Canada · Canada · class M

Microinsurer insurance companies in Canada

3 licensed microinsurer insurers, 2% of the 198 insurance entities supervised by the Office of the Superintendent of Financial Institutions (federal); AMF Quebec, FSRA Ontario, BCFSA and other provincial regulators for provincially incorporated insurers. Low-premium covers for low-income households and small businesses.

CompanyClassParent / groupOwnershipRegulatorVerification
Canada Guaranty Mortgage Insurance Company
Canadian-incorporated FRFI
MMicroinsurerCanada GuarantyDomestic privateOSFI / provincialVerified
MIC Insurance Company Canada
Canadian-incorporated FRFI
MMicroinsurerSagenDomestic privateOSFI / provincialVerified
Sagen Mortgage Insurance Company Canada
Canadian-incorporated FRFI
MMicroinsurerSagen (Brookfield)Domestic privateOSFI / provincialVerified

About microinsurer insurers in Canada

How many microinsurer insurers are licensed in Canada?

3 of the 198 licensed insurance entities in Canada are classified as microinsurer (2%), according to the OSFI / provincial register as reflected in this directory (verified - full register).

Who regulates microinsurer insurers in Canada?

Office of the Superintendent of Financial Institutions (federal); AMF Quebec, FSRA Ontario, BCFSA and other provincial regulators for provincially incorporated insurers (OSFI / provincial), under ~200 federally regulated insurers; provincially incorporated insurers (Desjardins/Beneva, iA, Gore Mutual, most farm mutuals) are outside OSFI. Official website: https://osfi-bsif.gc.ca.

Are the microinsurer insurers in Canada locally or foreign owned?

0 of 3 belong to regional or foreign multinational groups, 0 are state-owned, and the rest are domestic private companies.

Data: /api/v1/countries/canada.json (filter by class = "microinsurer"). Licence CC BY 4.0, attribute KAFS North America.