United States · Insurance market

South Carolina

Explore the people, places and insurance market.

AI-generated editorial illustration
Bandera de South Carolina
Estatus
Estado
Capital
Columbia
Admisión en la Unión
1788
Apodo
Palmetto State
Lema
Dum spiro spero; Animis opibusque parati

Supervisor de seguros

South Carolina Department of Insurance

Titular del supervisor
Director · designado
Sitio web oficial
doi.sc.gov
Visitar el sitio web del supervisor
Columbia, South Carolina — South Carolina
Columbia, South Carolina
Photo creditAkhenaton06 · CC BY-SA 3.0 · Displayed with a responsive crop.
South Carolina State House — South Carolina
South Carolina State House
Photo creditHaloMasterMind · CC BY-SA 3.0 · Displayed with a responsive crop.
Charleston, South Carolina — South Carolina
Charleston, South Carolina
Photo creditChris Pruitt · CC BY-SA 3.0 · Displayed with a responsive crop.

United States · Insurance market profile

The South Carolina insurance market

South Carolina has its own insurance supervisory authority, the South Carolina Department of Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Columbia is the capital. A US state since 1788, South Carolina is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's South Carolina domicile records, Vida is the largest recorded class, with 5 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
9
Recorded business classes
3
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in South Carolina.

South Carolina
South Carolina · US Census boundaries
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Insurance commissioner & supervision

Insurance supervision

South Carolina Department of Insurance

Explore the director's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Director

South Carolina Department of Insurance

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in South Carolina. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“…the coastal property insurance market faces challenges but, for many risks, is competitive.”

South Carolina Department of Insurance · 2025 Coastal Property Insurance Market Report, p. 5 ↗

AI-generated editorial illustration

NAIC research for South Carolina

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in South Carolina.

South Carolina: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for property/casualty (P/C) premium: 23.
  • National rank for federal flood premium: 7 (3.32% of the US market).
  • The NAIC counted 2,229 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the South Carolina NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Aseguradoras domiciliadas en South Carolina

EntidadRamoMatriz / grupoTitularidadSupervisorVerificaciónPopularidad
Canal Insurance Company
NAIC 10464; TDI licence 12800; domicile SC (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1954/11/01
GGenerales (No vida)NAIC group 0262Privada nacionalNAIC / state DOIsParcial—
Palmetto Surety Corporation
NAIC 13121; TDI licence 13766620; domicile SC (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2023/02/09
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial—
SOUTH CAROLINA INSURANCE COMPANY
NAIC 24953; TDI licence 75500; domicile SC (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1911/01/01
GGenerales (No vida)NAIC group 0168Privada nacionalNAIC / state DOIsParcial—
Atlantic Coast Life Insurance Company
NAIC 61115; TDI licence 13765164; domicile SC (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2016/03/09
LVidaNAIC group 4824Privada nacionalNAIC / state DOIsParcial97 Fiabilidad: Baja
COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY
NAIC 62049; TDI licence 17730; domicile SC (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1959/06/17
LVidaNAIC group 0565Privada nacionalNAIC / state DOIsParcial97 Fiabilidad: Baja
Companion Life Insurance Company
NAIC 77828; TDI licence 5209; domicile SC (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1988/05/24
LVidaNAIC group 0661Privada nacionalNAIC / state DOIsParcial—
Granular Insurance Company
NAIC 93521; TDI licence 93859; domicile SC (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1982/05/12
LVidaNAIC group 0671Privada nacionalNAIC / state DOIsParcial65 Fiabilidad: Baja
Nationwide Life and Benefits Insurance Company
NAIC 97705; TDI licence 5893; domicile SC (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1985/12/19
LVidaNAIC group 0140Privada nacionalNAIC / state DOIsParcial—
Westcor Land Title Insurance Company
NAIC 50050; TDI licence 95537; domicile SC (foreign to Texas); type: Title; structure: Stockholder; licensed 2000/09/06
XEspecializada / Crédito / CautivaNo NAIC group code providedPrivada nacionalNAIC / state DOIsParcial—

La popularidad es una estimación, de 0 a 100, de la frecuencia con que la gente busca cada aseguradora en Google; las barras indican la fiabilidad de la estimación. No es una calificación de la aseguradora. Cómo funciona el índice

El domicilio de una aseguradora es el estado o territorio donde está constituida, y el supervisor de esa jurisdicción es su supervisor principal. Aquí el domicilio procede de las filas del registro: el registro del Departamento de Seguros de Texas indica el estado de domicilio de cada compañía, y una cautiva inscrita en el registro de cautivas de Vermont está domiciliada en Vermont. Por eso, la lista de un estado reúne las aseguradoras de este directorio con sede legal allí, no el registro propio de su supervisor con todas las aseguradoras que autoriza.

Para ver en qué estados está autorizada una compañía, use la búsqueda nacional de la NAIC, que abarca todos los estados: NAIC Consumer Insurance Search

Los datos de los supervisores, los apodos y los lemas se comprobaron con los sitios de los propios supervisores y con referencias públicas el 23 sept 2026. Las banderas son obras de dominio público. Es información de referencia, no datos del registro.