Licensed list · Asia-Pacific · Oceania · PW
Licensed insurance companies in Palau (2026)
PartialPartially verified against the No insurance supervisor in Palau register, checked 4 Sept 2026.
The 5 insurance companies licensed in Palau in 2026, as recorded by the No insurance supervisor in Palau, with the class of business and ownership each one is registered under.
Snapshot
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded
Licensed insurers in Palau
All 5 entities.
| Insurer | Class | Ownership | Group | Verification |
|---|---|---|---|---|
| First Net Insurance Company | GGeneral (Non-life) | Foreign multinational | Moylan's Insurance Underwriters | Partial |
| Calvo's SelectCare Insurance Inc. | HHealth / Medical | Foreign multinational | — | Partial |
| NetCare Life and Health Insurance Company | LLife | Foreign multinational | — | Partial |
| Pacific Indemnity Insurance Company | GGeneral (Non-life) | Foreign multinational | — | Partial |
| TakeCare Insurance Company, Inc. | HHealth / Medical | Foreign multinational | — | Partial |
Regulatory intelligence: Palau
Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.
- Supervisor
- No insurance supervisor in Palau
- Regime
- No insurance statute; the Financial Institutions Act 2001 (26 PNCA Ch. 10) exempts insurers and insurance agencies from FIC oversight
- Register source
- Palau Financial Institutions Commission, "2024-2025 Annual Report of the Palau Banking Sector" (17 Apr 2026), section "Financial Institutions Not Regulated by the FIC", https://ropfic.org/wp-content/uploads/2026/04/2024-2025-Annual-Report-of-the-Palau-Banking-Sector-April-17-2026.pdf; Bureau of Revenue & Taxation, PGST registry as of 20 Oct 2025, https://www.palaugov.pw/wp-content/uploads/PGST-Registry-as-of-10-20-2025.pdf; First Net Insurance Company, corporate profile ("Serving Guam, CNMI, Palau, FSM, and the Republic of the Marshall Islands"), https://firstnetinsurance.net/, retrieved 2026-09-26; NetCare Life and Health Insurance Company, "About Us" (products on Guam, CNMI, Palau, FSM and the Marshall Islands), https://www.netcarelifeandhealth.com/footer_content/about.php, retrieved 2026-09-26; AM Best news (10 Oct 2024) on Pacific Indemnity; all retrieved 2026-09-26. No count stated.
- Verification
- Partially verified against the regulator register · Palau Financial Institutions Commission, "2024-2025 Annual Report of the Palau Banking Sector" (17 Apr 2026), section "Financial Institutions Not Regulated by the FIC", https://ropfic.org/wp-content/uploads/2026/04/2024-2025-Annual-Report-of-the-Palau-Banking-Sector-April-17-2026.pdf; Bureau of Revenue & Taxation, PGST registry as of 20 Oct 2025, https://www.palaugov.pw/wp-content/uploads/PGST-Registry-as-of-10-20-2025.pdf; First Net Insurance Company, corporate profile ("Serving Guam, CNMI, Palau, FSM, and the Republic of the Marshall Islands"), https://firstnetinsurance.net/, retrieved 2026-09-26; NetCare Life and Health Insurance Company, "About Us" (products on Guam, CNMI, Palau, FSM and the Marshall Islands), https://www.netcarelifeandhealth.com/footer_content/about.php, retrieved 2026-09-26; AM Best news (10 Oct 2024) on Pacific Indemnity; all retrieved 2026-09-26. No count stated.
No market event is recorded against this register for 2026. The regime and source above are the standing facts.
Governing legislation
- Financial Institutions Act 2001 (26 PNCA Ch. 10) · Institutional and insurance framework
Bank regulation that exempts insurers and insurance agencies.
Verification log
No insurer is licensed in Palau because no licensing regime exists. All rows are Guam-based insurers writing Palau risks through local offices or agents (Moylan's Insurance Underwriters (Palau), Inc. and Calvo's Palau Insurance Underwriters, Inc. are agencies/MGAs and are excluded). The PGST registry also shows the trading names "Poltalia National Insurance" and "OCEAN SHIELD INSURANCE GROUP"; neither could be identified as an insurer, so both are excluded pending research. DB Insurance probably writes in Palau through Moylan's (MGA with a Koror branch), but no Palau-specific source was found, so it is excluded. The Palau National Health Insurance run by the Social Security Administration is a statutory scheme, not an insurer.
For B2B teams and AI agents
The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.
curl -s https://insurers.global/api/v1/countries/palau.json
curl -s https://insurers.global/api/v1/countries/palau/insurers/pages/1.json- MCP: connect
https://insurers.global/mcpand callget_country_summarywith{ "country": "palau" }, orlist_insurerswithcountry,limitandoffsetfor paged rows. - OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
- Dataset version
2026-09-08+97f331e66662; every response carriesversion,verifiedandlicence.