Insurers.global

Licensed list · South America · Southern Cone · CL

Licensed insurance companies in Chile (2026)

VerifiedVerified against the CMF register, checked 7 Sept 2026.

The 58 insurance companies licensed in Chile in 2026, as recorded by the Comision para el Mercado Financiero (CMF), with the class of business and ownership each one is registered under.

58Licensed operators
33Life57% of entities25General (non-life)43% of entities27Cross-border groups31 domestically owned

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Foreign multinational27 47%
  • Domestic private26 45%
  • Mutual / cooperative5 9%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Chile

Showing 25 of 58 entities. The full, filterable table is on the country page; every row is in the JSON below.

InsurerClassOwnershipGroupVerification
BNP Paribas Cardif Seguros de VidaLLifeForeign multinationalBNP ParibasVerified
BNP Paribas Cardif Seguros GeneralesGGeneral (Non-life)Foreign multinationalBNP ParibasVerified
Bupa Compañia de Seguros de VidaLLifeForeign multinationalBupaVerified
Chubb Seguros ChileGGeneral (Non-life)Foreign multinationalChubbVerified
Chubb Seguros de Vida ChileLLifeForeign multinationalChubbVerified
HDI SegurosGGeneral (Non-life)Foreign multinationalTalanxVerified
Liberty Mutual Surety Seguros ChileGGeneral (Non-life)Foreign multinationalLiberty MutualVerified
Mapfre Compañia de Seguros de Vida de ChileLLifeForeign multinationalMapfreVerified
Mapfre Compañia de Seguros Generales de ChileGGeneral (Non-life)Foreign multinationalMapfreVerified
MetLife Chile Seguros de VidaLLifeForeign multinationalMetLifeVerified
MetLife Chile Seguros GeneralesGGeneral (Non-life)Foreign multinationalMetLifeVerified
Southbridge Compañia de Seguros GeneralesGGeneral (Non-life)Foreign multinationalFairfaxVerified
Zurich Chile Seguros de VidaLLifeForeign multinationalZurichVerified
Zurich Chile Seguros GeneralesGGeneral (Non-life)Foreign multinationalZurichVerified
Assurant Chile Compañia de Seguros GeneralesGGeneral (Non-life)Foreign multinationalAssurantVerified
Everest Compañia de Seguros Generales ChileGGeneral (Non-life)Foreign multinationalEverestVerified
FID Chile Seguros GeneralesGGeneral (Non-life)Foreign multinationalFidelidade (Fosun)Verified
Orion Seguros GeneralesGGeneral (Non-life)Domestic privateOrionVerified
Reale Chile Seguros GeneralesGGeneral (Non-life)Foreign multinationalReale GroupVerified
Seguros de Vida SuraLLifeForeign multinationalSuraVerified
Seguros de Vida SuramericanaLLifeForeign multinationalSuraVerified
Seguros Generales SuramericanaGGeneral (Non-life)Foreign multinationalSuraVerified
Starr International Seguros GeneralesGGeneral (Non-life)Foreign multinationalStarrVerified
Zurich Santander Seguros de Vida ChileLLifeForeign multinationalZurich / SantanderVerified
Zurich Santander Seguros Generales ChileGGeneral (Non-life)Foreign multinationalZurich / SantanderVerified

Full table for Chile ↗

Regulatory intelligence: Chile

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
DFL 251 de 1931 and Ley 21.000 (CMF); licences split into primer grupo (general) and segundo grupo (life); isapres supervised by the Superintendencia de Salud
Register source
CMF listado Compañías de Seguros de Vida (34) and Generales (25), Vigentes, 7 Sep 2026
Verification
Verified against the regulator register · CMF listado Compañías de Seguros de Vida (34) and Generales (25), Vigentes, 7 Sep 2026

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Law 21,000 · Institutional and insurance framework

    The law establishes CMF as a decentralised technical public service with legal personality and its own assets, replacing the former securities and insurance superintendency.

Verification log

Credit insurers (CSCRE) and national reinsurers listed separately by CMF - not fetched

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/chile.json
curl -s https://insurers.global/api/v1/countries/chile/insurers/pages/1.json
  • MCP: connect https://insurers.global/mcp and call get_country_summary with { "country": "chile" }, or list_insurers with country, limit and offset for paged rows.
  • OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
  • Dataset version 2026-09-08+3f3925fad259; every response carries version, verified and licence.