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Licensed list · Africa · Southern Africa · BW

Licensed insurance companies in Botswana (2026)

VerifiedVerified against the NBFIRA register, checked 2 Sept 2026.

The 39 insurance companies licensed in Botswana in 2026, as recorded by the Non-Bank Financial Institutions Regulatory Authority (NBFIRA), with the class of business and ownership each one is registered under.

39Licensed operators
12Life31% of entities13General (non-life)33% of entities11Cross-border groups28 domestically owned

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Domestic private28 72%
  • Pan-African group11 28%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

Licensed insurers in Botswana

Showing 25 of 39 entities. The full, filterable table is on the country page; every row is in the JSON below.

InsurerClassOwnershipGroupVerification
Old Mutual Life BotswanaLLifePan-African groupOld Mutual LtdVerified
Old Mutual Short-Term BotswanaGGeneral (Non-life)Pan-African groupOld Mutual LtdVerified
BIHL Insurance Company Ltd (Insure Guard)GGeneral (Non-life)Pan-African groupBIHL (Sanlam)Verified
Botswana Insurance Co (BIC)GGeneral (Non-life)Pan-African groupBIHL (Sanlam)Verified
Botswana Life InsuranceLLifePan-African groupBIHL (Sanlam)Verified
Continental Reinsurance BotswanaRReinsurerPan-African groupContinental ReVerified
Continental Reinsurance Holdings LtdRReinsurerPan-African groupContinental ReVerified
Hollard Insurance BotswanaGGeneral (Non-life)Pan-African groupHollard GroupVerified
Hollard Life BotswanaLLifePan-African groupHollard GroupVerified
Liberty Life BotswanaLLifePan-African groupLiberty / Standard Bank GroupVerified
Metropolitan Life BotswanaLLifePan-African groupMomentum GroupVerified
Active Drive Capital Insurance (Pty) LtdGGeneral (Non-life)Domestic private—Verified
Afritec Life Insurance (Pty) LtdLLifeDomestic private—Verified
Alpha Direct InsuranceGGeneral (Non-life)Domestic privateIndependentVerified
Axion Life (Pty) LtdLLifeDomestic private—Verified
Babereki Life Insurance (Pty) LtdLLifeDomestic private—Verified
Bona LifeLLifeDomestic privateIndependentVerified
Bryte Risk Services BotswanaGGeneral (Non-life)Domestic private—Verified
Corporate Guarantee and Insurance Company of Botswana LtdXSpecialty / Credit / CaptiveDomestic private—Verified
Coverlink Insurance (Pty) LtdGGeneral (Non-life)Domestic private—Verified
Emeritus International Reinsurance Company (Pty) LtdRReinsurerDomestic private—Verified
Exclusive Life Insurance (Pty) LtdLLifeDomestic private—Verified
Export Credit Insurance & Guarantee Company (Botswana) (Pty) LtdXSpecialty / Credit / CaptiveDomestic private—Verified
FBC Re (Botswana) (Pty) LtdRReinsurerDomestic private—Verified
FMRE Property & Casualty (Pty) LtdRReinsurerDomestic private—Verified

Full table for Botswana ↗

Regulatory intelligence: Botswana

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Insurance Industry Act 2015
Register source
NBFIRA "Insurance Licenced Entities" table (Ninja Tables id 10354, retrieved 22 Sep 2026): 18 general insurers, 12 life insurers, 9 reinsurers (plus medical aid funds, brokers and agencies, excluded)
Verification
Verified against the regulator register · NBFIRA "Insurance Licenced Entities" table (Ninja Tables id 10354, retrieved 22 Sep 2026): 18 general insurers, 12 life insurers, 9 reinsurers (plus medical aid funds, brokers and agencies, excluded)

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • NBFIRA Act 2023; Insurance Industry Act 2015 · Institutional and insurance framework

    NBFIRA’s 2024 annual report identifies the 2023 authority act and the Insurance Industry Act 2015, together with the 2019 insurance regulations, as the supervisory framework.

Verification log

Reconciled to the NBFIRA insurance licensed-entities table (39 insurers and reinsurers): 13 rows matched, 26 added (12 general, 6 life, 8 reinsurers), Zurich Insurance Botswana removed as not licensed. Six medical aid funds, brokers and agencies on the same table are excluded.

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://insurers.global/api/v1/countries/botswana.json
curl -s https://insurers.global/api/v1/countries/botswana/insurers/pages/1.json
  • MCP: connect https://insurers.global/mcp and call get_country_summary with { "country": "botswana" }, or list_insurers with country, limit and offset for paged rows.
  • OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
  • Dataset version 2026-09-08+3f3925fad259; every response carries version, verified and licence.