Register export · North America · Central America & Caribbean
National supervisors register: licensed insurers in Central America and the Caribbean
PartialPartially verified against the National supervisors register, checked 8 Sept 2026.
The National supervisors register for Central America and the Caribbean as the directory holds it: 13 licensed insurers with the identifiers the register carries, ready to export as JSON.
Snapshot
By class of business
Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.
By ownership
“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded
National supervisors register rows
All 13 entities.
| Insurer | Class | Register id | LEI | Registered | Website | Verification |
|---|---|---|---|---|---|---|
| Mapfre BHD (DR) | CComposite | — | — | — | — | Partial |
| Assuria | CComposite | — | — | — | — | Partial |
| Sagicor Life | LLife | — | — | — | — | Partial |
| Seguros Suramericana Panama | CComposite | — | — | — | — | Partial |
| ASSA Compania de Seguros (Panama) | CComposite | — | — | — | — | Partial |
| Ficohsa Seguros (Honduras) | CComposite | — | — | — | — | Partial |
| Humano Seguros (DR) | HHealth / Medical | — | — | — | — | Partial |
| INS (Instituto Nacional de Seguros, Costa Rica) | CComposite | — | — | — | — | Partial |
| Seguros El Roble (Guatemala) | CComposite | — | — | — | — | Partial |
| Seguros G&T (Guatemala) | CComposite | — | — | — | — | Partial |
| Seguros LAFISE | CComposite | — | — | — | — | Partial |
| Seguros Universal (DR) | CComposite | — | — | — | — | Partial |
| SISA (El Salvador) | GGeneral (Non-life) | — | — | — | — | Partial |
Regulatory intelligence: Central America and the Caribbean
Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.
- Supervisor
- National superintendencies of Central America and the Caribbean (SUGESE Costa Rica, SIB Guatemala, CNBS Honduras, SSF El Salvador, SIBOIF Nicaragua, SSRP Panama, SIS Dominican Republic, CBTT Trinidad and Tobago among them); Bermuda Monetary Authority; Cayman Islands Monetary Authority National supervisors
- Regime
- Separate national regimes in each jurisdiction; Bermuda and the Cayman Islands host the region's captive and reinsurance business
- Register source
- Six official registers retrieved 23 September 2026: Panama SSRP 'Sujetos Regulados - Companias de Seguros' (22 companies); El Salvador SSF 'Entidades autorizadas para operar como sociedades de seguros y fianzas' (24); Dominican Republic Superintendencia de Seguros 'Companias Aseguradoras y Reaseguradoras' (35); Trinidad and Tobago CBTT 'Directories of Registered Insurers' under the Insurance Act 2018 (34, including Lloyd's Association of Underwriters); Barbados FSC 'Insurance - List of licensed Entities Database as at August 31, 2026' (Class 1 164 + Class 2 125 = 289 insurance companies); Jamaica FSC 'Regulated: Insurance Companies' (17). Two supervisor lists short of a licence register: Honduras CNBS 'Estados Financieros Auditados de las Instituciones Supervisadas' - Instituciones de Seguros (13 named, 12 with 2025 statements), and Costa Rica SUGESE's index of insurers' audited financial statements (12 companies for 2025), the SUGESE register itself being a Power BI embed. Not retrieved: Guatemala SIB (Cloudflare managed challenge), Suriname CBvS (Cloudflare 403), Nicaragua SIBOIF (host does not answer).
- Verification
- Partially verified against the regulator register · Six official registers retrieved 23 September 2026: Panama SSRP 'Sujetos Regulados - Companias de Seguros' (22 companies); El Salvador SSF 'Entidades autorizadas para operar como sociedades de seguros y fianzas' (24); Dominican Republic Superintendencia de Seguros 'Companias Aseguradoras y Reaseguradoras' (35); Trinidad and Tobago CBTT 'Directories of Registered Insurers' under the Insurance Act 2018 (34, including Lloyd's Association of Underwriters); Barbados FSC 'Insurance - List of licensed Entities Database as at August 31, 2026' (Class 1 164 + Class 2 125 = 289 insurance companies); Jamaica FSC 'Regulated: Insurance Companies' (17). Two supervisor lists short of a licence register: Honduras CNBS 'Estados Financieros Auditados de las Instituciones Supervisadas' - Instituciones de Seguros (13 named, 12 with 2025 statements), and Costa Rica SUGESE's index of insurers' audited financial statements (12 companies for 2025), the SUGESE register itself being a Power BI embed. Not retrieved: Guatemala SIB (Cloudflare managed challenge), Suriname CBvS (Cloudflare 403), Nicaragua SIBOIF (host does not answer).
No market event is recorded against this register for 2026. The regime and source above are the standing facts.
Governing legislation
- Costa Rica · SUGESE · National jurisdiction
Law 8653/2008 creates SUGESE. It is attached to the central bank with maximum administrative deconcentration.
- Guatemala · SIB · National jurisdiction
Insurance Activity Law, Decree 25/2010.
- El Salvador · SSF · National jurisdiction
Law on Supervision and Regulation of the Financial System.
- Honduras · CNBS · National jurisdiction
Insurance and Reinsurance Institutions Law and related financial legislation.
- Nicaragua · SIBOIF · National jurisdiction
General Insurance, Reinsurance and Surety Law 733.
- Panama · SSRP · National jurisdiction
Law 12/2012 regulates insurance activity.
- Dominican Republic · SIS · National jurisdiction
Insurance and Surety Law 146-02.
- Jamaica · FSC · National jurisdiction
FSC Act, Insurance Act and Insurance Regulations.
- Trinidad and Tobago · Central Bank · National jurisdiction
Insurance Act 2018, amended in 2020.
- Barbados · FSC · National jurisdiction
Insurance Act, Cap. 310.
Verification log
Six member registers retrieved 23 September 2026 (Panama, El Salvador, Dominican Republic, Trinidad and Tobago, Barbados, Jamaica), plus the CNBS and SUGESE supervised-entity lists for Honduras and Costa Rica: nine of the fifteen rows are confirmed against a supervisor's own list, including Ficohsa Seguros as the trading name of the CNBS-supervised licensee Interamericana de Seguros, S.A. SISA's class is corrected to general, the El Salvador register licensing the group's life business separately as SISA, VIDA, S.A. Two rows name groups rather than licensees (Guardian Group, Pan-American Life Insurance Group). The Guatemalan, Nicaraguan and Surinamese registers could not be retrieved, so four rows stay unconfirmed; no insurer was added, because this market is a curated selection rather than a full register of its jurisdictions.
For B2B teams and AI agents
The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.
curl -s https://insurers.global/api/v1/countries/central-america-and-caribbean.json
curl -s https://insurers.global/api/v1/countries/central-america-and-caribbean/insurers/pages/1.json- MCP: connect
https://insurers.global/mcpand callget_country_summarywith{ "country": "central-america-and-caribbean" }, orlist_insurerswithcountry,limitandoffsetfor paged rows. - OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
- Dataset version
2026-09-08+3f3925fad259; every response carriesversion,verifiedandlicence.