Licensed list · Asia-Pacific · South Asia · IN
Licensed insurance companies in India (2026)
VerifiedVerified against the IRDAI register, checked 4 Sept 2026.
The 74 insurance companies licensed in India in 2026, as recorded by the Insurance Regulatory and Development Authority of India (IRDAI), with the class of business and ownership each one is registered under.
Snapshot
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded
Licensed insurers in India
Showing 25 of 74 entities. The full, filterable table is on the country page; every row is in the JSON below.
Regulatory intelligence: India
Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.
- Supervisor
- Insurance Regulatory and Development Authority of India IRDAI
- Regime
- Insurance Act 1938; 100% FDI from 2025
- Register source
- IRDAI lists printed 4 Sep 2026 (user-supplied): 26 life, 28 general, 8 standalone health; plus GIC Re, Valueattics Re and 10 FRBs
- Verification
- Verified against the regulator register · IRDAI lists printed 4 Sep 2026 (user-supplied): 26 life, 28 general, 8 standalone health; plus GIC Re, Valueattics Re and 10 FRBs
No market event is recorded against this register for 2026. The regime and source above are the standing facts.
Governing legislation
- IRDA Act 1999; Insurance Act 1938, as amended · Institutional and insurance framework
The 1999 act establishes the authority to protect policyholders and regulate and develop insurance. The Insurance Act supplies the wider insurance-business framework.
Verification log
Added Prudential HCL Health and Kiwi General (new licensees); Reliance Nippon Life now IndusInd Nippon Life; Narayana Health confirmed; renames Bajaj, IndusInd General, Generali Central, Magma General, Zuno, Bandhan Life carried
For B2B teams and AI agents
The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.
curl -s https://insurers.global/api/v1/countries/india.json
curl -s https://insurers.global/api/v1/countries/india/insurers/pages/1.json- MCP: connect
https://insurers.global/mcpand callget_country_summarywith{ "country": "india" }, orlist_insurerswithcountry,limitandoffsetfor paged rows. - OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
- Dataset version
2026-09-08+3f3925fad259; every response carriesversion,verifiedandlicence.