United States · Insurance market

North Dakota

Explore the people, places and insurance market.

AI-generated editorial illustration
Bandera de North Dakota
Estatus
Estado
Capital
Bismarck
Admisión en la Unión
1889
Apodo
Peace Garden State
Lema
Liberty and union, now and forever, one and inseparable

Supervisor de seguros

North Dakota Insurance Department

Titular del supervisor
Commissioner · elegido por votación
Sitio web oficial
insurance.nd.gov
Visitar el sitio web del supervisor
Bismarck, North Dakota — North Dakota
Bismarck, North Dakota
Photo creditQuintin Soloviev · CC BY 4.0 · Displayed with a responsive crop.
North Dakota State Capitol — North Dakota
North Dakota State Capitol
Photo creditQuintin Soloviev · CC BY 4.0 · Displayed with a responsive crop.
Theodore Roosevelt National Park — North Dakota
Theodore Roosevelt National Park
Photo creditNPS/Mark Hoffman · Public domain · Displayed with a responsive crop.

United States · Insurance market profile

The North Dakota insurance market

North Dakota has its own insurance supervisory authority, the North Dakota Insurance Department. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Bismarck is the capital. A US state since 1889, North Dakota is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's North Dakota domicile records, Generales (No vida) is the largest recorded class, with 2 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
4
Recorded business classes
2
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in North Dakota.

North Dakota
North Dakota · US Census boundaries
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Insurance commissioner & supervision

Insurance supervision

North Dakota Insurance Department

Explore the commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Elected office

Commissioner

North Dakota Insurance Department

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in North Dakota. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“North Dakota has a strong and competitive insurance market, and our goal is to keep it that way.”

North Dakota Insurance Department · Insurance Affordability Roundtable (September 2026) ↗

AI-generated editorial illustration

NAIC research for North Dakota

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in North Dakota.

North Dakota: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for written farm premiums: 4 (6.24% of the US market).
  • National rank for written crop premiums: 5 (8.43% of the US market).
  • The NAIC counted 1,442 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the North Dakota NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Aseguradoras domiciliadas en North Dakota

EntidadRamoMatriz / grupoTitularidadSupervisorVerificaciónPopularidad
Great Divide Insurance Company
NAIC 25224; TDI licence 94051; domicile ND (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1993/02/12
GGenerales (No vida)NAIC group 0098Privada nacionalNAIC / state DOIsParcial—
U.S. Underwriters Insurance Company
NAIC 35416; TDI licence 13764799; domicile ND (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2013/12/18
GGenerales (No vida)NAIC group 0031Privada nacionalNAIC / state DOIsParcial95 Fiabilidad: Baja
PIONEER MUTUAL LIFE INSURANCE COMPANY, A STOCK SUBSIDIARY OF AMERICAN UNITED MUTUAL INSURANCE HOLDIN
NAIC 67911; TDI licence 93888; domicile ND (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1982/07/12
LVidaNAIC group 0619Privada nacionalNAIC / state DOIsParcial—
US Alliance Life and Security Company
NAIC 14165; TDI licence 13766681; domicile ND (foreign to Texas); type: Life, Accident or Health; structure: Corporation; licensed 2023/06/20
LVidaNAIC group 4900Privada nacionalNAIC / state DOIsParcial—

La popularidad es una estimación, de 0 a 100, de la frecuencia con que la gente busca cada aseguradora en Google; las barras indican la fiabilidad de la estimación. No es una calificación de la aseguradora. Cómo funciona el índice

El domicilio de una aseguradora es el estado o territorio donde está constituida, y el supervisor de esa jurisdicción es su supervisor principal. Aquí el domicilio procede de las filas del registro: el registro del Departamento de Seguros de Texas indica el estado de domicilio de cada compañía, y una cautiva inscrita en el registro de cautivas de Vermont está domiciliada en Vermont. Por eso, la lista de un estado reúne las aseguradoras de este directorio con sede legal allí, no el registro propio de su supervisor con todas las aseguradoras que autoriza.

Para ver en qué estados está autorizada una compañía, use la búsqueda nacional de la NAIC, que abarca todos los estados: NAIC Consumer Insurance Search

Los datos de los supervisores, los apodos y los lemas se comprobaron con los sitios de los propios supervisores y con referencias públicas el 23 sept 2026. Las banderas son obras de dominio público. Es información de referencia, no datos del registro.