United States · Insurance market

Florida

Explore the people, places and insurance market.

AI-generated editorial illustration
Bandera de Florida
Estatus
Estado
Capital
Tallahassee
Admisión en la Unión
1845
Apodo
Sunshine State
Lema
In God We Trust

Supervisor de seguros

Florida Office of Insurance Regulation

Titular del supervisor
Insurance Commissioner · designado
Sitio web oficial
floir.gov
Visitar el sitio web del supervisor
Tallahassee, Florida — Florida
Tallahassee, Florida
Photo creditUrbantallahassee · CC BY-SA 4.0 · Displayed with a responsive crop.
Florida State Capitol — Florida
Florida State Capitol
Photo creditDXR · CC BY-SA 4.0 · Displayed with a responsive crop.
Everglades National Park — Florida
Everglades National Park
Photo creditEverglades NPS from Homestead, Florida, United States · Public domain · Displayed with a responsive crop.

United States · Insurance market profile

The Florida insurance market

Florida has its own insurance supervisory authority, the Florida Office of Insurance Regulation. This profile brings together its regulatory contacts, NAIC research and the companies recorded as domiciled here in our directory.

Tallahassee is the capital. A US state since 1845, Florida is part of a state-based insurance system: a company's home jurisdiction and the markets where it is authorised to operate are different facts.

Within this directory's Florida domicile records, Generales (No vida) is the largest recorded class, with 47 entities. This describes the composition of our listings, not premium market share.

Domiciled entities listed
58
Recorded business classes
4
Named groups in listings
0

Partial directory coverage. These counts are not the total number of insurers licensed in Florida.

Florida
Florida · US Census boundaries
Explore all state markets →

Insurance commissioner & supervision

Insurance supervision

Florida Office of Insurance Regulation

Explore the insurance commissioner's office ↗
AI-generated editorial illustration · Conceptual civic scene, not an official building

Appointed office

Insurance Commissioner

Florida Office of Insurance Regulation

The department is the starting point for checking an insurer's authority, finding consumer assistance and following local regulatory announcements. Leadership details can change; use the official office link for the current incumbent.

Commissioner's office ↗Visit the insurance department ↗

Check a licence or raise a concern

Start with the legal company name on your policy and its NAIC company number, where available. A familiar brand may represent several separately licensed companies.

Use the department's insurer lookup to check authority in Florida. For complaint assistance, the NAIC directory links to each jurisdiction's department and complaint channel.

NAIC Consumer Insurance Search ↗Department contacts & complaints ↗

The market in focus

“After years of consecutive underwriting losses, the insurers saw overall stability with many companies reporting a net profit in 2023.”

Florida Office of Insurance Regulation · Update on Florida’s Strengthening Property Insurance Market · 2024 ↗

AI-generated editorial illustration

NAIC research for Florida

The National Association of Insurance Commissioners supports the 56 US insurance jurisdictions with shared data and regulatory coordination. The local insurance department remains the authority for questions about a company's licence in Florida.

Florida: key facts & market trends

Reporting year 2024 · NAIC state report card

  • National rank for total premium: 4.
  • National rank for health premium: 3.
  • The NAIC counted 2,052 licensed insurers across domestic and foreign categories.

Read the report's definitions before comparing states: premiums, insurer counts and directory domicile records measure different things. Figures retain their reporting year and should not be read as live totals.

Read the Florida NAIC report (PDF) ↗

Research an insurance group

A group may contain companies domiciled in several jurisdictions. The NAIC lead-state report identifies the coordinating state for group supervision.

NAIC lead-state report ↗

Explore licensing requirements

The Uniform Certificate of Authority Application resources collect state-specific requirements for insurance company applications.

UCAA state charts ↗
Sources & coverage

NAIC market research reviewed 26 September 2026. State identity and office-selection facts come from the state reference dataset dated 23 September 2026; insurer counts are calculated from the directory's register records. Photographs illustrate places, not insurer or regulator offices.

