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Licensed list · Africa · East Africa · KE

Licensed insurance companies in Kenya (2026)

VerifiedVerified against the IRA register, checked 2 Sept 2026.

The 64 insurance companies licensed in Kenya in 2026, as recorded by the Insurance Regulatory Authority (IRA), with the class of business and ownership each one is registered under.

64Licensed operators
19Life30% of entities30General (non-life)47% of entities36Cross-border groups28 domestically owned

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Pan-African group33 52%
  • Domestic private27 42%
  • Foreign multinational3 5%
  • State-owned / parastatal1 2%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Kenya

Showing 25 of 64 entities. The full, filterable table is on the country page; every row is in the JSON below.

InsurerClassOwnershipGroupVerification
Bupa Global InsuranceHHealth / MedicalForeign multinationalBupaVerified
Old Mutual General Insurance KenyaGGeneral (Non-life)Pan-African groupOld Mutual LtdVerified
Old Mutual Life Assurance KenyaLLifePan-African groupOld Mutual LtdVerified
Prudential Life Assurance KenyaLLifeForeign multinationalPrudential plcVerified
Sanlam Allianz General Insurance (Kenya)GGeneral (Non-life)Pan-African groupSanlam AllianzVerified
Sanlam Allianz Life Insurance (Kenya)LLifePan-African groupSanlam AllianzVerified
ABSA Life Assurance KenyaLLifePan-African groupAbsa GroupVerified
APA InsuranceGGeneral (Non-life)Pan-African groupApollo GroupVerified
APA Life AssuranceLLifePan-African groupApollo GroupVerified
APA MicroinsuranceMMicroinsurerPan-African groupApollo GroupVerified
Britam General Insurance Co (K)GGeneral (Non-life)Pan-African groupBritam HoldingsVerified
Britam Life Assurance Co (K)LLifePan-African groupBritam HoldingsVerified
Britam Microinsurance Co (K)MMicroinsurerPan-African groupBritam HoldingsVerified
CIC General InsuranceGGeneral (Non-life)Pan-African groupCIC GroupVerified
CIC Life AssuranceLLifePan-African groupCIC GroupVerified
CIC MicroinsuranceMMicroinsurerPan-African groupCIC GroupVerified
Continental Reinsurance Ltd (Kenya)RReinsurerPan-African groupContinental ReVerified
First Assurance CoGGeneral (Non-life)Pan-African groupAbsa GroupVerified
GA InsuranceGGeneral (Non-life)Pan-African groupGA InsuranceVerified
GA Life AssuranceLLifePan-African groupGA InsuranceVerified
Ghana Reinsurance Co (Kenya)RReinsurerPan-African groupGhana ReVerified
ICEA LION General Insurance CoGGeneral (Non-life)Pan-African groupICEA LionVerified
ICEA LION Life Assurance CoLLifePan-African groupICEA LionVerified
Jubilee Health InsuranceHHealth / MedicalPan-African groupJubilee HoldingsVerified
Jubilee Life InsuranceLLifePan-African groupJubilee HoldingsVerified

Full table for Kenya ↗

Regulatory intelligence: Kenya

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Insurance Act Cap 487; risk-based capital
Register source
IRA Kenya Gazette notice, 30 Apr 2026 (Section 184) - full register
Verification
Verified against the regulator register · IRA Gazette 30 Apr 2026

Recorded market events

  • IRA gazetted 2026 licensed insurers (30 Apr 2026): 5 reinsurers, 35 general, 22 life, 5 micro

    Effect on directory: Master List mirrors gazette; distressed firms under PCF statutory management omitted

  • Sanlam and Allianz operate as Sanlam Allianz in Kenya; AIG Kenya now NCBA Insurance; Equity Group licensed for general and health

    Effect on directory: Names updated

Governing legislation

  • Insurance Act, Cap. 487 · Establishing law & insurance framework

    Section 3 establishes IRA; section 3A sets its functions; sections 3B and 3E provide for its board and Commissioner. The Authority provisions were introduced by Act No. 11 of 2006. Linked consolidation: 11 December 2023; later amendments have not been comprehensively checked.

Verification log

Removed Corporate Insurance, Trident, Xplico, Invesco, Kuscco Mutual, Metropolitan Cannon (not on 2026 gazette); added NCBA Insurance, Star Discover, Bupa Global, Definite, Equity General/Health, Cannon, AMACO, 5 micro-insurers

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/kenya.json
curl -s https://insurers.global/api/v1/countries/kenya/insurers/pages/1.json
  • MCP: connect https://insurers.global/mcp and call get_country_summary with { "country": "kenya" }, or list_insurers with country, limit and offset for paged rows.
  • OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
  • Dataset version 2026-09-08+3f3925fad259; every response carries version, verified and licence.