India · South Asia · class G

General (Non-life) insurance companies in India

27 licensed general (non-life) insurers, 36% of the 74 insurance entities supervised by the Insurance Regulatory and Development Authority of India. Short-term property, casualty, motor, marine and other non-life covers.

CompanyClassParent / groupOwnershipRegulatorVerification
Acko GeneralGGeneral (Non-life)AckoDomestic privateIRDAIVerified
Agriculture Insurance Co of IndiaGGeneral (Non-life)Government of IndiaState-owned / parastatalIRDAIVerified
Bajaj Allianz General (Bajaj General)
Allianz exit 2025
GGeneral (Non-life)Bajaj FinservDomestic privateIRDAIVerified
Cholamandalam MS GeneralGGeneral (Non-life)Murugappa / MS&ADDomestic privateIRDAIVerified
Generali Central Insurance (ex-Future Generali India)GGeneral (Non-life)GeneraliIAIGForeign multinationalIRDAIVerified
Go Digit General
Listed 2024
GGeneral (Non-life)FairfaxIAIGDomestic privateIRDAIVerified
HDFC ERGO GeneralGGeneral (Non-life)HDFC Bank / Munich ReDomestic privateIRDAIVerified
ICICI LombardGGeneral (Non-life)ICICI BankDomestic privateIRDAIVerified
IFFCO-Tokio GeneralGGeneral (Non-life)IFFCO / Tokio MarineDomestic privateIRDAIVerified
IndusInd General (ex-Reliance General)GGeneral (Non-life)IIHLDomestic privateIRDAIVerified
Kiwi General Insurance
New general insurer, on IRDAI list Sep 2026
GGeneral (Non-life)KiwiDomestic privateIRDAIVerified
Kshema General
Agri; licensed 2023
GGeneral (Non-life)KshemaDomestic privateIRDAIVerified
Liberty GeneralGGeneral (Non-life)Liberty Mutual / EnamDomestic privateIRDAIVerified
Magma General (ex-Magma HDI)GGeneral (Non-life)Adar Poonawalla / MagmaDomestic privateIRDAIVerified
National Insurance CoGGeneral (Non-life)Government of IndiaState-owned / parastatalIRDAIVerified
Navi GeneralGGeneral (Non-life)NaviDomestic privateIRDAIVerified
New India AssuranceGGeneral (Non-life)Government of IndiaState-owned / parastatalIRDAIVerified
Oriental InsuranceGGeneral (Non-life)Government of IndiaState-owned / parastatalIRDAIVerified
Raheja QBE GeneralGGeneral (Non-life)Rajan Raheja / QBEDomestic privateIRDAIVerified
Royal Sundaram GeneralGGeneral (Non-life)Sundaram FinanceDomestic privateIRDAIVerified
SBI GeneralGGeneral (Non-life)SBIDomestic privateIRDAIVerified
Shriram GeneralGGeneral (Non-life)Shriram / SanlamDomestic privateIRDAIVerified
Tata AIG GeneralGGeneral (Non-life)Tata / AIGDomestic privateIRDAIVerified
United India InsuranceGGeneral (Non-life)Government of IndiaState-owned / parastatalIRDAIVerified
Universal Sompo GeneralGGeneral (Non-life)Indian Bank / SompoDomestic privateIRDAIVerified
Zuno General (ex-Edelweiss General)GGeneral (Non-life)EdelweissDomestic privateIRDAIVerified
Zurich Kotak GeneralGGeneral (Non-life)Zurich (70%)IAIGForeign multinationalIRDAIVerified

About general (non-life) insurers in India

How many general (non-life) insurers are licensed in India?

27 of the 74 licensed insurance entities in India are classified as general (non-life) (36%), according to the IRDAI register as reflected in this directory (verified - full register).

Who regulates general (non-life) insurers in India?

Insurance Regulatory and Development Authority of India (IRDAI), under Insurance Act 1938; 100% FDI from 2025. Official website: https://irdai.gov.in.

Are the general (non-life) insurers in India locally or foreign owned?

2 of 27 belong to regional or foreign multinational groups (including Generali, Fairfax), 5 are state-owned, and the rest are domestic private companies.

Data: /api/v1/countries/india.json (filter by class = "general-non-life"). Licence CC BY 4.0, attribute KAFS North America.