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Licensed list · Africa · Central Africa · CD

Licensed insurance companies in the Democratic Republic of the Congo (2026)

VerifiedVerified against the ARCA register, checked 2 Sept 2026.

The 12 insurance companies licensed in the Democratic Republic of the Congo in 2026, as recorded by the Autorite de Regulation et de Controle des Assurances (ARCA), with the class of business and ownership each one is registered under.

12Licensed operators
3Life25% of entities7General (non-life)58% of entities3Cross-border groups7 domestically owned · 2 multilateral

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private6 50%
  • Pan-African group3 25%
  • Regional / multilateral2 17%
  • State-owned / parastatal1 8%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in the Democratic Republic of the Congo

All 12 entities.

InsurerClassOwnershipGroupVerification
Activa Assurances RDCGGeneral (Non-life)Pan-African groupActiva GroupVerified
Africa ReRReinsurerRegional / multilateralAfrica ReVerified
Mayfair Insurance Co RDCGGeneral (Non-life)Pan-African groupMayfair GroupVerified
Sunu Assurances IARD RDCGGeneral (Non-life)Pan-African groupSunu GroupVerified
Zep ReRReinsurerRegional / multilateralZEP-REVerified
Activa Vie RDCLLifeDomestic private—Verified
Afrissur SALLifeDomestic private—Verified
Global Pioners Assurance SA (GPA)GGeneral (Non-life)Domestic private—Verified
RawsurGGeneral (Non-life)Domestic privateRawbank / Rawji GroupVerified
Rawsur LifeLLifeDomestic privateRawbank / Rawji GroupVerified
SFA CongoGGeneral (Non-life)Domestic privateIndependentVerified
SONASGGeneral (Non-life)State-owned / parastatalGovernment of DRCVerified

Full table for the Democratic Republic of the Congo ↗

Regulatory intelligence: the Democratic Republic of the Congo

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Insurance Code 2015; liberalised 2019
Register source
ARCA RDC, "L'etat du marche des assurances en RDC en 2024" (published Dec 2025), Annexe "Listes des operateurs": 10 insurers (3 life, 7 non-life) and 2 reinsurers; matches the ARCA "Societes d'assurances" and "Societes re-assurances" operator pages. Retrieved 22 Sep 2026.
Verification
Verified against the regulator register · ARCA RDC, "L'etat du marche des assurances en RDC en 2024" (published Dec 2025), Annexe "Listes des operateurs": 10 insurers (3 life, 7 non-life) and 2 reinsurers; matches the ARCA "Societes d'assurances" and "Societes re-assurances" operator pages. Retrieved 22 Sep 2026.

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Decree 16/001 of 26 January 2016 · Institutional and insurance framework

    The decree establishes ARCA as an independent technical public institution with legal personality under the Ministry of Finance's administrative oversight.

Verification log

Reconciled to ARCA's list of licensed operators for 2024: 7 of 8 rows matched, SONAS corrected to General (licensed non-life, 12007), Sunu Assurances Vie RDC removed as not licensed, and 5 added (Afrissur, Activa Vie RDC, Global Pioners Assurance, and the reinsurers Africa Re and Zep Re). Health-insurance managers, brokers, banks and agents on the same list are excluded.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/dr-congo.json
curl -s https://insurers.global/api/v1/countries/dr-congo/insurers/pages/1.json
  • MCP: connect https://insurers.global/mcp and call get_country_summary with { "country": "dr-congo" }, or list_insurers with country, limit and offset for paged rows.
  • OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
  • Dataset version 2026-09-08+3f3925fad259; every response carries version, verified and licence.