NAIC department directory · US coverage and verification

Aseguradoras domiciliadas en Florida

EntidadRamoMatriz / grupoTitularidadSupervisorVerificaciónPopularidad
Accredited Surety and Casualty Company, Inc.
NAIC 26379; TDI licence 95140; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2015/09/23
GGenerales (No vida)NAIC group 5077Privada nacionalNAIC / state DOIsParcial—
AEQUICAP INSURANCE COMPANY
NAIC 24619; TDI licence 96159; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2007/01/02
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial—
American Bankers Insurance Company of Florida
NAIC 10111; TDI licence 1750; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1949/02/15
GGenerales (No vida)NAIC group 0019Privada nacionalNAIC / state DOIsParcial—
American Capital Assurance Corp.
NAIC 12601; TDI licence 96456; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2016/02/12
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial—
American Family Home Insurance Company
NAIC 23450; TDI licence 96175; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2007/03/27
GGenerales (No vida)NAIC group 0361Privada nacionalNAIC / state DOIsParcial—
AMERICAN SOUTHERN HOME INSURANCE COMPANY
NAIC 41998; TDI licence 96104; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2006/05/22
GGenerales (No vida)NAIC group 0361Privada nacionalNAIC / state DOIsParcial—
Austin Mutual Insurance Company
NAIC 13412; TDI licence 95933; domicile FL (foreign to Texas); type: Casualty; structure: Mutual; licensed 2004/08/05
GGenerales (No vida)NAIC group 0473Mutua / cooperativaNAIC / state DOIsParcial65 Fiabilidad: Baja
BANKERS INSURANCE COMPANY
NAIC 33162; TDI licence 5252; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1988/08/19
GGenerales (No vida)NAIC group 0689Privada nacionalNAIC / state DOIsParcial—
Bridgefield Casualty Insurance Company
NAIC 10335; TDI licence 13765044; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2015/08/26
GGenerales (No vida)NAIC group 0084Privada nacionalNAIC / state DOIsParcial—
Bridgefield Employers Insurance Company
NAIC 10701; TDI licence 13765043; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2015/08/25
GGenerales (No vida)NAIC group 0084Privada nacionalNAIC / state DOIsParcial—
BRISTOL WEST SPECIALTY INSURANCE COMPANY
NAIC 33120; TDI licence 94528; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1995/09/19
GGenerales (No vida)NAIC group 0069Privada nacionalNAIC / state DOIsParcial—
Cable Insurance Company
NAIC 16572; TDI licence 13766814; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2024/09/17
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial—
Capacity Insurance Company
NAIC 32930; TDI licence 13765478; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2017/01/09
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial—
Centauri Specialty Insurance Company
NAIC 12573; TDI licence 13764797; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2013/12/09
GGenerales (No vida)NAIC group 5084Privada nacionalNAIC / state DOIsParcial—
Continental Heritage Insurance Company
NAIC 39551; TDI licence 5853; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1986/08/12
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial69 Fiabilidad: Baja
COURTESY INSURANCE COMPANY
NAIC 26492; TDI licence 94668; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1996/10/25
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial—
Cypress Property & Casualty Insurance Company
NAIC 10953; TDI licence 13766147; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2020/06/29
GGenerales (No vida)NAIC group 3456Privada nacionalNAIC / state DOIsParcial94 Fiabilidad: Baja
Employers Assurance Company
NAIC 25402; TDI licence 93887; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1982/07/12
GGenerales (No vida)NAIC group 3363Privada nacionalNAIC / state DOIsParcial—
Employers Preferred Insurance Company
NAIC 10346; TDI licence 96010; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2005/06/10
GGenerales (No vida)NAIC group 3363Privada nacionalNAIC / state DOIsParcial85 Fiabilidad: Baja
FCCI INSURANCE COMPANY
NAIC 10178; TDI licence 96480; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2011/01/13
GGenerales (No vida)NAIC group 0474Privada nacionalNAIC / state DOIsParcial67 Fiabilidad: Baja
First Community Insurance Company
NAIC 13990; TDI licence 96361; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2010/07/19
GGenerales (No vida)NAIC group 0689Privada nacionalNAIC / state DOIsParcial65 Fiabilidad: Baja
Florida Casualty Insurance Company
NAIC 40398; TDI licence 5649; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 1991/11/22
