Philippines · South-East Asia · class M
Microinsurer insurance companies in Philippines
39 licensed microinsurer insurers, 31% of the 126 insurance entities supervised by the Insurance Commission. Low-premium covers for low-income households and small businesses.
| Company | Class | Parent / group | Ownership | Regulator | Verification | Popularity |
|---|---|---|---|---|---|---|
| ACES Mutual Benefit Association Incorporated Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2024-01-O (effectivity 24 April 2024); Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Alalay sa Kaunlaran (ASKI) Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-14-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Armed Forces & Police Mutual Benefit Association, Inc. (AFP MBAI) Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-07-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Bureau of Jail Management & Penology Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-19-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| CCT Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-28-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Center for Agriculture & Rural Development Mutual Benefit Association (CARD MBA), Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-08-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Cooperative Alliance for Responsive Endeavor Mutual Benefit Association (CARE MBA), Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-18-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Fidelity Life Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2023-04-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Fire Services Mutual Benefit Association, Inc. (FSMBAI) Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-27-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Goodlife Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2023-07-O (effectivity 13 October 2023); Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Kabigkis Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-30-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Kasagana-Ka Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-10-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Katilingbanong Kaangayan para sa Kasegurohan ug Kalambuan-Mutual Benefit Association (4K-MBA), Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-23-R; formerly RBT-Mutual Benefit Association (RBT-MBA), Inc.; Registered as KATILINGBANONG KAANGAYAN PARA SA KASEGUROHAN UG KALAMBUAN-MUTUAL BENEFIT ASSOCIATION (4K-MBA), INC. (formerly: RBT-Mutual Benefit Association (RBT-MBA), Inc.); Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Kazama Grameen (KGI) Mutual Benefits Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-15-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| KCCDFI Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-22-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Knights of Columbus Fraternal Association of the Philippines, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-16-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Lakan Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2023-06-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Magdiwata Basic Care-Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-25-R; formerly Peoples Bank of Caraga-Mutual Benefit Association, Inc.; Registered as MAGDIWATA BASIC CARE-MUTUAL BENEFIT ASSOCIATION, INC. (Formerly: Peoples Bank of Caraga-Mutual Benefit Association, Inc.); Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Manila Teachers' Mutual Aid System, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-02-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Meralco Employees Mutual Aid and Benefits Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-06-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Mindanao Educators Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-29-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Mindoro Teachers' Mutual Aid System, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-01-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Mt. Province Teachers' Mutual Aid System, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-05-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| National Confederation of Cooperatives Mutual Benefits Association Inc. (NATCCO MBAI) Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2023-01-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Novo Ecijano Teachers Mutual Benefit Association Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-17-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Nueva Segovia Consortium of Cooperatives Mutual Benefit Association (NSCC MBA), Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2023-03-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Pag-Asa ng Pinoy Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-24-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Paglaum Mutual Benefit Association (PAGLAUM MBA), Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-11-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Philippine Public School Teachers Association (PPSTA) Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2023-02-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Postal Services Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-21-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Praxis Fides Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-04-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Providers Mutual Benefit Association (Providers MBAI), Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2023-05-O (effectivity 12 June 2023); Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Public Safety Mutual Benefit Fund, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-03-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Quidan Pag-Inupdanay Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-26-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| SEDMFI Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2024-02-O (effectivity 03 May 2024); Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Serviamus Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-09-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Simbag sa Emerhensiya asin Dagdag Paseguro Mutual Benefit Association, Inc. (SEDP MBA) Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-20-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| TSPI Mutual Benefit Association, Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-12-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
| Uswag Mutual Benefit Association (USWAG MBA), Inc. Mutual Benefit Association licensed by the IC (register category "Mutual Benefit Association"); classed M as an IC-supervised MBA/microinsurance provider - reviewer may prefer L; mutual by legal form; parent not applicable/not researched; IC CA 2025-13-R; Ownership type inferred from name; parent not researched | MMicroinsurer | Parent not named in register | Mutual / cooperative | IC | Verified | — |
No insurers match that filter.
Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works
About microinsurer insurers in Philippines
How many microinsurer insurers are licensed in Philippines?
39 of the 126 licensed insurance entities in Philippines are classified as microinsurer (31%), according to the IC register as reflected in this directory (verified - full register).
Who regulates microinsurer insurers in Philippines?
Insurance Commission (IC). Regime: Amended Insurance Code. Official website: https://insurance.gov.ph.
Who owns the microinsurer insurers in Philippines?
All 39 licensed microinsurer insurers in Philippines are mutual or cooperative insurers, as recorded in the register.
Data: /api/v1/countries/philippines.json (filter by class = "microinsurer"). Licence CC BY 4.0, attribute KAFS North America.