United States · Insurance market
Explore the people, places and insurance market.
Kentucky Department of Insurance
United States · Insurance market profile
Kentucky has its own insurance supervisory authority, the Kentucky Department of Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.
Frankfort is the capital. A US state since 1792, Kentucky is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.
Within this directory's Kentucky domicile records, Salud / Asistencia sanitaria is the largest recorded class, with 4 entities. This describes the composition of our listings, not premium market share.
Partial directory coverage. These counts are not the total number of insurers licensed in Kentucky.
Appointed office
Kentucky Department of Insurance
The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.
Commissioner's office ↗Visit the insurance department ↗Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.
Use the department's insurer lookup to check authority in Kentucky. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.
NAIC Consumer Insurance Search ↗Department contacts & complaints ↗
The market in focus
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“…an alternative market for specialty and hard-to-place risks when coverage is not available from admitted insurance carriers.”
Kentucky Department of Insurance · Property & Casualty Division ↗
The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Kentucky.
Reporting year 2024 · NAIC state report card
Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.
Read the Kentucky NAIC report (PDF) ↗NAIC state report cards provide a route into premium trends, insurer populations and the resources of insurance departments.
State report cards & publications ↗A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.
NAIC lead-state report ↗The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.
UCAA state charts ↗NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.
| Entidad | Ramo | Matriz / grupo | Titularidad | Supervisor | Verificación | Popularidad |
|---|---|---|---|---|---|---|
| Hornbeam Insurance Company NAIC 11245; TDI licence 13766128; domicile KY (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2020/04/30 | GGenerales (No vida) | NAIC group 4956 | Privada nacional | NAIC / state DOIs | Parcial | 66 Fiabilidad: Baja |
| Arcadian Health Plan, Inc. NAIC 12151; TDI licence 95962; domicile KY (foreign to Texas); type: Health Maintenance Org; structure: Stockholder; licensed 2005/02/01; Health plan licensed under a separate statute, not on a general insurance licence | HSalud / Asistencia sanitaria | NAIC group 0119 | Privada nacional | NAIC / state DOIs | Parcial | 57 Fiabilidad: Baja |
| CHA HMO, Inc. NAIC 95158; TDI licence 13765707; domicile KY (foreign to Texas); type: Health Maintenance Org; structure: Stockholder; licensed 2018/03/07; Health plan licensed under a separate statute, not on a general insurance licence | HSalud / Asistencia sanitaria | NAIC group 0119 | Privada nacional | NAIC / state DOIs | Parcial | — |
| Humana Health Plan, Inc. NAIC 95885; TDI licence 13764865; domicile KY (foreign to Texas); type: Health Maintenance Org; structure: Stockholder; licensed 2014/05/28; Health plan licensed under a separate statute, not on a general insurance licence | HSalud / Asistencia sanitaria | NAIC group 0119 | Privada nacional | NAIC / state DOIs | Parcial | — |
| Humana Insurance Company of Kentucky NAIC 60219; TDI licence 13765715; domicile KY (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2018/03/22 | HSalud / Asistencia sanitaria | NAIC group 0119 | Privada nacional | NAIC / state DOIs | Parcial | — |
| Citizens Security Life Insurance Company NAIC 61921; TDI licence 94875; domicile KY (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1998/04/21 | LVida | No NAIC group code provided | Privada nacional | NAIC / state DOIs | Parcial | 80 Fiabilidad: Baja |
| Humana Insurance Company NAIC 73288; TDI licence 93526; domicile KY (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1980/05/02 | LVida | NAIC group 0119 | Privada nacional | NAIC / state DOIs | Parcial | — |
| Investors Heritage Life Insurance Company NAIC 64904; TDI licence 64550; domicile KY (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1983/01/27 | LVida | NAIC group 5016 | Privada nacional | NAIC / state DOIs | Parcial | — |
No hay aseguradoras que coincidan con ese filtro.
La popularidad es una estimación, de 0 a 100, de la frecuencia con que la gente busca cada aseguradora en Google; las barras indican la fiabilidad de la estimación. No es una calificación de la aseguradora. Cómo funciona el índice
El domicilio de una aseguradora es el estado o territorio donde está constituida, y el supervisor de esa jurisdicción es su supervisor principal. Aquí el domicilio procede de las filas del registro: el registro del Departamento de Seguros de Texas indica el estado de domicilio de cada compañía, y una cautiva inscrita en el registro de cautivas de Vermont está domiciliada en Vermont. Por eso, la lista de un estado reúne las aseguradoras de este directorio con sede legal allí, no el registro propio de su supervisor con todas las aseguradoras que autoriza.
Para ver en qué estados está autorizada una compañía, use la búsqueda nacional de la NAIC, que abarca todos los estados: NAIC Consumer Insurance Search
Los datos de los supervisores, los apodos y los lemas se comprobaron con los sitios de los propios supervisores y con referencias públicas el 23 sept 2026. Las banderas son obras de dominio público. Es información de referencia, no datos del registro.