United States · Insurance market

Minnesota

Explore the people, places and insurance market.

AI-generated editorial illustration
Bandera de Minnesota
Estatus
Estado
Capital
Saint Paul
Admisión en la Unión
1858
Apodo
North Star State
Lema
L'Étoile du Nord

Supervisor de seguros

Minnesota Department of Commerce

Titular del supervisor
Commissioner · designado
Sitio web oficial
mn.gov
Visitar el sitio web del supervisor
Saint Paul, Minnesota — Minnesota
Saint Paul, Minnesota
Photo creditMcGhiever · CC BY-SA 3.0 · Displayed with a responsive crop.
Minnesota State Capitol — Minnesota
Minnesota State Capitol
Photo creditMyotus · CC BY 4.0 · Displayed with a responsive crop.
Duluth, Minnesota — Minnesota
Duluth, Minnesota
Photo creditTony Webster from San Francisco, California · CC BY-SA 2.0 · Displayed with a responsive crop.

United States · Insurance market profile

The Minnesota insurance market

Minnesota has its own insurance supervisory authority, the Minnesota Department of Commerce. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Saint Paul is the capital. A US state since 1858, Minnesota is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Minnesota domicile records, Generales (No vida) is the largest recorded class, with 12 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
20
Recorded business classes
2
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Minnesota.

Minnesota
Minnesota · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Minnesota Department of Commerce

Explore the commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Commissioner

Minnesota Department of Commerce

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Minnesota. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“In 2025, Minnesotans will continue to have at least two insurance carriers offering individual market plans in every county…”

Minnesota Department of Commerce · 2025 individual and small-group rates announcement ↗

AI-generated editorial illustration

NAIC research for Minnesota

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Minnesota.

Minnesota: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for total premium: 18.
  • National rank for health premium: 16.
  • The NAIC counted 1,577 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Minnesota NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Aseguradoras domiciliadas en Minnesota

EntidadRamoMatriz / grupoTitularidadSupervisorVerificaciónPopularidad
Sons of Norway
NAIC 57142; TDI licence 93750; domicile MN (foreign to Texas); type: Fraternal; structure: Not For Profit; licensed 1981/11/13
LVidaNo NAIC group code providedMutua / cooperativaNAIC / state DOIsParcial—
American Compensation Insurance Company
NAIC 45934; TDI licence 95412; domicile MN (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1999/11/15
GGenerales (No vida)NAIC group 0111Privada nacionalNAIC / state DOIsParcial—
Bloomington Compensation Insurance Company
NAIC 12311; TDI licence 96553; domicile MN (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2011/11/21
GGenerales (No vida)NAIC group 0111Privada nacionalNAIC / state DOIsParcial—
Federated Mutual Insurance Company
NAIC 13935; TDI licence 29005; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 1918/01/01
GGenerales (No vida)NAIC group 0007Mutua / cooperativaNAIC / state DOIsParcial54 Fiabilidad: Baja
Federated Reserve Insurance Company
NAIC 16024; TDI licence 13765590; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2017/05/30
GGenerales (No vida)NAIC group 0007Privada nacionalNAIC / state DOIsParcial—
Federated Service Insurance Company
NAIC 28304; TDI licence 5824; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1987/02/11
GGenerales (No vida)NAIC group 0007Privada nacionalNAIC / state DOIsParcial95 Fiabilidad: Baja
Granite Re, Inc.
NAIC 26310; TDI licence 96367; domicile MN (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2009/04/24
GGenerales (No vida)NAIC group 0007Privada nacionalNAIC / state DOIsParcial—
Minnesota Lawyers Mutual Insurance Company
NAIC 42234; TDI licence 95543; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 2000/09/28
GGenerales (No vida)NAIC group 4910Mutua / cooperativaNAIC / state DOIsParcial—
NAU Country Insurance Company
NAIC 25240; TDI licence 79000; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1952/03/18
GGenerales (No vida)NAIC group 0796Privada nacionalNAIC / state DOIsParcial—
Rural Community Insurance Company
NAIC 39039; TDI licence 6013; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1984/10/15
GGenerales (No vida)NAIC group 0212Privada nacionalNAIC / state DOIsParcial—
SECURIAN CASUALTY COMPANY
NAIC 10054; TDI licence 94414; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1994/11/28
GGenerales (No vida)NAIC group 0869Privada nacionalNAIC / state DOIsParcial—
SFM Mutual Insurance Company
NAIC 11347; TDI licence 96176; domicile MN (foreign to Texas); type: Casualty; structure: Mutual; licensed 2018/09/28
GGenerales (No vida)NAIC group 4279Mutua / cooperativaNAIC / state DOIsParcial91 Fiabilidad: Baja
Western National Mutual Insurance Company
NAIC 15377; TDI licence 96494; domicile MN (foreign to Texas); type: Fire and Casualty; structure: Mutual; licensed 2011/09/19
GGenerales (No vida)NAIC group 0309Mutua / cooperativaNAIC / state DOIsParcial87 Fiabilidad: Baja
Allianz Life Insurance Company of North America
NAIC 90611; TDI licence 93629; domicile MN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1980/12/29
LVidaNAIC group 0761Privada nacionalNAIC / state DOIsParcial95 Fiabilidad: Baja
Federated Life Insurance Company
NAIC 63258; TDI licence 93821; domicile MN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1982/03/05
LVidaNAIC group 0007Privada nacionalNAIC / state DOIsParcial—
MINNESOTA LIFE INSURANCE COMPANY
NAIC 66168; TDI licence 55650; domicile MN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1920/05/22
LVidaNAIC group 0869Privada nacionalNAIC / state DOIsParcial—
Reliastar Life Insurance Company
NAIC 67105; TDI licence 62150; domicile MN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1913/01/01
LVidaNAIC group 4832Privada nacionalNAIC / state DOIsParcial—
RIVERSOURCE LIFE INSURANCE COMPANY
NAIC 65005; TDI licence 42125; domicile MN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1958/11/20
LVidaNAIC group 0004Privada nacionalNAIC / state DOIsParcial—
Securian Life Insurance Company
NAIC 93742; TDI licence 6194; domicile MN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1983/05/26
LVidaNAIC group 0869Privada nacionalNAIC / state DOIsParcial—
Wilton Reassurance Company
NAIC 66133; TDI licence 55500; domicile MN (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1956/08/23
LVidaNAIC group 4213Privada nacionalNAIC / state DOIsParcial88 Fiabilidad: Baja

La popularidad es una estimación, de 0 a 100, de la frecuencia con que la gente busca cada aseguradora en Google; las barras indican la fiabilidad de la estimación. No es una calificación de la aseguradora. Cómo funciona el índice

El domicilio de una aseguradora es el estado o territorio donde está constituida, y el supervisor de esa jurisdicción es su supervisor principal. Aquí el domicilio procede de las filas del registro: el registro del Departamento de Seguros de Texas indica el estado de domicilio de cada compañía, y una cautiva inscrita en el registro de cautivas de Vermont está domiciliada en Vermont. Por eso, la lista de un estado reúne las aseguradoras de este directorio con sede legal allí, no el registro propio de su supervisor con todas las aseguradoras que autoriza.

Para ver en qué estados está autorizada una compañía, use la búsqueda nacional de la NAIC, que abarca todos los estados: NAIC Consumer Insurance Search

Los datos de los supervisores, los apodos y los lemas se comprobaron con los sitios de los propios supervisores y con referencias públicas el 23 sept 2026. Las banderas son obras de dominio público. Es información de referencia, no datos del registro.