Licensed list · Europe · Western Europe · GB
Licensed insurance companies in the United Kingdom (2026)
VerifiedVerified against the PRA register, checked 3 Sept 2026.
The 448 insurance companies licensed in the United Kingdom in 2026, as recorded by the Prudential Regulation Authority (Bank of England) / FCA (PRA), with the class of business and ownership each one is registered under.
Snapshot
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded
Licensed insurers in the United Kingdom
Showing 25 of 448 entities. The full, filterable table is on the country page; every row is in the JSON below.
Regulatory intelligence: the United Kingdom
Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.
- Supervisor
- Prudential Regulation Authority (Bank of England) / FCA PRA
- Register source
- PRA List of PRA-regulated Insurers as at 1 Aug 2026
- Verification
- Verified against the regulator register · PRA List of PRA-regulated Insurers as at 1 Sep 2026 (insurers-list-2609.csv, retrieved 8 Sep 2026), 502 authorisations: 448 filed here and the 54-firm Gibraltar section filed under Gibraltar
No market event is recorded against this register for 2026. The regime and source above are the standing facts.
Governing legislation
- Financial Services Act 2012, section 6 · Founding framework
Replaced the regulator provisions of the Financial Services and Markets Act 2000 with the PRA/FCA framework. These authorities were established through financial-services legislation, rather than a standalone Insurance Act.
- Bank of England and Financial Services Act 2016 · Institutional structure
Provided for the PRA's legal integration into the Bank of England and replacement of its Board by the Prudential Regulation Committee in 2017.
- Solvency UK / PRA Rulebook · Insurance prudential framework
The insurance prudential rules are distinct from the founding legislation. Solvency UK reporting applies to reporting reference dates from 31 December 2024.
Verification log
Class derived from permitted activities; group inferred from name; includes third-country branches, EEA run-off firms and ISPVs (see Notes column). Reconciled row by row against the 1 Sep 2026 PRA list on FRN: all 448 match, and the PRA's five sections reconcile exactly (278 UK-incorporated + 122 third-country branches + 45 EEA supervised run-off + 3 ISPVs = 448 here; the 54 Gibraltar-incorporated firms authorised through a UK branch or services are Gibraltar's own market and all 54 match there). Removed two firms that left the register between the 1 Aug and 1 Sep lists: ERGO Reiseversicherung AG (FRN 220041, UK branch in supervised run-off, book transferred to Great Lakes Insurance SE in 2020 and applying to the FCA for closure) and Inceptum Insurance Company Limited (FRN 203238, Part VII transfer of liabilities completed 11 Aug 2026). No omissions outstanding
For B2B teams and AI agents
The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.
curl -s https://insurers.global/api/v1/countries/united-kingdom.json
curl -s https://insurers.global/api/v1/countries/united-kingdom/insurers/pages/1.json- MCP: connect
https://insurers.global/mcpand callget_country_summarywith{ "country": "united-kingdom" }, orlist_insurerswithcountry,limitandoffsetfor paged rows. - OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
- Dataset version
2026-09-08+3f3925fad259; every response carriesversion,verifiedandlicence.