GGenerales (No vida)NAIC group 4962Privada nacionalNAIC / state DOIsParcial—
Frank Winston Crum Insurance Company
NAIC 11600; TDI licence 96237; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2008/08/14
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial—
Guarantee Insurance Company
NAIC 11398; TDI licence 93420; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2013/03/27
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial—
Gulfstream Property and Casualty Insurance Company
NAIC 12237; TDI licence 13764825; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2014/02/11
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial—
Homeowners Choice Property & Casualty Insurance Company, Inc.
NAIC 12944; TDI licence 13765630; domicile FL (foreign to Texas); type: Fire; structure: Stockholder; licensed 2017/09/12
GGenerales (No vida)NAIC group 4792Privada nacionalNAIC / state DOIsParcial85 Fiabilidad: Baja
Integris Assurance Company
NAIC 13793; TDI licence 13764747; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2013/07/31
GGenerales (No vida)NAIC group 4770Privada nacionalNAIC / state DOIsParcial—
Lexington National Insurance Corporation
NAIC 37940; TDI licence 95840; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2003/10/14
GGenerales (No vida)NAIC group 4993Privada nacionalNAIC / state DOIsParcial—
Lighthouse Property Insurance Corporation
NAIC 13207; TDI licence 96465; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2015/03/25
GGenerales (No vida)NAIC group 4951Privada nacionalNAIC / state DOIsParcial95 Fiabilidad: Baja
Lion Insurance Company
NAIC 11075; TDI licence 94328; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 1994/05/20
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial—
NGM INSURANCE COMPANY
NAIC 14788; TDI licence 95862; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2003/12/23
GGenerales (No vida)NAIC group 0473Privada nacionalNAIC / state DOIsParcial—
Normandy Insurance Company
NAIC 13012; TDI licence 13765766; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2018/06/18
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial58 Fiabilidad: Baja
OCEAN HARBOR CASUALTY INSURANCE COMPANY
NAIC 12360; TDI licence 96245; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2008/02/12
GGenerales (No vida)NAIC group 4051Privada nacionalNAIC / state DOIsParcial—
Physicians Insurance Company
NAIC 11588; TDI licence 96025; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2005/08/31
GGenerales (No vida)NAIC group 4776Privada nacionalNAIC / state DOIsParcial97 Fiabilidad: Baja
PracticeProtection Casualty Company
NAIC 12843; TDI licence 13766691; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2023/07/07
GGenerales (No vida)NAIC group 4953Privada nacionalNAIC / state DOIsParcial—
Privilege Underwriters Reciprocal Exchange
NAIC 12873; TDI licence 96346; domicile FL (foreign to Texas); type: Reciprocal; structure: n/a; licensed 2009/12/22; Texas-specific licence class
GGenerales (No vida)NAIC group 3098Mutua / cooperativaNAIC / state DOIsParcial—
Progressive Property Insurance Company
NAIC 13038; TDI licence 13764845; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2014/04/16
GGenerales (No vida)NAIC group 0155Privada nacionalNAIC / state DOIsParcial—
ROCHE SURETY AND CASUALTY COMPANY, INC.
NAIC 42706; TDI licence 95677; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2002/03/11
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial—
Safe Harbor Insurance Company
NAIC 12563; TDI licence 13766506; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2022/07/27
GGenerales (No vida)NAIC group 4051Privada nacionalNAIC / state DOIsParcial—
Safepoint Insurance Company
NAIC 15341; TDI licence 13765447; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2016/12/22
GGenerales (No vida)NAIC group 5028Privada nacionalNAIC / state DOIsParcial64 Fiabilidad: Baja
SafePort Insurance Company
NAIC 36560; TDI licence 95638; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2001/11/05
GGenerales (No vida)NAIC group 3829Privada nacionalNAIC / state DOIsParcial—
Security First Insurance Company
NAIC 10117; TDI licence 13765411; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2016/11/21
GGenerales (No vida)No NAIC group code providedPrivada nacionalNAIC / state DOIsParcial—
SUNZ INSURANCE COMPANY
NAIC 34762; TDI licence 96205; domicile FL (foreign to Texas); type: Casualty; structure: Stockholder; licensed 2007/06/22
GGenerales (No vida)NAIC group 5109Privada nacionalNAIC / state DOIsParcial—
Tower Hill Prime Insurance Company
NAIC 11027; TDI licence 13765389; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2016/10/10
GGenerales (No vida)NAIC group 3484Privada nacionalNAIC / state DOIsParcial—
