Licensed list · Europe · South-Eastern Europe · RS

Licensed insurance companies in Serbia (2026)

VerifiedVerified against the NBS register, checked 3 Sept 2026.

The 20 insurance companies licensed in Serbia in 2026, as recorded by the NBS, with the class of business and ownership each one is registered under.

20Licensed operators

4Life20% of entities 6General (non-life)30% of entities 15Cross-border groups5 domestically owned

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

Pan-European group15 75%
State-owned / parastatal3 15%
Domestic private2 10%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Serbia

All 20 entities.

Insurer	Class	Ownership	Group	Verification
Generali Osiguranje Srbija	CComposite	Pan-European group	Generali	Verified
Wiener Städtische (VIG) Serbia	CComposite	Pan-European group	VIG	Verified
DDOR Novi Sad	CComposite	Pan-European group	Unipol	Verified
Grawe Osiguranje	CComposite	Pan-European group	GRAWE	Verified
Merkur osiguranje a.d.o. Beograd	LLife	Pan-European group	Merkur	Verified
Sava neživotno osiguranje	GGeneral (Non-life)	Pan-European group	Sava	Verified
Triglav osiguranje Beograd	CComposite	Pan-European group	Triglav	Verified
UNIQA Srbija	GGeneral (Non-life)	Pan-European group	UNIQA	Verified
AMS osiguranje	GGeneral (Non-life)	Domestic private	AMS	Verified
DDOR Re a.d.o. Novi Sad	RReinsurer	Pan-European group	Unipol Assicurazioni S.p.A.	Verified
Dunav osiguranje	CComposite	State-owned / parastatal	Serbian State	Verified
Dunav Re	RReinsurer	State-owned / parastatal	Serbian State	Verified
Generali reosiguranje Srbija a.d.o.	RReinsurer	Pan-European group	Generali (via Generali osiguranje Srbija)	Verified
Globos osiguranje	GGeneral (Non-life)	Domestic private	Globos	Verified
Milenijum osiguranje	GGeneral (Non-life)	Pan-European group	Croatia osiguranje	Verified
OTP Osiguranje a.d.o. Beograd	LLife	Pan-European group	OTP Bank Plc	Verified
Sava životno osiguranje a.d.o. Beograd	LLife	Pan-European group	Pozavarovalnica Sava d.d. (Sava Re)	Verified
SG osiguranje a.d.o. Novi Sad	GGeneral (Non-life)	State-owned / parastatal	Javno preduzeće "Srbijagas" Novi Sad; OAO "Osiguravajuće društvo gasne industrije" (SOGAZ) Moskva	Verified
UNIQA životno osiguranje a.d.o. Beograd	LLife	Pan-European group	UNIQA Österreich Versicherungen AG	Verified
Wiener Re a.d.o. Beograd	RReinsurer	Pan-European group	Vienna Insurance Group (VIG RE zajišťovna a.s.)	Verified

Full table for Serbia ↗

Regulatory intelligence: Serbia

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Supervisor: NBS
Register source: NBS Registar učesnika na tržištu osiguranja: Društva za osiguranje (16) and Društva za reosiguranje (4), with per-company detail pages (licence lines and qualifying holders), retrieved 22 Sep 2026: 20 entities
Verification: Verified against the regulator register · NBS Registar učesnika na tržištu osiguranja: Društva za osiguranje (16) and Društva za reosiguranje (4), with per-company detail pages (licence lines and qualifying holders), retrieved 22 Sep 2026: 20 entities
Profile: NBS — mandate, law and metrics

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

Insurance Law, Official Gazette 139/2014 and 44/2021 · Institutional and insurance framework
The National Bank of Serbia supervises insurance under the insurance law alongside its central-bank mandate.

Verification log

Reconciled against the NBS register of insurance and reinsurance companies: all 12 rows matched; UNIQA Srbija corrected C to G (matched to UNIQA neživotno), Grawe corrected L to C; 8 added (SG osiguranje, UNIQA životno, Merkur, OTP Osiguranje, Sava životno, DDOR Re, Generali reosiguranje, Wiener Re).

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/serbia.json
curl -s https://insurers.global/api/v1/countries/serbia/insurers/pages/1.json

MCP: connect https://insurers.global/mcp and call get_country_summary with { "country": "serbia" }, or list_insurers with country, limit and offset for paged rows.
OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
Dataset version 2026-09-08+3f3925fad259; every response carries version, verified and licence.

Snapshot