United States · Insurance market

Missouri

Explore the people, places and insurance market.

AI-generated editorial illustration
Bandera de Missouri
Estatus
Estado
Capital
Jefferson City
Admisión en la Unión
1821
Apodo
Show-Me State
Lema
Salus populi suprema lex esto

Supervisor de seguros

Missouri Department of Commerce and Insurance

Titular del supervisor
Director · designado
Sitio web oficial
dci.mo.gov
Visitar el sitio web del supervisor
Missouri State Penitentiary — Missouri
Missouri State Penitentiary
Photo creditCosmiCataclysm · CC BY-SA 3.0 · Displayed with a responsive crop.
Missouri State Capitol — Missouri
Missouri State Capitol
Photo creditRebelAt of English Wikipedia · CC BY-SA 3.0 · Displayed with a responsive crop.
Gateway Arch — Missouri
Gateway Arch
Photo creditSt_Louis_night_expblend.jpg: Daniel Schwen derivative work: ←fetchcomms · CC BY-SA 3.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Missouri insurance market

Missouri has its own insurance supervisory authority, the Missouri Department of Commerce and Insurance. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Jefferson City is the capital. A US state since 1821, Missouri is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Missouri domicile records, Generales (No vida) is the largest recorded class, with 26 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
45
Recorded business classes
3
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Missouri.

Missouri
Missouri · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Missouri Department of Commerce and Insurance

Explore the director's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Director

Missouri Department of Commerce and Insurance

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Missouri. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“The Statistics Section collects information, maintains databases, and publishes reports on the insurance markets in Missouri.”

Missouri Department of Insurance · Insurance Public Reports ↗

AI-generated editorial illustration

NAIC research for Missouri

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Missouri.

Missouri: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for property/casualty (P/C) premium: 19.
  • National rank for earthquake premium: 5 (2.90% of the US market).
  • The NAIC counted 1,786 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Missouri NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Aseguradoras domiciliadas en Missouri