Trusted Resource Underwriters Exchange
NAIC 16881; TDI licence 13766495; domicile FL (foreign to Texas); type: Reciprocal; structure: n/a; licensed 2022/07/20; Texas-specific licence class
GGenerales (No vida)NAIC group 5107Mutua / cooperativaNAIC / state DOIsParcial—
United Property & Casualty Insurance Company
NAIC 10969; TDI licence 13764709; domicile FL (foreign to Texas); type: Fire and Casualty; structure: Stockholder; licensed 2013/04/30
GGenerales (No vida)NAIC group 4830Privada nacionalNAIC / state DOIsParcial—
Vault Reciprocal Exchange
NAIC 16186; TDI licence 13765798; domicile FL (foreign to Texas); type: Reciprocal; structure: n/a; licensed 2018/08/10; Texas-specific licence class
GGenerales (No vida)NAIC group 5000Mutua / cooperativaNAIC / state DOIsParcial—
Humana Health Insurance Company of Florida, Inc.
NAIC 69671; TDI licence 13766695; domicile FL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 2023/07/28
HSalud / Asistencia sanitariaNAIC group 0119Privada nacionalNAIC / state DOIsParcial—
American Bankers Life Assurance Company of Florida
NAIC 60275; TDI licence 1770; domicile FL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1960/10/19
LVidaNAIC group 0019Privada nacionalNAIC / state DOIsParcial95 Fiabilidad: Baja
American Fidelity Life Insurance Company
NAIC 60429; TDI licence 2470; domicile FL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1963/02/20
LVidaNAIC group 4877Privada nacionalNAIC / state DOIsParcial91 Fiabilidad: Baja
American Heritage Life Insurance Company
NAIC 60534; TDI licence 3090; domicile FL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1961/09/25
LVidaNAIC group 1348Privada nacionalNAIC / state DOIsParcial70 Fiabilidad: Baja
American Specialty Health Insurance Company
NAIC 84697; TDI licence 93718; domicile FL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1981/09/10
LVidaNAIC group 3502Privada nacionalNAIC / state DOIsParcial94 Fiabilidad: Baja
ShelterPoint Insurance Company
NAIC 89958; TDI licence 5436; domicile FL (foreign to Texas); type: Life, Accident or Health; structure: Stockholder; licensed 1990/05/10
LVidaNAIC group 0458Privada nacionalNAIC / state DOIsParcial—
Chicago Title Insurance Company
NAIC 50229; TDI licence 15750; domicile FL (foreign to Texas); type: Title; structure: Stockholder; licensed 1962/09/10
XEspecializada / Crédito / CautivaNAIC group 0670Privada nacionalNAIC / state DOIsParcial48 Fiabilidad: Baja
Commonwealth Land Title Insurance Company
NAIC 50083; TDI licence 19125; domicile FL (foreign to Texas); type: Title; structure: Stockholder; licensed 1974/08/19
XEspecializada / Crédito / CautivaNAIC group 0670Privada nacionalNAIC / state DOIsParcial—
Fidelity National Title Insurance Company
NAIC 51586; TDI licence 93932; domicile FL (foreign to Texas); type: Title; structure: Stockholder; licensed 1982/11/24
XEspecializada / Crédito / CautivaNAIC group 0670Privada nacionalNAIC / state DOIsParcial—
Old Republic National Title Insurance Company
NAIC 50520; TDI licence 83150; domicile FL (foreign to Texas); type: Title; structure: Stockholder; licensed 1966/12/15
XEspecializada / Crédito / CautivaNAIC group 0150Privada nacionalNAIC / state DOIsParcial—
WFG NATIONAL TITLE INSURANCE COMPANY
NAIC 51152; TDI licence 95338; domicile FL (foreign to Texas); type: Title; structure: Stockholder; licensed 1999/03/23
XEspecializada / Crédito / CautivaNAIC group 4736Privada nacionalNAIC / state DOIsParcial—

La popularidad es una estimación, de 0 a 100, de la frecuencia con que la gente busca cada aseguradora en Google; las barras indican la fiabilidad de la estimación. No es una calificación de la aseguradora. Cómo funciona el índice

El domicilio de una aseguradora es el estado o territorio donde está constituida, y el supervisor de esa jurisdicción es su supervisor principal. Aquí el domicilio procede de las filas del registro: el registro del Departamento de Seguros de Texas indica el estado de domicilio de cada compañía, y una cautiva inscrita en el registro de cautivas de Vermont está domiciliada en Vermont. Por eso, la lista de un estado reúne las aseguradoras de este directorio con sede legal allí, no el registro propio de su supervisor con todas las aseguradoras que autoriza.

Para ver en qué estados está autorizada una compañía, use la búsqueda nacional de la NAIC, que abarca todos los estados: NAIC Consumer Insurance Search

Los datos de los supervisores, los apodos y los lemas se comprobaron con los sitios de los propios supervisores y con referencias públicas el 23 sept 2026. Las banderas son obras de dominio público. Es información de referencia, no datos del registro.