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Licensed list · Africa · Southern Africa · LS

Licensed insurance companies in Lesotho (2026)

VerifiedVerified against the CBL register, checked 2 Sept 2026.

The 10 insurance companies licensed in Lesotho in 2026, as recorded by the Central Bank of Lesotho (Insurance Supervision) (CBL), with the class of business and ownership each one is registered under.

10Licensed operators
6Life60% of entities4General (non-life)40% of entities4Cross-border groups6 domestically owned

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private6 60%
  • Pan-African group4 40%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Lesotho

All 10 entities.

InsurerClassOwnershipGroupVerification
Liberty Life LesothoLLifePan-African groupLiberty / Standard Bank GroupVerified
LNIG Hollard GeneralGGeneral (Non-life)Pan-African groupHollard GroupVerified
LNIG Hollard LifeLLifePan-African groupHollard GroupVerified
Metropolitan LesothoLLifePan-African groupMomentum GroupVerified
Alliance General Insurance Company LtdGGeneral (Non-life)Domestic private—Verified
Alliance Insurance Co LesothoLLifeDomestic privateIndependentVerified
NBC Lesotho Insurance Company LtdLLifeDomestic private—Verified
Specialized Insurance Company LtdGGeneral (Non-life)Domestic private—Verified
Transafrica Life Insurance Company LtdLLifeDomestic private—Verified
Zenith Horizon Insurance Company LtdGGeneral (Non-life)Domestic private—Verified

Full table for Lesotho ↗

Regulatory intelligence: Lesotho

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Insurance Act 2014
Register source
Central Bank of Lesotho directory of Other Financial Institutions, category "Insurance Companies" (sub-categories Long term Insurers and Short term Insurers), retrieved 22 Sep 2026: 6 long-term and 4 short-term insurers
Verification
Verified against the regulator register · Central Bank of Lesotho directory of Other Financial Institutions, category "Insurance Companies" (sub-categories Long term Insurers and Short term Insurers), retrieved 22 Sep 2026: 6 long-term and 4 short-term insurers

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Central Bank of Lesotho Act; Insurance Act 2014 · Institutional and insurance framework

    The central bank's institutional mandate is supplemented by the Insurance Act 2014 and sectoral regulations.

Verification log

Reconciled to the Central Bank of Lesotho directory of insurance companies (10): all 5 rows matched, 5 added (Alliance General, NBC Lesotho Insurance, Specialized Insurance, Transafrica Life, Zenith Horizon); Alliance Insurance corrected from composite to long-term.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/lesotho.json
curl -s https://insurers.global/api/v1/countries/lesotho/insurers/pages/1.json
  • MCP: connect https://insurers.global/mcp and call get_country_summary with { "country": "lesotho" }, or list_insurers with country, limit and offset for paged rows.
  • OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
  • Dataset version 2026-09-08+3f3925fad259; every response carries version, verified and licence.