United States · Insurance market

Rhode Island

Explore the people, places and insurance market.

AI-generated editorial illustration
Bandera de Rhode Island
Estatus
Estado
Capital
Providence
Admisión en la Unión
1790
Apodo
Ocean State
Lema
Hope

Supervisor de seguros

Rhode Island Department of Business Regulation, Insurance Division

Titular del supervisor
Superintendent of Insurance · designado
Sitio web oficial
dbr.ri.gov
Visitar el sitio web del supervisor
Providence, Rhode Island — Rhode Island
Providence, Rhode Island
Photo creditQuintin Soloviev · CC BY 4.0 · Displayed with a responsive crop.
Rhode Island State House — Rhode Island
Rhode Island State House
Photo creditBeyond My Ken · CC BY-SA 4.0 · Displayed with a responsive crop.
Newport, Rhode Island — Rhode Island
Newport, Rhode Island
Photo creditMVASCO · CC BY-SA 3.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Rhode Island insurance market

Rhode Island has its own insurance supervisory authority, the Rhode Island Department of Business Regulation, Insurance Division. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Providence is the capital. A US state since 1790, Rhode Island is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Rhode Island domicile records, Generales (No vida) is the largest recorded class, with 10 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
11
Recorded business classes
2
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Rhode Island.

Rhode Island
Rhode Island · US Census boundaries
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Insurance commissioner & supervision

Insurance supervision

Rhode Island Department of Business Regulation, Insurance Division

Explore the superintendent of insurance's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Superintendent of Insurance

Rhode Island Department of Business Regulation, Insurance Division

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Rhode Island. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“The Mission of the Market Conduct Unit is to protect consumers in Rhode Island.”

Rhode Island Department of Business Regulation · Market Conduct: Mission ↗

AI-generated editorial illustration

NAIC research for Rhode Island

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Rhode Island.

Rhode Island: key facts & market trends

Reporting year 2024 · NAIC state report card

  • The NAIC counted 1,413 licensed insurers across domestic and foreign categories.
  • In-state direct written premiums grew 58% between 2015 and 2024.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Rhode Island NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Aseguradoras domiciliadas en Rhode Island

EntidadRamoMatriz / grupoTitularidadSupervisorVerificaciónPopularidad
Affiliated FM Insurance Company
NAIC 10014; TDI licence 450; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1950/08/11
GGenerales (No vida)NAIC group 0065Privada nacionalNAIC / state DOIsParcial—
Amica Mutual Insurance Company
NAIC 19976; TDI licence 5625; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 1972/12/07
GGenerales (No vida)NAIC group 0028Mutua / cooperativaNAIC / state DOIsParcial—
Amica Property and Casualty Insurance Company
NAIC 12287; TDI licence 13765107; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2015/12/30
GGenerales (No vida)NAIC group 0028Privada nacionalNAIC / state DOIsParcial—
Factory Mutual Insurance Company
NAIC 21482; TDI licence 1115; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 1968/12/19
GGenerales (No vida)NAIC group 0065Mutua / cooperativaNAIC / state DOIsParcial—
Farmers Casualty Insurance Company
NAIC 40169; TDI licence 88730; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1982/12/15
GGenerales (No vida)NAIC group 0069Privada nacionalNAIC / state DOIsParcial—
Farmers Direct Property and Casualty Insurance Company
NAIC 25321; TDI licence 30135; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1952/06/11
GGenerales (No vida)NAIC group 0069Privada nacionalNAIC / state DOIsParcial—
Farmers Group Property and Casualty Insurance Company
NAIC 34339; TDI licence 93583; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1980/10/09
GGenerales (No vida)NAIC group 0069Privada nacionalNAIC / state DOIsParcial89 Fiabilidad: Baja
Farmers Property and Casualty Insurance Company
NAIC 26298; TDI licence 53970; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1975/03/21
GGenerales (No vida)NAIC group 0069Privada nacionalNAIC / state DOIsParcial60 Fiabilidad: Baja
Metropolitan General Insurance Company
NAIC 39950; TDI licence 93863; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1982/05/12
GGenerales (No vida)NAIC group 0241Privada nacionalNAIC / state DOIsParcial—
Providence Washington Insurance Company
NAIC 24295; TDI licence 68450; domicile RI (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1901/01/01
GGenerales (No vida)NAIC group 1248Privada nacionalNAIC / state DOIsParcial—
Amica Life Insurance Company
NAIC 72222; TDI licence 5600; domicile RI (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1976/11/05
LVidaNAIC group 0028Privada nacionalNAIC / state DOIsParcial—

La popularidad es una estimación, de 0 a 100, de la frecuencia con que la gente busca cada aseguradora en Google; las barras indican la fiabilidad de la estimación. No es una calificación de la aseguradora. Cómo funciona el índice

El domicilio de una aseguradora es el estado o territorio donde está constituida, y el supervisor de esa jurisdicción es su supervisor principal. Aquí el domicilio procede de las filas del registro: el registro del Departamento de Seguros de Texas indica el estado de domicilio de cada compañía, y una cautiva inscrita en el registro de cautivas de Vermont está domiciliada en Vermont. Por eso, la lista de un estado reúne las aseguradoras de este directorio con sede legal allí, no el registro propio de su supervisor con todas las aseguradoras que autoriza.

Para ver en qué estados está autorizada una compañía, use la búsqueda nacional de la NAIC, que abarca todos los estados: NAIC Consumer Insurance Search

Los datos de los supervisores, los apodos y los lemas se comprobaron con los sitios de los propios supervisores y con referencias públicas el 23 sept 2026. Las banderas son obras de dominio público. Es información de referencia, no datos del registro.