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Licensed list · Europe · Southern Europe · PT

Licensed insurance companies in Portugal (2026)

VerifiedVerified against the ASF register, checked 3 Sept 2026.

The 38 insurance companies licensed in Portugal in 2026, as recorded by the Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF), with the class of business and ownership each one is registered under.

38Licensed operators
14Life37% of entities
0General (non-life)0% of entities
12Cross-border groups26 domestically owned

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private21 55%
  • Pan-European group10 26%
  • Mutual / cooperative5 13%
  • Foreign multinational2 5%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Portugal

Showing 25 of 38 entities. The full, filterable table is on the country page; every row is in the JSON below.

InsurerClassOwnershipGroupVerification
Aegon Santander Portugal Não Vida - Companhia de Seguros, S.A.LLifePan-European groupAegonVerified
Aegon Santander Portugal Vida - Companhia de Seguros de Vida, S.A.LLifePan-European groupAegonVerified
Ageas Portugal - Companhia de Seguros de Vida, S.A.LLifePan-European groupAgeasVerified
Ageas Portugal - Companhia de Seguros, S.A.UNot stated in registerPan-European groupAgeasVerified
Companhia de Seguros Allianz Portugal, S.A.UNot stated in registerPan-European groupAllianzVerified
Generali Seguros, S.A.UNot stated in registerPan-European groupGeneraliVerified
Mapfre Santander Portugal – Companhia de Seguros, S.A.UNot stated in registerPan-European groupMapfreVerified
Mapfre Seguros de Vida, S.A.LLifePan-European groupMapfreVerified
Mapfre Seguros Gerais, S.A.UNot stated in registerPan-European groupMapfreVerified
Zurich - Companhia de Seguros Vida, S.A.LLifePan-European groupZurichVerified
Abarca - Companhia de Seguros, S.A.UNot stated in registerDomestic privateUnipolVerified
Fidelidade - Companhia de Seguros, S.A.UNot stated in registerForeign multinationalFosunVerified
Fidelidade Assistência - Companhia de Seguros, S.A.UNot stated in registerForeign multinationalFosunVerified
MGEN Portugal - Companhia de Seguros, S.A.UNot stated in registerMutual / cooperativeVYVVerified
Santander Totta Seguros - Companhia de Seguros de Vida, S.A.LLifeDomestic privateSantanderVerified
ACP Mobilidade - Sociedade de Seguros de Assistência, S.A.UNot stated in registerDomestic privateIndependentVerified
BPI Vida e Pensões - Companhia de Seguros, S.A.LLifeDomestic privateIndependentVerified
Caravela - Companhia de Seguros, S.A.UNot stated in registerDomestic privateIndependentVerified
Companhia Portuguesa de Resseguros, S.A.RReinsurerDomestic privateIndependentVerified
Crédito Agrícola Seguros - Companhia de Seguros de Ramos Reais, S.A.XSpecialty / Credit / CaptiveDomestic privateIndependentVerified
Crédito Agrícola Vida - Companhia de Seguros, S.A.LLifeDomestic privateIndependentVerified
GamaLife - Companhia de Seguros de Vida, S.A.LLifeDomestic privateIndependentVerified
Lusitania Vida, Companhia de Seguros, S.A.LLifeMutual / cooperativeMontepioVerified
Lusitania, Companhia de Seguros, S.A.UNot stated in registerMutual / cooperativeMontepioVerified
Médis - Companhia Portuguesa de Seguros de Saúde, S.A.UNot stated in registerDomestic privateIndependentVerified

Full table for Portugal ↗

Regulatory intelligence: Portugal

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Register source
EIOPA Register of Insurance Undertakings export (3 Sep 2026)
Verification
Verified against the regulator register · EIOPA export, 38 domestic undertakings / 3rd-country branches

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Decree-Law 1/2015; Framework Law 67/2013 · Institutional and insurance framework

    Decree-Law 1/2015 renamed the former ISP as ASF and approved its statutes within Portugal’s framework for regulatory entities.

Verification log

Class and group inferred from name - see Master List basis columns

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/portugal.json
curl -s https://insurers.global/api/v1/countries/portugal/insurers/pages/1.json
  • MCP: connect https://insurers.global/mcp and call get_country_summary with { "country": "portugal" }, or list_insurers with country, limit and offset for paged rows.
  • OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
  • Dataset version 2026-09-08+3f3925fad259; every response carries version, verified and licence.