Insurers.global

Kenya · East Africa

The Heritage Insurance Co

Profile highlights

9 badges
  • Group spans 1 directory continent

    Liberty / Standard Bank Group: 6 markets across 1 directory continents (Asia-Pacific is one directory region). Group membership does not establish this entity’s policy availability.

  • Part of a group

    Based on this profile’s recorded ownership data. Not an endorsement or a financial-strength rating.

  • Group listed in 5+ markets

    Liberty / Standard Bank Group: 6 markets across 1 directory continents (Asia-Pacific is one directory region). Group membership does not establish this entity’s policy availability.

  • General (Non-life)

    Based on this profile’s recorded business data. Not an endorsement or a financial-strength rating.

  • Pan-African group

    Based on this profile’s recorded ownership data. Not an endorsement or a financial-strength rating.

  • Group spans 2+ directory regions

    Liberty / Standard Bank Group: 6 markets across 1 directory continents (Asia-Pacific is one directory region). Group membership does not establish this entity’s policy availability.

Show 3 more badges
  • Financial statements recorded

    Based on this profile’s recorded profile data. Not an endorsement or a financial-strength rating.

  • Part of a listed group

    Based on this profile’s recorded ownership data. Not an endorsement or a financial-strength rating.

  • Listed in Africa

    Based on this profile’s recorded location data. Not an endorsement or a financial-strength rating.

Badge criteria
GGeneral (Non-life)Pan-African groupGroup listedJSE: SBKVerified against the regulator register

Official sources

IRA regulator profile

This directory holds no official website for The Heritage Insurance Co: the IRA register does not publish one and no sourced profile has been accepted. The register is the authoritative record of who is licensed.

Business profile

Understanding The Heritage Insurance Co

Sources checked

Motor claim documentation

Heritage’s motor accident report form is available through the shared Liberty and Heritage website. It asks for policy, vehicle and incident information and instructs policyholders to seek insurer authority before repairs, providing a practical reference when preparing an accident claim.

Heritage — motor accident report form

About general (non-life) business

General insurance covers specified losses to property, vehicles or businesses and liabilities to other people. The directory category is broad; the insurer's policy documents establish which risks a particular product covers.

General guidance for the directory category. Specific products and terms must be confirmed with The Heritage Insurance Co.

Explore the Kenya insurance market or other entries in this category.

Questions to ask about cover

  • Which events and assets are covered, and what exclusions apply?
  • What excess, valuation basis and claim limit apply to each section?
  • How do I notify a loss and obtain approval before repairs?

For an existing policy, use the insurer and service contact named on your policy schedule. Have your policy reference and a short description of the enquiry ready.

At a glance

Liberty / Standard Bank Group listed on
Johannesburg Stock ExchangeSBK
Class of business
General (Non-life)Short-term property, casualty, motor, marine and other non-life covers.
Parent / group
Liberty / Standard Bank GroupLicensed in 6 countries, 8 entities in this directory.
Ownership
Pan-African groupPart of an insurance group licensed in two or more African countries.
Regulator
Insurance Regulatory Authority (IRA)ira.go.ke
Local currency
KES
Source basis
Regulator / industry register
Country verification
Verified - full register · IRA Gazette 30 Apr 2026
Identifiers
slug kenya-the-heritage-insurance-co · row 442/api/v1/insurers/kenya-the-heritage-insurance-co.json