United States · Insurance market

Louisiana

Explore the people, places and insurance market.

AI-generated editorial illustration
Bandera de Louisiana
Estatus
Estado
Capital
Baton Rouge
Admisión en la Unión
1812
Apodo
Pelican State
Lema
Union, Justice, Confidence

Supervisor de seguros

Louisiana Department of Insurance

Titular del supervisor
Commissioner · elegido por votación
Sitio web oficial
ldi.la.gov
Visitar el sitio web del supervisor
Baton Rouge, Louisiana — Louisiana
Baton Rouge, Louisiana
Photo creditSpatms · CC BY-SA 4.0 · Displayed with a responsive crop.
Louisiana State Capitol — Louisiana
Louisiana State Capitol
Photo creditChrismiceli · CC0 · Displayed with a responsive crop.
New Orleans — Louisiana
New Orleans
Photo creditGeorge Bannister · CC BY 2.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Louisiana insurance market

Louisiana has its own insurance supervisory authority, the Louisiana Department of Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Baton Rouge is the capital. A US state since 1812, Louisiana is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Louisiana domicile records, Generales (No vida) is the largest recorded class, with 9 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
15
Recorded business classes
2
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Louisiana.

Louisiana
Louisiana · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Louisiana Department of Insurance

Explore the commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Elected office

Commissioner

Louisiana Department of Insurance

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Louisiana. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“Homeowners insurance rates continued to rise in 2025, but at a significantly slower pace than in prior years.”

Louisiana Department of Insurance · Louisiana Insurance Market Shows Positive Rate Trends · February 23, 2026 ↗

AI-generated editorial illustration

NAIC research for Louisiana

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Louisiana.

Louisiana: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for total premium: 23.
  • National rank for health premium: 18.
  • The NAIC counted 1,851 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Louisiana NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Aseguradoras domiciliadas en Louisiana

EntidadRamoMatriz / grupoTitularidadSupervisorVerificaciónPopularidad
Access Home Insurance Company
NAIC 14134; TDI licence 13765900; domicile LA (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2019/01/30
GGenerales (No vida)NAIC group 3456Privada nacionalNAIC / state DOIsParcial—
Cajun Underwriters Reciprocal Exchange
NAIC 17321; TDI licence 13767129; domicile LA (foreign to Texas); type: Reciprocal; structure: n/a; licensed 2026/07/29; Texas-specific licence class
GGenerales (No vida)NAIC group 5028Mutua / cooperativaNAIC / state DOIsParcial—
GoAuto Insurance Company
NAIC 10685; TDI licence 13765918; domicile LA (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2019/02/28
GGenerales (No vida)NAIC group 5104Privada nacionalNAIC / state DOIsParcial—
Gray Insurance Company, The
NAIC 36307; TDI licence 93774; domicile LA (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1981/12/16
GGenerales (No vida)NAIC group 1208Privada nacionalNAIC / state DOIsParcial—
LUBA Casualty Insurance Company
NAIC 12472; TDI licence 13764694; domicile LA (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2013/03/29
GGenerales (No vida)NAIC group 4873Privada nacionalNAIC / state DOIsParcial—
LUBA Indemnity Insurance Company
NAIC 16001; TDI licence 13765535; domicile LA (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2017/02/09
GGenerales (No vida)NAIC group 4873Privada nacionalNAIC / state DOIsParcial—
Palomar Casualty and Surety Company
NAIC 10671; TDI licence 95765; domicile LA (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2003/01/07
GGenerales (No vida)NAIC group 4977Privada nacionalNAIC / state DOIsParcial—
RETAILERS CASUALTY INSURANCE COMPANY
NAIC 10718; TDI licence 96455; domicile LA (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2010/09/10
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial—
Union National Fire Insurance Company
NAIC 12998; TDI licence 85325; domicile LA (foreign to Texas); type: Fire; structure: Stockholder; licensed 1972/07/07
GGenerales (No vida)NAIC group 0215Privada nacionalNAIC / state DOIsParcial—
First Guaranty Insurance Company
NAIC 84034; TDI licence 96134; domicile LA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2006/09/26
LVidaNAIC group 0454Privada nacionalNAIC / state DOIsParcial69 Fiabilidad: Baja
Kilpatrick Life Insurance Company
NAIC 74918; TDI licence 93879; domicile LA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1982/06/21
LVidaNAIC group 0454Privada nacionalNAIC / state DOIsParcial—
PAN-AMERICAN ASSURANCE COMPANY
NAIC 93459; TDI licence 93760; domicile LA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1981/11/25
LVidaNAIC group 0525Privada nacionalNAIC / state DOIsParcial—
Pan-American Life Insurance Company
NAIC 67539; TDI licence 64650; domicile LA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1912/01/01
LVidaNAIC group 0525Privada nacionalNAIC / state DOIsParcial—
SOUTHERN FINANCIAL LIFE INSURANCE COMPANY
NAIC 69418; TDI licence 95321; domicile LA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1999/01/19
LVidaNo NAIC group code providedPrivada nacionalNAIC / state DOIsParcial59 Fiabilidad: Baja
UN Life Insurance Company
NAIC 69779; TDI licence 84740; domicile LA (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1972/07/07
LVidaNAIC group 0215Privada nacionalNAIC / state DOIsParcial—

La popularidad es una estimación, de 0 a 100, de la frecuencia con que la gente busca cada aseguradora en Google; las barras indican la fiabilidad de la estimación. No es una calificación de la aseguradora. Cómo funciona el índice

El domicilio de una aseguradora es el estado o territorio donde está constituida, y el supervisor de esa jurisdicción es su supervisor principal. Aquí el domicilio procede de las filas del registro: el registro del Departamento de Seguros de Texas indica el estado de domicilio de cada compañía, y una cautiva inscrita en el registro de cautivas de Vermont está domiciliada en Vermont. Por eso, la lista de un estado reúne las aseguradoras de este directorio con sede legal allí, no el registro propio de su supervisor con todas las aseguradoras que autoriza.

Para ver en qué estados está autorizada una compañía, use la búsqueda nacional de la NAIC, que abarca todos los estados: NAIC Consumer Insurance Search

Los datos de los supervisores, los apodos y los lemas se comprobaron con los sitios de los propios supervisores y con referencias públicas el 23 sept 2026. Las banderas son obras de dominio público. Es información de referencia, no datos del registro.