Nigeria · West Africa · class G

General (Non-life) insurance companies in Nigeria

28 licensed general (non-life) insurers, 55% of the 51 insurance entities supervised by the National Insurance Commission. Short-term property, casualty, motor, marine and other non-life covers.

CompanyClassParent / groupOwnershipRegulatorVerification
Alliance & General Insurance Plc
Confirmed 13 Aug 2026
GGeneral (Non-life)IndependentDomestic privateNAICOMVerified
Anchor Insurance CoGGeneral (Non-life)IndependentDomestic privateNAICOMVerified
Capital Express Indemnity InsuranceGGeneral (Non-life)Capital ExpressPan-African groupNAICOMVerified
Consolidated Hallmark InsuranceGGeneral (Non-life)Consolidated HallmarkDomestic privateNAICOMVerified
Coronation Insurance PlcGGeneral (Non-life)Coronation GroupPan-African groupNAICOMVerified
Custodian and Allied InsuranceGGeneral (Non-life)Custodian InvestmentDomestic privateNAICOMVerified
Fin Insurance CoGGeneral (Non-life)IndependentDomestic privateNAICOMVerified
Guinea Insurance Plc
Confirmed 13 Aug 2026
GGeneral (Non-life)IndependentDomestic privateNAICOMVerified
Heirs General InsuranceGGeneral (Non-life)Heirs HoldingsDomestic privateNAICOMVerified
International Energy Insurance PlcGGeneral (Non-life)IndependentDomestic privateNAICOMVerified
KBL InsuranceGGeneral (Non-life)IndependentDomestic privateNAICOMVerified
Linkage Assurance PlcGGeneral (Non-life)IndependentDomestic privateNAICOMVerified
Mutual Benefits Assurance PlcGGeneral (Non-life)Mutual BenefitsPan-African groupNAICOMVerified
NEM Insurance Plc
NGX-listed
GGeneral (Non-life)NEMDomestic privateNAICOMVerified
NPF Insurance CoGGeneral (Non-life)Nigeria Police Force / NPF PensionsDomestic privateNAICOMVerified
NSIA Insurance
Exited life business Sep 2026; portfolio to CHI Life
GGeneral (Non-life)NSIA GroupPan-African groupNAICOMVerified
Prestige Assurance PlcGGeneral (Non-life)New India AssuranceForeign multinationalNAICOMVerified
Regency Alliance Insurance Plc
Confirmed 13 Aug 2026
GGeneral (Non-life)IndependentDomestic privateNAICOMVerified
Rex Insurance
Formerly Royal Exchange General
GGeneral (Non-life)IndependentDomestic privateNAICOMVerified
Sanlam-Allianz General Insurance NigeriaGGeneral (Non-life)Sanlam AllianzPan-African groupNAICOMVerified
Sovereign Trust Insurance Plc
Confirmed 13 Aug 2026
GGeneral (Non-life)IndependentDomestic privateNAICOMVerified
Sterling Assurance NigeriaGGeneral (Non-life)IndependentDomestic privateNAICOMVerified
Sunu Assurances Nigeria PlcGGeneral (Non-life)Sunu GroupPan-African groupNAICOMVerified
Tangerine General InsuranceGGeneral (Non-life)Verod CapitalDomestic privateNAICOMVerified
Unitrust Insurance Co
Formerly Saham Unitrust
GGeneral (Non-life)IndependentDomestic privateNAICOMVerified
Veritas Kapital Assurance PlcGGeneral (Non-life)IndependentDomestic privateNAICOMVerified
Zenith General Insurance CoGGeneral (Non-life)Zenith BankDomestic privateNAICOMVerified
emPLE General Insurance
Confirmed 13 Aug 2026
GGeneral (Non-life)IndependentDomestic privateNAICOMVerified

About general (non-life) insurers in Nigeria

How many general (non-life) insurers are licensed in Nigeria?

28 of the 51 licensed insurance entities in Nigeria are classified as general (non-life) (55%), according to the NAICOM register as reflected in this directory (verified - full register).

Who regulates general (non-life) insurers in Nigeria?

National Insurance Commission (NAICOM), under Insurance Act 2003; NIIRA 2025 recapitalisation. Official website: https://naicom.gov.ng.

Are the general (non-life) insurers in Nigeria locally or foreign owned?

7 of 28 belong to pan-African or foreign multinational groups (including Coronation Group, Mutual Benefits, NSIA Group, Sanlam Allianz), 0 are state-owned, and the rest are domestic private companies.

Data: /api/v1/countries/nigeria.json (filter byclass = "general-non-life"). Licence CC BY 4.0, attribute KAFS North America.