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Licensed list · Europe · South-Eastern Europe · MK

Licensed insurance companies in North Macedonia (2026)

VerifiedVerified against the ISA register, checked 3 Sept 2026.

The 17 insurance companies licensed in North Macedonia in 2026, as recorded by the ISA, with the class of business and ownership each one is registered under.

17Licensed operators
6Life35% of entities11General (non-life)65% of entities12Cross-border groups5 domestically owned

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Pan-European group12 71%
  • Domestic private5 29%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in North Macedonia

All 17 entities.

InsurerClassOwnershipGroupVerification
Makedonija osiguruvanje (VIG)GGeneral (Non-life)Pan-European groupVIGVerified
Winner (VIG)LLifePan-European groupVIGVerified
Croatia osiguruvanjeGGeneral (Non-life)Pan-European groupAdrisVerified
Euroins osiguruvanjeGGeneral (Non-life)Pan-European groupEuroholdVerified
Grawe osiguruvanjeLLifePan-European groupGRAWEVerified
Sava osiguruvanjeGGeneral (Non-life)Pan-European groupSavaVerified
Triglav osiguruvanjeGGeneral (Non-life)Pan-European groupTriglavVerified
UNIQA AD SkopjeGGeneral (Non-life)Pan-European groupUNIQAVerified
ALTA Osiguruvanje AD SkopjeGGeneral (Non-life)Domestic private—Verified
Croatia Osiguruvanje - Život AD SkopjeLLifePan-European group—Verified
Eurolink osiguruvanjeGGeneral (Non-life)Domestic privateEurolinkVerified
Grawe Neživot AD SkopjeGGeneral (Non-life)Pan-European group—Verified
Halk osiguruvanjeGGeneral (Non-life)Pan-European groupHalkbankVerified
Osiguritelna Polisa AD SkopjeGGeneral (Non-life)Domestic private—Verified
Prva Život AD SkopjeLLifeDomestic private—Verified
Sigal Life AD SkopjeLLifeDomestic private—Verified
Triglav Osiguruvanje Život AD SkopjeLLifePan-European group—Verified

Full table for North Macedonia ↗

Regulatory intelligence: North Macedonia

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Supervisor
ISA
Register source
Insurance Supervision Agency (АСО), Регистар на друштва за осигурување (11 non-life companies) and Регистар на друштва за осигурување живот (6 life companies), retrieved 22 Sep 2026: 17 entities
Verification
Verified against the regulator register · Insurance Supervision Agency (АСО), Регистар на друштва за осигурување (11 non-life companies) and Регистар на друштва за осигурување живот (6 life companies), retrieved 22 Sep 2026: 17 entities

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Insurance Supervision Law · Institutional and insurance framework

    The Insurance Supervision Agency was established in 2009. It has separate legal personality and reports to Parliament; its council comprises a president and four members.

Verification log

Reconciled against the ISA non-life and life insurer registers: all 10 rows matched; Croatia and UNIQA corrected C to G (matched to their non-life licensees) and Winner C to L; 7 added (Osiguritelna Polisa, ALTA, Grawe Neživot, Croatia Život, Sigal Life, Triglav Život, Prva Život). The register pages carry no date.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/north-macedonia.json
curl -s https://insurers.global/api/v1/countries/north-macedonia/insurers/pages/1.json
  • MCP: connect https://insurers.global/mcp and call get_country_summary with { "country": "north-macedonia" }, or list_insurers with country, limit and offset for paged rows.
  • OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
  • Dataset version 2026-09-08+3f3925fad259; every response carries version, verified and licence.