Australia · Oceania · class G

General (Non-life) insurance companies in Australia

72 licensed general (non-life) insurers, 50% of the 145 insurance entities supervised by the Australian Prudential Regulation Authority / ASIC. Short-term property, casualty, motor, marine and other non-life covers.

CompanyClassParent / groupOwnershipRegulatorVerification
AAI Limited
AAMI, GIO, Apia, Shannons, Vero brands
GGeneral (Non-life)Suncorp GroupDomestic privateAPRA / ASICVerified
Achmea Schadeverzekeringen N.V.
Farm insurance
GGeneral (Non-life)AchmeaForeign multinationalAPRA / ASICVerified
AIG AustraliaGGeneral (Non-life)AIGIAIGForeign multinationalAPRA / ASICVerified
Aioi Nissay Dowa Insurance Co Australia
Toyota Insurance
GGeneral (Non-life)MS&ADIAIGForeign multinationalAPRA / ASICVerified
Allianz Australia InsuranceGGeneral (Non-life)AllianzIAIGForeign multinationalAPRA / ASICVerified
Allianz South Australia Insurance (ex-RAA Insurance)GGeneral (Non-life)AllianzIAIGForeign multinationalAPRA / ASICVerified
Allied World Assurance CoGGeneral (Non-life)FairfaxIAIGForeign multinationalAPRA / ASICVerified
AmTrust SpecialtyGGeneral (Non-life)AmTrustForeign multinationalAPRA / ASICVerified
Ansvar InsuranceGGeneral (Non-life)Benefact GroupForeign multinationalAPRA / ASICVerified
ANZ Lenders Mortgage Insurance
LMI
GGeneral (Non-life)ANZDomestic privateAPRA / ASICVerified
Arch Lenders Mortgage Indemnity
LMI
GGeneral (Non-life)Arch CapitalIAIGForeign multinationalAPRA / ASICVerified
Aspen Insurance UKGGeneral (Non-life)AspenForeign multinationalAPRA / ASICVerified
Assetinsure
Surety
GGeneral (Non-life)Lombard Insurance (SA)Foreign multinationalAPRA / ASICVerified
Auto & General Insurance Co
Budget Direct
GGeneral (Non-life)Telesure / BGLForeign multinationalAPRA / ASICVerified
Avant Insurance
Medical indemnity
GGeneral (Non-life)Avant MutualMutual / cooperativeAPRA / ASICVerified
Barristers' Sickness and Accident FundGGeneral (Non-life)MutualMutual / cooperativeAPRA / ASICVerified
Berkley Insurance CoGGeneral (Non-life)W.R. BerkleyIAIGForeign multinationalAPRA / ASICVerified
Berkshire Hathaway Specialty InsuranceGGeneral (Non-life)Berkshire HathawayIAIGForeign multinationalAPRA / ASICVerified
Catholic Church Insurance
Run-off since 2023
GGeneral (Non-life)Catholic ChurchMutual / cooperativeAPRA / ASICVerified
CGU Australia
Authorised 2025
GGeneral (Non-life)IAGDomestic privateAPRA / ASICVerified
Chubb Insurance AustraliaGGeneral (Non-life)ChubbIAIGForeign multinationalAPRA / ASICVerified
CIC Allianz InsuranceGGeneral (Non-life)AllianzIAIGForeign multinationalAPRA / ASICVerified
Domestic & General Insurance PLC
Warranty
GGeneral (Non-life)Domestic & GeneralForeign multinationalAPRA / ASICVerified
Employers Mutual
Workers comp
GGeneral (Non-life)EMLMutual / cooperativeAPRA / ASICVerified
Europ Assistance Australia
Authorised Apr 2026
GGeneral (Non-life)GeneraliIAIGForeign multinationalAPRA / ASICVerified
Factory Mutual Insurance CoGGeneral (Non-life)FM GlobalForeign multinationalAPRA / ASICVerified
Gordian Runoff
Run-off
GGeneral (Non-life)EnstarForeign multinationalAPRA / ASICVerified
Great Lakes Insurance SEGGeneral (Non-life)Munich ReIAIGForeign multinationalAPRA / ASICVerified
Guild InsuranceGGeneral (Non-life)Pharmacy GuildMutual / cooperativeAPRA / ASICVerified
Hallmark General Insurance CoGGeneral (Non-life)Latitude / HallmarkDomestic privateAPRA / ASICVerified
HDI Global SEGGeneral (Non-life)TalanxIAIGForeign multinationalAPRA / ASICVerified
HDI Global Specialty SEGGeneral (Non-life)TalanxIAIGForeign multinationalAPRA / ASICVerified
Helia Indemnity
Run-off
GGeneral (Non-life)Helia GroupDomestic privateAPRA / ASICVerified
Helia Insurance (ex-Genworth)
Largest LMI; ASX-listed
GGeneral (Non-life)Helia GroupDomestic privateAPRA / ASICVerified
Hollard Insurance CoGGeneral (Non-life)Hollard GroupForeign multinationalAPRA / ASICVerified
Hollard Insurance Partners
Ex-Commonwealth Insurance
GGeneral (Non-life)Hollard GroupForeign multinationalAPRA / ASICVerified
Hospitality Industry Insurance
Workers comp
GGeneral (Non-life)MutualMutual / cooperativeAPRA / ASICVerified
Insurance Australia Ltd
NRMA, CGU, SGIO, SGIC brands; largest general insurer
GGeneral (Non-life)IAGDomestic privateAPRA / ASICVerified
