Register export · North America · Central America & Caribbean · BS

ICB register: licensed insurers in the Bahamas

VerifiedVerified against the ICB register, checked 8 Sept 2026.

The ICB register for the Bahamas as the directory holds it: 46 licensed insurers with the identifiers the register carries, ready to export as JSON.

Snapshot

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private22 48%
  • Foreign multinational16 35%
  • Corporate parent (captive)7 15%
  • Regional / multilateral1 2%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

ICB register rows

All 46 entities.

InsurerClassRegister idLEIRegisteredWebsiteVerification
American Home Assurance Company Limited (Branch)GGeneral (Non-life)————Verified
AmTrust Title Insurance Company Limited (Branch)XSpecialty / Credit / Captive————Verified
BF&M Life Insurance Company Limited (Branch)LLife————Verified
CG Atlantic General Insurance Company LimitedGGeneral (Non-life)————Verified
CG Atlantic Medical Insurance LimitedHHealth / Medical————Verified
CG United Insurance Ltd (Branch)GGeneral (Non-life)————Verified
Guardian General Insurance Company (Branch)GGeneral (Non-life)————Verified
HANSARD WORLDWIDE LIMITEDLLife————Verified
Insurance Company of The West Indies Limited (Branch)GGeneral (Non-life)————Verified
Lloyd's of LondonGGeneral (Non-life)————Verified
NAGICO Insurance (Bahamas) LimitedGGeneral (Non-life)————Verified
Sagicor General Insurance Inc. (run-off only) (Branch)GGeneral (Non-life)————Verified
Sagicor Life Inc. (Branch - in run off)LLife————Verified
American Insurance Company of the Caribbean Ltd.KCaptive / Risk retention group————Verified
BAF Financial & Insurance (Bahamas) LimitedLLife————Verified
Bahamas First General Insurance Company LimitedGGeneral (Non-life)————Verified
Brighthouse Life Insurance Company (Branch)LLife————Verified
Capital Life Insurance Company (Bahamas) Limited (in run-off)LLife————Verified
Caribbean Alliance Insurance Company Limited (Branch)GGeneral (Non-life)————Verified
Colina Insurance LimitedLLife————Verified
Cooperative Assurance LimitedLLife————Verified
DYNASTY ASSURANCE LIMITEDLLife————Verified
F&S INSURANCE LTD.KCaptive / Risk retention group————Verified
Family Guardian Insurance Company LimitedLLife————Verified
GENESIS GLOBAL Re LimitedGGeneral (Non-life)————Verified
HALCYON LIFE LIMITEDLLife————Verified
Indigo Insurance (Bahamas) LimitedGGeneral (Non-life)————Verified
Insurance Company of The Bahamas LimitedGGeneral (Non-life)————Verified
Island Heritage Insurance Company Limited (Branch)GGeneral (Non-life)————Verified
KENFORTH LIFE INSURANCE LIMITEDLLife————Verified
Laurentide Insurance and Mortgage Company LimitedLLife————Verified
MALAYAN INTERNATIONAL INSURANCE CORPORATIONKCaptive / Risk retention group————Verified
New Providence Life Insurance Company LimitedLLife————Verified
NICHOL INTERNATIONAL REINSURANCE (S.A.C.) LTD.LLife————Verified
OC INSURANCE LIMITEDKCaptive / Risk retention group————Verified
P.R.I.S.M Insurance (Bahamas) LimitedGGeneral (Non-life)————Verified
PATHFINDER INDEMNITY COMPANYKCaptive / Risk retention group————Verified
PREMIUM LIFE INSURANCE LIMITEDLLife————Verified
RoyalStar Assurance LimitedGGeneral (Non-life)————Verified
Stewart Title Limited (Branch)XSpecialty / Credit / Captive————Verified
STORYBOOK INSURANCE LIMITEDKCaptive / Risk retention group————Verified
Summit Insurance Company LimitedGGeneral (Non-life)————Verified
SWISS SURE INSURANCE LIMITEDLLife————Verified
THE WINTERBOTHAM INSURANCE COMPANY LIMITEDLLife————Verified
TITAN PROPERTY AND CASUALTY SACKCaptive / Risk retention group————Verified
W LIFE ASSURANCE COMPANY (BAHAMAS) SAC LIMITEDLLife————Verified

Full table for the Bahamas ↗

Regulatory intelligence: the Bahamas

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Insurance Act 2005 (Ch. 347) for domestic insurers; External Insurance Act (Ch. 348) for external insurers; Insurance Commission of The Bahamas supervision
Register source
Insurance Commission of The Bahamas, Regulated Entities > Insurers (https://www.icb.gov.bs/regulated-entities/insurers/), four licensee-register PDFs retrieved 2026-09-26: (1) Registered General Insurance Companies (other than Life), Insurance Act Ch. 347, as at 31 August 2026 — 18 companies; (2) Registered Long-Term Insurance Companies (Life & Health), Insurance Act Ch. 347, as at 31 August 2026 — 11 companies; (3) External Insurance Companies, External Insurance Act Ch. 348, as at 31 July 2026 — 17 companies; (4) Association of Underwriters, Insurance Act Ch. 347, as at 31 August 2026 — 1 (Lloyd's of London). The registers state no totals; counts are rows counted.
Verification
Verified against the regulator register · Insurance Commission of The Bahamas, Regulated Entities > Insurers (https://www.icb.gov.bs/regulated-entities/insurers/), four licensee-register PDFs retrieved 2026-09-26: (1) Registered General Insurance Companies (other than Life), Insurance Act Ch. 347, as at 31 August 2026 — 18 companies; (2) Registered Long-Term Insurance Companies (Life & Health), Insurance Act Ch. 347, as at 31 August 2026 — 11 companies; (3) External Insurance Companies, External Insurance Act Ch. 348, as at 31 July 2026 — 17 companies; (4) Association of Underwriters, Insurance Act Ch. 347, as at 31 August 2026 — 1 (Lloyd's of London). The registers state no totals; counts are rows counted.

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Insurance Act 2005 (Chapter 347) · Institutional and insurance framework

    Domestic long-term and general insurers, and the Association of Underwriters.

  • External Insurance Act (Chapter 348) · Insurance framework

    External insurers writing business outside The Bahamas, including restricted and segregated accounts companies.

Verification log

47 register rows reconcile to 46 entities: American Insurance Company of the Caribbean Ltd. appears on both the domestic general register and the external register (spelled "AMERICAN INSURANCE COMPANY OF THE CARRIBEAN", restricted captive general insurer, same principal representative), so it is one row here with the dual registration noted. External-register names are kept in the register's upper case. Branches, run-off status and former names are carried in notes as the register states them. Registered external intermediaries (a separate PDF) and domestic intermediaries are excluded. Parents marked "market knowledge" are not stated by the register; every other parent is "Parent not named in register". Class codes follow the register's split (general / long-term Life & Health / external restricted-captive vs unrestricted); title insurers are coded X and the medical insurer H on name, flagged in notes.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/bahamas.json
curl -s https://insurers.global/api/v1/countries/bahamas/insurers/pages/1.json