lists 2 further companies in liquidation or bankruptcy, which are not current licensees and are excluded.
- Verification
- Verified against the regulator register · Agencija za nadzor osiguranja (ANO, Insurance Supervision Agency of Montenegro) - “Subjekti nadzora: Društva za osiguranje”, the register of licensed insurance companies, retrieved 23 Sep 2026: 11 licensed companies (7 non-life, 4 life), each with its business name, class of insurance, licence number and date, company number and qualified holders. The page's second tab lists 2 further companies in liquidation or bankruptcy, which are not current licensees and are excluded.
No market event is recorded against this register for 2026. The regime and source above are the standing facts.
Governing legislation
- Law on Insurance · Institutional and insurance framework
The law assigns insurance regulation to an agency with separate legal personality and sets out its supervisory powers.
Verification log
Reconciled against the ANO register of insurance companies (Društva za osiguranje), retrieved 23 Sep 2026: 11 licensed companies. Five existing rows matched; six licensees were added, including the two companies licensed in 2026 (Veder neživotno osiguranje and Wiener Städtische osiguranje Podgorica) and the separate life companies of the Lovćen, Uniqa and Grawe groups. Rows 3644 and 3645 were corrected from composite to general because Montenegro licenses life and non-life in separate companies. Row 3648 (Swiss Osiguranje) is no longer on the register: the register records GRAWE's 100% acquisition of Swiss osiguranje AD approved 18 November 2020 and carries the same licence under Grawe neživotno osiguranje AD. The register covers insurance companies only; agents, brokers and other intermediaries are separate ANO registers and are excluded.
For B2B teams and AI agents
The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.
curl -s https://insurers.global/api/v1/countries/montenegro.json
curl -s https://insurers.global/api/v1/countries/montenegro/insurers/pages/1.json- MCP: connect
https://insurers.global/mcpand callget_country_summarywith{ "country": "montenegro" }, orlist_insurerswithcountry,limitandoffsetfor paged rows. - OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
- Dataset version
2026-09-08+3f3925fad259; every response carriesversion,verifiedandlicence.