Licensed list · Africa · Southern Africa · SZ

Licensed insurance companies in Eswatini (2026)

VerifiedVerified against the FSRA register, checked 2 Sept 2026.

The 21 insurance companies licensed in Eswatini in 2026, as recorded by the Financial Services Regulatory Authority (FSRA), with the class of business and ownership each one is registered under.

Snapshot

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private18 86%
  • Pan-African group2 10%
  • State-owned / parastatal1 5%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Eswatini

All 21 entities.

InsurerClassOwnershipGroupVerification
Old Mutual EswatiniLLifePan-African groupOld Mutual LtdVerified
Liberty Life EswatiniLLifePan-African groupLiberty / Standard Bank GroupVerified
Asihlumisane Burial and Risk Cover AssociationMMicroinsurerDomestic private—Verified
B3 Insurance Eswatini LtdMMicroinsurerDomestic private—Verified
Ekhaya Insurance CompanyMMicroinsurerDomestic private—Verified
Eswatini Re LtdRReinsurerDomestic private—Verified
Eswatini Royal Insurance Corp (ESRIC)CCompositeState-owned / parastatalGovernment of EswatiniVerified
Ezulwini Reinsurance CompanyRReinsurerDomestic private—Verified
Finsure Assurance LtdLLifeDomestic private—Verified
Lidwala Insurance CoGGeneral (Non-life)Domestic privateIndependentVerified
Medscheme Health Insurance Eswatini LtdHHealth / MedicalDomestic private—Verified
Oracle Health EswatiniHHealth / MedicalDomestic private—Verified
Oracle Insurance (Eswatini)GGeneral (Non-life)Domestic private—Verified
Oracle Life EswatiniLLifeDomestic private—Verified
Orchard Insurance LtdLLifeDomestic private—Verified
Phoenix of Eswatini AssuranceGGeneral (Non-life)Domestic privateIndependentVerified
Safrican Eswatini Financial ServicesLLifeDomestic private—Verified
SNAT Burial Insurance LtdMMicroinsurerDomestic private—Verified
Tswelopele Funerals (Pty) LtdMMicroinsurerDomestic private—Verified
United General Insurance Ltd (Eswatini)GGeneral (Non-life)Domestic private—Verified
United Life Assurance LtdLLifeDomestic private—Verified

Full table for Eswatini ↗

Regulatory intelligence: Eswatini

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Register source
FSRA Eswatini "Licensed Entities - Insurance" category lists retrieved 22 Sep 2026: 1 composite, 7 long-term, 6 short-term, 2 reinsurers, 5 micro-insurers (2 medical aid schemes excluded); deregistered list states there are none
Verification
Verified against the regulator register · FSRA Eswatini "Licensed Entities - Insurance" category lists retrieved 22 Sep 2026: 1 composite, 7 long-term, 6 short-term, 2 reinsurers, 5 micro-insurers (2 medical aid schemes excluded); deregistered list states there are none

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Financial Services Regulatory Authority Act 2010; Insurance Act 2005 · Institutional and insurance framework

    Section 3 of the FSRA Act establishes the authority. Its non-bank remit includes insurance companies and brokers; the Insurance Act provides sector-specific rules.

Verification log

Reconciled to the FSRA licensed insurance entities lists (21 insurers, reinsurers and micro-insurers): 5 rows matched, 16 added, Metropolitan Eswatini removed as not licensed. Medical aid schemes, brokers and corporate agents excluded.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/eswatini.json
curl -s https://insurers.global/api/v1/countries/eswatini/insurers/pages/1.json