Montenegro · South-Eastern Europe · class G

General (non-life) insurance companies in Montenegro

7 licensed general (non-life) insurers, 64% of the 11 insurance entities supervised by the ISA. Short-term property, casualty, motor, marine and other non-life covers.

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CompanyClassParent / groupOwnershipRegulatorVerificationPopularity
Lovćen osiguranjeLJSE: ZVTG
Registered as Lovćen osiguranje AD
GGeneral (Non-life)TriglavPan-European groupISAVerified65 Confidence: Low
UNIQA MontenegroWiener Börse: UQA
Registered as Uniqa neživotno osiguranje AD
GGeneral (Non-life)UNIQAPan-European groupISAVerified—
Generali Osiguranje MontenegroBorsa Italiana: G
Registered as Generali osiguranje Montenegro AD
GGeneral (Non-life)GeneraliIAIGPan-European groupISAVerified51 Confidence: Low
Sava MontenegroLJSE: POSR
Registered as Sava osiguranje AD
GGeneral (Non-life)SavaPan-European groupISAVerified61 Confidence: Low
Grawe neživotno osiguranje
Licence 896-2/08 od 23.01.2009, PIB 02096064 – the same licence and company number the workbook's row 3648 (Swiss Osiguranje) refers to. The register names the qualified holder as Grazer Wechselseitige Versicherung Aktiengesellschaft, Graz, Austria – 100% of the share capital of Swiss osiguranje AD Podgorica, approval 03-741/7-20 of 18 November 2020, which is why row 3648 is proposed as an AQ succession into this entry rather than a second company.; Registered as Grawe neživotno osiguranje AD
GGeneral (Non-life)GRAWEPan-European groupISAVerified—
Wiener Städtische osiguranje PodgoricaPSE
Newly licensed: 03-193/7-26 od 30. jun 2026. The register names the qualified holders as “Vienna Insurance Group” – 50.1%, Wiener Städtische životno osiguranje AD Podgorica – 24.95% and Wiener Städtische osiguranja ado Beograd – 24.95%. Distinct from row 3649, which is the life company.; Registered as Wiener Städtische osiguranje Podgorica AD
GGeneral (Non-life)VIGIAIGPan-European groupISAVerified—
Veder neživotno osiguranje
Newly licensed: 03-1044/11-25 od 18. maj 2026, seat ul. VII, Donja Cijevna, Zeta. The register names the qualified holder as “ENTER” za proizvodnju promet i usluge – 100%; no further ownership research was done.; Registered as Veder neživotno osiguranje AD
GGeneral (Non-life)EnterDomestic privateISAVerified—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works

About general (non-life) insurers in Montenegro

How many general (non-life) insurers are licensed in Montenegro?

7 of the 11 licensed insurance entities this directory lists in Montenegro are classified as general (non-life) (64%). Verified against the regulator register.

Who regulates general (non-life) insurers in Montenegro?

ISA (ISA). Official website: https://ano.co.me.

Who owns the general (non-life) insurers in Montenegro?

Of the 7 licensed general (non-life) insurers in Montenegro, 6 are members of pan-European groups (Generali, GRAWE, Sava) and 1 is a domestic private company, as recorded in the register.

Data: /api/v1/countries/montenegro.json (filter by class = "general-non-life"). Licence CC BY 4.0, attribute KAFS North America.