EntidadRamoMatriz / grupoTitularidadSupervisorVerificaciónPopularidad
Travelers Protective Association of America, The
NAIC 56006; TDI licence 83900; domicile MO (foreign to Texas); type: Fraternal; structure: Not For Profit; licensed 1890/06/01
LVidaNo NAIC group code providedMutua / cooperativaNAIC / state DOIsParcial—
American Automobile Insurance Company
NAIC 21849; TDI licence 1650; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1912/01/01
GGenerales (No vida)NAIC group 0761Privada nacionalNAIC / state DOIsParcial98 Fiabilidad: Baja
American Sentinel Insurance Company
NAIC 17965; TDI licence 95569; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2001/01/22
GGenerales (No vida)NAIC group 5109Privada nacionalNAIC / state DOIsParcial—
Arch Indemnity Insurance Company
NAIC 30830; TDI licence 13766328; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2021/07/30
GGenerales (No vida)NAIC group 1279Privada nacionalNAIC / state DOIsParcial—
Arch Insurance Company
NAIC 11150; TDI licence 93922; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1982/11/03
GGenerales (No vida)NAIC group 1279Privada nacionalNAIC / state DOIsParcial90 Fiabilidad: Baja
Arch Property Casualty Insurance Company
NAIC 10946; TDI licence 13766269; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2021/02/26
GGenerales (No vida)NAIC group 1279Privada nacionalNAIC / state DOIsParcial—
Arch Wilsure Insurance Company
NAIC 25585; TDI licence 96275; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2016/12/06
GGenerales (No vida)NAIC group 1279Privada nacionalNAIC / state DOIsParcial—
Bar Plan Mutual Insurance Company, The
NAIC 29513; TDI licence 95817; domicile MO (foreign to Texas); type: Casualty; structure: Mutual; licensed 2003/08/08
GGenerales (No vida)NAIC group 1228Mutua / cooperativaNAIC / state DOIsParcial—
CASUALTY RECIPROCAL EXCHANGE
NAIC 21237; TDI licence 13800; domicile MO (foreign to Texas); type: Reciprocal; structure: n/a; licensed 1931/01/01; Texas-specific licence class
GGenerales (No vida)NAIC group 0056Mutua / cooperativaNAIC / state DOIsParcial—
CATERPILLAR INSURANCE COMPANY
NAIC 11255; TDI licence 95754; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2002/11/26
GGenerales (No vida)NAIC group 3569Privada nacionalNAIC / state DOIsParcial—
Columbia Mutual Insurance Company
NAIC 40371; TDI licence 5613; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 1991/08/21
GGenerales (No vida)NAIC group 0807Mutua / cooperativaNAIC / state DOIsParcial—
EQUITY MUTUAL INSURANCE COMPANY
NAIC 21245; TDI licence 26320; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 1965/10/28
GGenerales (No vida)NAIC group 0056Mutua / cooperativaNAIC / state DOIsParcial—
Essentia Insurance Company
NAIC 37915; TDI licence 6075; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1984/04/09
GGenerales (No vida)NAIC group 0785Privada nacionalNAIC / state DOIsParcial—
Fidelity Security Assurance Company
NAIC 17136; TDI licence 13766758; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2024/02/29
GGenerales (No vida)NAIC group 0451Privada nacionalNAIC / state DOIsParcial—
Haulers Insurance Company, Inc.
NAIC 31550; TDI licence 96022; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2005/07/11
GGenerales (No vida)NAIC group 0123Privada nacionalNAIC / state DOIsParcial—
LUMBERMEN'S UNDERWRITING ALLIANCE
NAIC 23108; TDI licence 49700; domicile MO (foreign to Texas); type: Reciprocal; structure: n/a; licensed 1917/01/06; Texas-specific licence class
GGenerales (No vida)No NAIC group code providedMutua / cooperativaNAIC / state DOIsParcial—
NATIONAL FIRE AND INDEMNITY EXCHANGE
NAIC 15679; TDI licence 94487; domicile MO (foreign to Texas); type: Reciprocal; structure: n/a; licensed 1995/06/09; Texas-specific licence class
GGenerales (No vida)No NAIC group code providedMutua / cooperativaNAIC / state DOIsParcial—
Protective Property & Casualty Insurance Company
NAIC 35769; TDI licence 93557; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1980/07/29
GGenerales (No vida)NAIC group 0458Privada nacionalNAIC / state DOIsParcial—
Safety First Insurance Company
NAIC 11123; TDI licence 95632; domicile MO (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2001/09/18
GGenerales (No vida)NAIC group 3098Privada nacionalNAIC / state DOIsParcial—
Safety National Casualty Corporation
NAIC 15105; TDI licence 5336; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1989/10/19
GGenerales (No vida)NAIC group 3098Privada nacionalNAIC / state DOIsParcial—
SHELTER MUTUAL INSURANCE COMPANY
NAIC 23388; TDI licence 49990; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 1961/09/26
GGenerales (No vida)NAIC group 0123Mutua / cooperativaNAIC / state DOIsParcial—
Swiss Re Corporate Solutions America Insurance Corporation
NAIC 29874; TDI licence 5988; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1984/12/21
GGenerales (No vida)NAIC group 0181Privada nacionalNAIC / state DOIsParcial79 Fiabilidad: Baja
Swiss Re Corporate Solutions Elite Insurance Corporation
NAIC 29700; TDI licence 5661; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1992/01/23
GGenerales (No vida)NAIC group 0181Privada nacionalNAIC / state DOIsParcial—
Swiss Re Corporate Solutions Premier Insurance Corporation
NAIC 32778; TDI licence 93588; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1980/10/17
GGenerales (No vida)NAIC group 0181Privada nacionalNAIC / state DOIsParcial—
United Casualty Insurance Company of America
NAIC 11142; TDI licence 93825; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1982/03/11