Insurance Manufacturers of AustraliaGGeneral (Non-life)IAG / RACVDomestic privateAPRA / ASICVerified
Ivory InsuranceGGeneral (Non-life)IndependentDomestic privateAPRA / ASICVerified
LawCover Insurance
PI
GGeneral (Non-life)Law Society of NSWMutual / cooperativeAPRA / ASICVerified
LFI GroupGGeneral (Non-life)LatitudeDomestic privateAPRA / ASICVerified
Liberty Mutual Insurance CoGGeneral (Non-life)Liberty MutualIAIGForeign multinationalAPRA / ASICVerified
Lloyd's Underwriters (Australia)
Authorised under Part VII Insurance Act
GGeneral (Non-life)Lloyd'sRegional / multilateralAPRA / ASICVerified
MDA National Insurance
Medical indemnity
GGeneral (Non-life)MDA NationalMutual / cooperativeAPRA / ASICVerified
Medical Insurance AustraliaGGeneral (Non-life)MIGAMutual / cooperativeAPRA / ASICVerified
MetLife General Insurance
Run-off
GGeneral (Non-life)MetLifeIAIGForeign multinationalAPRA / ASICVerified
MIPS InsuranceGGeneral (Non-life)MIPSMutual / cooperativeAPRA / ASICVerified
Mitsui Sumitomo Insurance CoGGeneral (Non-life)MS&ADIAIGForeign multinationalAPRA / ASICVerified
NorthStandardGGeneral (Non-life)NorthStandard P&IMutual / cooperativeAPRA / ASICVerified
Optus Insurance Services
Device insurance
GGeneral (Non-life)Singtel OptusForeign multinationalAPRA / ASICVerified
Pacific International InsuranceGGeneral (Non-life)Badger InternationalForeign multinationalAPRA / ASICVerified
PetSure (Australia)
Pet
GGeneral (Non-life)Hollard GroupForeign multinationalAPRA / ASICVerified
QBE Insurance (Australia)
Group HQ Sydney
GGeneral (Non-life)QBEIAIGDomestic privateAPRA / ASICVerified
QBE Insurance (International)GGeneral (Non-life)QBEIAIGDomestic privateAPRA / ASICVerified
QBE Lenders' Mortgage Insurance
LMI
GGeneral (Non-life)QBEIAIGDomestic privateAPRA / ASICVerified
RAC InsuranceGGeneral (Non-life)RAC WAMutual / cooperativeAPRA / ASICVerified
RACQ InsuranceGGeneral (Non-life)RACQMutual / cooperativeAPRA / ASICVerified
RACT InsuranceGGeneral (Non-life)RACTMutual / cooperativeAPRA / ASICVerified
RiverStone International Australia (ex-Boral Insurance)
Run-off
GGeneral (Non-life)RiverStoneForeign multinationalAPRA / ASICVerified
Sompo Japan InsuranceGGeneral (Non-life)SompoIAIGForeign multinationalAPRA / ASICVerified
Southern Cross Benefits
Travel
GGeneral (Non-life)Southern Cross (NZ)Foreign multinationalAPRA / ASICVerified
Sovereign Insurance AustraliaGGeneral (Non-life)IndependentDomestic privateAPRA / ASICVerified
StateCover Mutual
Workers comp NSW councils
GGeneral (Non-life)MutualMutual / cooperativeAPRA / ASICVerified
Swiss Re International SEGGeneral (Non-life)Swiss ReIAIGForeign multinationalAPRA / ASICVerified
The New India Assurance CoGGeneral (Non-life)New India AssuranceForeign multinationalAPRA / ASICVerified
Tokio Marine & Nichido Fire Insurance CoGGeneral (Non-life)Tokio MarineIAIGForeign multinationalAPRA / ASICVerified
TT Club Mutual InsuranceGGeneral (Non-life)TT ClubMutual / cooperativeAPRA / ASICVerified
Virginia Surety CoGGeneral (Non-life)AssurantForeign multinationalAPRA / ASICVerified
XL Insurance Co SEGGeneral (Non-life)AXAIAIGForeign multinationalAPRA / ASICVerified
YouiGGeneral (Non-life)OUTsurance GroupForeign multinationalAPRA / ASICVerified
Zurich Australian InsuranceGGeneral (Non-life)ZurichIAIGForeign multinationalAPRA / ASICVerified

About general (non-life) insurers in Australia

How many general (non-life) insurers are licensed in Australia?

72 of the 145 licensed insurance entities in Australia are classified as general (non-life) (50%), according to the APRA / ASIC register as reflected in this directory (verified - full registers).

Who regulates general (non-life) insurers in Australia?

Australian Prudential Regulation Authority / ASIC (APRA / ASIC), under Insurance Act 1973; Life Insurance Act 1995; PHI Act 2015. Official website: https://apra.gov.au.

Are the general (non-life) insurers in Australia locally or foreign owned?

41 of 72 belong to regional or foreign multinational groups (including Suncorp Group, Achmea, AIG, MS&AD), 0 are state-owned, and the rest are domestic private companies.

Data: /api/v1/countries/australia.json (filter by class = "general-non-life"). Licence CC BY 4.0, attribute KAFS North America.