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Licensed list · North America · Central America & Caribbean · AG

Licensed insurance companies in Antigua and Barbuda (2026)

PartialPartially verified against the FSRC register, checked 8 Sept 2026.

The 20 insurance companies licensed in Antigua and Barbuda in 2026, as recorded by the Financial Services Regulatory Commission (FSRC), with the class of business and ownership each one is registered under.

20Licensed operators
5Life25% of entities15General (non-life)75% of entities10Cross-border groups9 domestically owned · 1 multilateral

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Foreign multinational10 50%
  • Domestic private9 45%
  • Regional / multilateral1 5%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Antigua and Barbuda

All 20 entities.

InsurerClassOwnershipGroupVerification
CUNA CARIBBEAN INSURANCE OECS LIMITEDLLifeForeign multinationalCUNA CaribbeanPartial
GK INSURANCE (EASTERN CARIBBEAN) LIMITEDGGeneral (Non-life)Foreign multinationalGraceKennedyPartial
GK LIFE INSURANCE EASTERN CARIBBEAN LIMITEDLLifeForeign multinationalGraceKennedyPartial
GUARDIAN GENERAL INSURANCE CO. LTD.GGeneral (Non-life)Foreign multinationalGuardian GroupPartial
GUARDIAN LIFE (OECS) LIMITEDLLifeForeign multinationalGuardian GroupPartial
ISLAND HERITAGE INSURANCE CO. LTD.GGeneral (Non-life)Foreign multinationalBF&MPartial
LLOYDS UNDERWRITERSGGeneral (Non-life)Regional / multilateralLloyd'sPartial
NATIONAL GENERAL INSURANCE CO. LTD. (NAGICO)GGeneral (Non-life)Foreign multinationalNAGICOPartial
PAN AMERICAN LIFE INSURANCE OF THE EASTERN CARIBBEANLLifeForeign multinationalPan-American LifePartial
SAGICOR GENERAL INSURANCE INC.GGeneral (Non-life)Foreign multinationalSagicorPartial
SAGICOR LIFE (EASTERN CARIBBEAN) INC.LLifeForeign multinationalSagicorPartial
ABI INSURANCE COMPANY LTD.GGeneral (Non-life)Domestic private—Partial
ANTIGUA INSURANCE CO. LTD. (ANICOL)GGeneral (Non-life)Domestic private—Partial
C G UNITED INSURANCE LTD.GGeneral (Non-life)Domestic private—Partial
C.G.I CONSUMERS GUARANTEE INSURANCE COMPANY LIMITEDGGeneral (Non-life)Domestic private—Partial
CARIBBEAN ALLIANCE INSURANCE CO. LTD.GGeneral (Non-life)Domestic private—Partial
GENERAL INSURANCE COMPANY LTD.GGeneral (Non-life)Domestic private—Partial
NETHERLANDS INSURANCE CO. LTD.GGeneral (Non-life)Domestic private—Partial
PIC INSURANCE COMPANY LTD.GGeneral (Non-life)Domestic private—Partial
STATE INSURANCE COMPANY LIMITEDGGeneral (Non-life)Domestic private—Partial

Full table for Antigua and Barbuda ↗

Regulatory intelligence: Antigua and Barbuda

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Insurance Act No. 13 of 2007 (domestic); International Business Corporations Act Cap. 222 (international); FSRC supervision
Register source
FSRC Antigua and Barbuda, "List of Insurers with Contact Information", PDF (file metadata and Last-Modified 2024-09-02), https://www.fsrc.gov.ag/images/pdf/insurance/Insurance_companies.pdf, retrieved 2026-09-26. The document states no count; it names 20 insurers.
Verification
Partially verified against the regulator register · FSRC Antigua and Barbuda, "List of Insurers with Contact Information", PDF (file metadata and Last-Modified 2024-09-02), https://www.fsrc.gov.ag/images/pdf/insurance/Insurance_companies.pdf, retrieved 2026-09-26. The document states no count; it names 20 insurers.

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Insurance Act No. 13 of 2007 (amended 2011) · Institutional and insurance framework

    Registration and supervision of domestic insurers.

  • International Business Corporations Act, Cap. 222 · Insurance framework

    Framework for international insurance business.

Verification log

Rows are exactly the 20 entities on the FSRC domestic insurer list. The list gives addresses and agents but no class of business, so every classCode is inferred from the name. The list is two years old (Sept 2024). The FSRC International Insurance page (fsrc.gov.ag/index.php/services/international-insurance) names no licensees, so international insurers are not covered. Parents are market knowledge, flagged per row.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/antigua-and-barbuda.json
curl -s https://insurers.global/api/v1/countries/antigua-and-barbuda/insurers/pages/1.json
  • MCP: connect https://insurers.global/mcp and call get_country_summary with { "country": "antigua-and-barbuda" }, or list_insurers with country, limit and offset for paged rows.
  • OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
  • Dataset version 2026-09-08+97f331e66662; every response carries version, verified and licence.