GGenerales (No vida)NAIC group 0215Privada nacionalNAIC / state DOIsParcial—
Westport Insurance Corporation
NAIC 39845; TDI licence 93730; domicile MO (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1981/10/01
GGenerales (No vida)NAIC group 0181Privada nacionalNAIC / state DOIsParcial83 Fiabilidad: Baja
ZPIC Insurance Company
NAIC 17044; TDI licence 13766565; domicile MO (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2022/10/27
GGenerales (No vida)NAIC group 5008Privada nacionalNAIC / state DOIsParcial—
Aria Care Insurance Inc
NAIC 17609; TDI licence 13766840; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2024/12/09
HSalud / Asistencia sanitariaNAIC group 4744Privada nacionalNAIC / state DOIsParcial—
Essence Healthcare, Inc.
NAIC 11699; TDI licence 13765538; domicile MO (foreign to Texas); type: Health Maintenance Org; structure: Stockholder; licensed 2017/02/14; Health plan licensed under a separate statute, not on a general insurance licence
HSalud / Asistencia sanitariaNAIC group 4597Privada nacionalNAIC / state DOIsParcial—
AMERICAN FINANCIAL SECURITY LIFE INSURANCE COMPANY
NAIC 69337; TDI licence 80490; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1962/08/22
LVidaNo NAIC group code providedPrivada nacionalNAIC / state DOIsParcial97 Fiabilidad: Media
Aurora National Life Assurance Company
NAIC 61182; TDI licence 93610; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1980/12/08
LVidaNAIC group 4639Privada nacionalNAIC / state DOIsParcial85 Fiabilidad: Media
CATERPILLAR LIFE INSURANCE COMPANY
NAIC 11997; TDI licence 95952; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2004/11/19
LVidaNAIC group 3569Privada nacionalNAIC / state DOIsParcial50 Fiabilidad: Baja
Coventry Health and Life Insurance Company
NAIC 81973; TDI licence 4880; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1968/06/21
LVidaNAIC group 0001Privada nacionalNAIC / state DOIsParcial97 Fiabilidad: Baja
FIDELITY SECURITY LIFE INSURANCE COMPANY
NAIC 71870; TDI licence 29475; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1975/05/23
LVidaNAIC group 0451Privada nacionalNAIC / state DOIsParcial71 Fiabilidad: Baja
Ibexis Life & Annuity Insurance Company
NAIC 69272; TDI licence 5827; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1987/01/16
LVidaNo NAIC group code providedPrivada nacionalNAIC / state DOIsParcial62 Fiabilidad: Baja
Kansas City Life Insurance CompanyNasdaq: KCLI
NAIC 65129; TDI licence 45350; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1905/01/01
LVidaNAIC group 0588Privada nacionalNAIC / state DOIsParcial—
LEWER LIFE INSURANCE COMPANY
NAIC 71595; TDI licence 94197; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1993/07/26
LVidaNo NAIC group code providedPrivada nacionalNAIC / state DOIsParcial79 Fiabilidad: Baja
National States Insurance Company
NAIC 60593; TDI licence 5805; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1987/06/24
LVidaNo NAIC group code providedPrivada nacionalNAIC / state DOIsParcial74 Fiabilidad: Baja
OLD AMERICAN INSURANCE COMPANY
NAIC 67199; TDI licence 63120; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1968/07/10
LVidaNAIC group 0588Privada nacionalNAIC / state DOIsParcial48 Fiabilidad: Baja
Ozark National Life Insurance Company
NAIC 67393; TDI licence 64020; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1971/09/13
LVidaNAIC group 0449Privada nacionalNAIC / state DOIsParcial82 Fiabilidad: Baja
Reliable Life Insurance Company, The
NAIC 68357; TDI licence 69900; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1922/01/01
LVidaNAIC group 0215Privada nacionalNAIC / state DOIsParcial—
RGA Life and Annuity Insurance Company
NAIC 89004; TDI licence 13766652; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2023/03/31
LVidaNAIC group 4639Privada nacionalNAIC / state DOIsParcial—
RGA Reinsurance Company
NAIC 93572; TDI licence 93846; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1982/04/19
LVidaNAIC group 4639Privada nacionalNAIC / state DOIsParcial76 Fiabilidad: Baja
SUPERIOR HEALTHPLAN NETWORK
NAIC 71013; TDI licence 94786; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1997/10/03
LVidaNAIC group 1295Privada nacionalNAIC / state DOIsParcial—
Swiss Re Life & Health America Inc.
NAIC 82627; TDI licence 32700; domicile MO (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1968/09/27
LVidaNAIC group 0181Privada nacionalNAIC / state DOIsParcial—

La popularidad es una estimación, de 0 a 100, de la frecuencia con que la gente busca cada aseguradora en Google; las barras indican la fiabilidad de la estimación. No es una calificación de la aseguradora. Cómo funciona el índice

El domicilio de una aseguradora es el estado o territorio donde está constituida, y el supervisor de esa jurisdicción es su supervisor principal. Aquí el domicilio procede de las filas del registro: el registro del Departamento de Seguros de Texas indica el estado de domicilio de cada compañía, y una cautiva inscrita en el registro de cautivas de Vermont está domiciliada en Vermont. Por eso, la lista de un estado reúne las aseguradoras de este directorio con sede legal allí, no el registro propio de su supervisor con todas las aseguradoras que autoriza.

Para ver en qué estados está autorizada una compañía, use la búsqueda nacional de la NAIC, que abarca todos los estados: NAIC Consumer Insurance Search

Los datos de los supervisores, los apodos y los lemas se comprobaron con los sitios de los propios supervisores y con referencias públicas el 23 sept 2026. Las banderas son obras de dominio público. Es información de referencia, no datos del registro.